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andrewward001 · Joined: 28 Aug 2009 Posts: 51 0.00 Dollars($)

what is the shared appreciation mortgage

sunnyca2009 · Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)

Eseentially you have a greemtn with the lender to share the equity in the house and the lender agrees to give you a loan at a lower interest rate

catharin9 · Joined: 14 Jul 2009 Posts: 168 -0.14 Dollars($)

Shared Appreciation Mortgage(SAM) is a type of home reversion scheme on the market. The main feature of a SAM is its simplicity. Typically the bank will advance you 25% of the value of your property, interest free in exchange for 75% of the appreciation of the property when you either sell or die.

sunnyca2009 · Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)

Thank you Catharian that was more detailed.

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