Posts by kpatrick
Posting date Subject
Posted: Wed Jan 14 20:59:15 2009 Hi Jewels, Unfortunately, it is possible. In ..
Posted: Sun Nov 9 22:24:11 2008 I really feel that all banks are looking to ..
Posted: Sun Nov 9 22:16:39 2008 Well RL, You are in a tough spot. Depending ..
Posted: Sun Nov 9 22:12:36 2008 And one of the best parts about USDA loans is ..
Posted: Thu Oct 30 9:56:56 2008 Hi Fred, George is correct, so time is of the ..
Posted: Wed Oct 22 23:24:02 2008 Hi Lisa, You nailed it in your initial ..
Posted: Wed Oct 22 23:00:36 2008 Hi Kynsicat, I'm not sure on the tax ..
Posted: Wed Oct 22 22:28:22 2008 The only challenge you will find is that it is a ..
Posted: Wed Oct 22 22:23:58 2008 Hi Crussell, You need to provide more info. ..
Posted: Mon Oct 20 22:19:46 2008 Hi Lisa, You should be fine, you just need to ..
Posted: Mon Oct 20 22:11:45 2008 Any good mortgage person can help you with these ..
Posted: Mon Oct 20 21:47:05 2008 CRT, One of two things is happening, either ..
Posted: Mon Oct 20 21:35:23 2008 Hi Modme, GM & Brian's recommendations are ..
Posted: Mon Oct 20 21:26:23 2008 Hi riricosta, Like Brian said, you need 2 ..
Posted: Mon Oct 20 21:22:26 2008 Hi Bgina, I agree with Brian, your best bet is ..
Posted: Wed Oct 15 12:27:38 2008 And I need to THINK about signing in before I hit ..
Posted: Mon Oct 13 22:29:36 2008 Hi Chris, Congratulation on paying off your ..
Posted: Mon Oct 13 22:24:53 2008 Hi, Is your sister just on the deed or is she ..
Posted: Mon Oct 13 22:19:28 2008 Hi Plepue, You are correct that lenders are ..
Posted: Mon Oct 13 22:14:27 2008 Hi Hman, You can skip the pymt, but I would be ..
Posted: Mon Oct 13 22:00:38 2008 Hi Elisa, Yuu can go to a real estate attorney ..
Posted: Mon Oct 13 21:56:59 2008 Hi Blak, You can achieve a loan with as little ..
Posted: Wed Oct 8 22:58:15 2008 Absolutely, just be sure the other person doesn't ..
Posted: Wed Oct 8 22:53:45 2008 Is your Mother's name on the loan and/or title ..
Posted: Wed Oct 8 22:48:56 2008 You have two choices: 1. Get them ..
Posted: Wed Oct 8 22:41:01 2008 You will need to quit claim your interest in the ..
Posted: Wed Oct 8 22:38:47 2008 Hopefully you purchased the title insurance ..
Posted: Wed Oct 8 22:35:09 2008 He will need to quit claim his interest in the ..
Posted: Wed Oct 8 22:31:47 2008 Hi Charlotte, I've never seen it listed in the ..
Posted: Mon Sep 22 22:37:21 2008 Hi Clownfish, I don't know of any lenders that ..
Posted: Mon Sep 15 15:27:07 2008 So Jheard, Could Sue Jean quit claim her ..
Posted: Sun Sep 14 21:57:28 2008 Are you both in bankruptcy currently Ch 13 or Ch ..
Posted: Sun Sep 14 21:53:26 2008 Just ran some quick numbers. Based on what you ..
Posted: Sun Sep 14 21:45:24 2008 Is this a pop ..
Posted: Sun Sep 14 21:42:15 2008 Hi Dessie, Yes a quit claim deed would remove ..
Posted: Sun Sep 14 21:07:49 2008 Hi jenlhlarson, Yes, you can apply for the VA ..
Posted: Sun Sep 14 20:57:47 2008 If you have a recent appraisal that shows the ..
Posted: Sat Sep 13 23:44:04 2008 If you can rent for less that your current ..
Posted: Sat Sep 13 23:37:17 2008 Because your name is on the deed, but not the ..
Posted: Sat Sep 13 23:33:54 2008 A 1031 exchange is the normal way that Investor's ..
Posted: Sat Sep 13 23:24:54 2008 No, an increase in your prop taxes or home ..
Posted: Sat Sep 13 23:23:00 2008 Hi Heidi, If you can document your income, ..
Posted: Thu Aug 28 8:20:23 2008 A quit claim might do. Are you still married If ..
Posted: Thu Aug 28 8:09:22 2008 Without land, it is more like financing a car vs ..
Posted: Wed Aug 27 19:18:14 2008 FHA will do double wides, but being 14 ft, that ..
Posted: Thu Aug 21 12:00:34 2008 It is important, either way that you get one of ..
Posted: Wed Aug 20 9:50:43 2008 Hi Bbarbowski, Well, you friend is right. ..
Posted: Wed Aug 20 9:05:15 2008 Hi Topcop, Either you can enlist a real estate ..
Posted: Wed Aug 20 8:59:03 2008 Hi Cinred, Actually, I don't think you will be ..
Posted: Wed Aug 20 8:52:29 2008 Another option is to look into a lease purchase ..
Posted: Wed Aug 20 8:47:08 2008 Another option would be the FHA Secure Plan which ..
Posted: Mon Aug 4 22:11:30 2008 Hi Georgia, Another way to get out depends on ..
Posted: Sun Aug 3 11:35:25 2008 Hi Bret, The new bill is built around the FHA ..
Posted: Sun Aug 3 11:29:43 2008 Hi Fred, Wow, what a mess. Unfortunately ..
Posted: Sun Aug 3 11:16:12 2008 No, the quit claim only removes her from the ..
Posted: Sun Aug 3 11:14:32 2008 Hi Stephanie, Unfortuanately, ths is one area ..
Posted: Sun Aug 3 11:04:52 2008 Hi ttaz, Your best chance would be with an FHA ..
Posted: Sun Aug 3 10:59:31 2008 Hi s99771, It lowers it because if you write ..
Posted: Sun Aug 3 10:47:55 2008 Hi Guest, Although you will be turning in your ..
Posted: Tue Jul 29 21:37:03 2008 Hi Gladys, To get the home into your aunt's ..
Posted: Tue Jul 29 21:30:38 2008 Hey Laura, Your husband is right to be ..
Posted: Tue Jul 29 21:20:12 2008 Hi Linneida, You can also buy a pre-made form ..
Posted: Tue Jul 29 21:17:25 2008 Hi Hilda, Ben is right...with all investments ..
Posted: Tue Jul 29 21:13:20 2008 Hi Gfhadden, If your wife is on the deed, then ..
Posted: Mon Jul 28 21:59:43 2008 Hi Morrowone, This is kinda convoluted, and a ..
Posted: Mon Jul 28 21:50:47 2008 I agree with Chris, because your husband is not ..
Posted: Mon Jul 28 21:47:24 2008 Oops, that was me above...I forgot to log in. ..
Posted: Thu Jul 17 17:13:58 2008 And you have to wait at least 12 months in ..
Posted: Thu Jul 17 17:09:01 2008 Hi CMN, Yes it is possible to get an approval ..
Posted: Thu Jul 17 17:04:41 2008 Hi Jennifer, Yes, as long as your name is on ..
Posted: Thu Jul 17 17:02:36 2008 Hi Muccoco, You can transfer the title, but ..
Posted: Thu Jul 17 16:52:18 2008 Hi MDZ, Unfortunately, the no doc or stated ..
Posted: Tue Jul 15 14:08:27 2008 Ahhh-A business deal is a totally different ..
Posted: Tue Jul 15 13:51:31 2008 Hi Jaden, It sounds like, to me, that either ..
Posted: Tue Jul 15 13:37:57 2008 Hi CDickson, With a timeshare, you cannot go ..
Posted: Tue Jul 15 9:29:10 2008 Hi Jose, Are your kid's unable to make the ..
Posted: Tue Jul 15 9:21:08 2008 Hi Machoman, This is a tough situation, ..
Posted: Tue Jul 15 9:16:41 2008 Hi Stephen, Has the court ordered you to pay ..
Posted: Tue Jun 10 22:45:18 2008 Hi CJKKK, The answer to your question, is that ..
Posted: Wed May 21 16:32:30 2008 Just a quick note on cosigners...in the past a ..
Posted: Thu May 8 8:12:08 2008 Thanks Larry & Adonis...I appreciate your ..
Posted: Wed May 7 21:47:16 2008 Hi So Sad, I am sorry to hear of your dilemma. ..
Posted: Wed May 7 21:42:26 2008 Hey Shata, Lot loans have gotten even more ..
Posted: Wed May 7 16:59:06 2008 Oops, forgot to sign in again...that was me ..
Posted: Tue May 6 12:32:14 2008 Hello Everyone, My company is in a situation ..
Posted: Sat May 3 23:30:17 2008 I agree with George on this one. Generally the ..
Posted: Sat May 3 23:21:34 2008 Hi Simon, FHA is not an option for you because ..
Posted: Sat May 3 23:15:40 2008 Hi Sixty, I wanted to address the part of your ..
Posted: Sat May 3 23:08:47 2008 Hi Jesus, If your Ex-Stepfather quitclaims the ..
Posted: Wed Apr 30 8:53:51 2008 Hi Guest, Your challenge is that the highest ..
Posted: Wed Apr 23 22:06:31 2008 Oops, forgot to sign in ..
Posted: Wed Apr 23 15:11:37 2008 Hello Guest, Was this a FHA loan That is the ..
Posted: Tue Apr 22 23:51:01 2008 Hi Ty_lees, My guess is that the mortgage on ..
Posted: Tue Apr 22 23:40:55 2008 Hello Favors, And welcome to the forum! I ..
Posted: Tue Apr 22 8:33:18 2008 Most companies have a "free" float down ..
Posted: Sat Mar 22 20:00:41 2008 Hi Shooter, You should be able to find one ..
Posted: Sat Mar 22 0:29:21 2008 That was me above...why doesn't this site sign me ..
Posted: Fri Mar 21 11:37:16 2008 Dear Mouse Goddess, What you are looking for ..
Posted: Fri Mar 21 11:30:39 2008 Oops, you're right George..I forgot about the ..
Posted: Fri Mar 21 0:02:55 2008 Hi Vette, I'm sure that there is something ..
Posted: Thu Mar 20 17:13:18 2008 This guy is totally overstepping his bounds, and ..
Posted: Thu Mar 20 16:56:45 2008 Hi Gypsyt7, I understand that you are in a ..
Posted: Thu Mar 20 16:50:55 2008 As always, common sense needs to intervene, at ..
Posted: Thu Mar 20 16:45:23 2008 Great advice Charles! As he said, there are ..
Posted: Thu Mar 20 16:40:44 2008 Hi Taresto, Most good lenders will not charge ..
Posted: Thu Mar 20 16:37:27 2008 Have you considered FHA combined with Down ..
Posted: Thu Mar 20 16:34:10 2008 Hi Gail, A quit claim deed only tranfers ..
Posted: Thu Mar 20 0:17:55 2008 Great article, ..
Posted: Mon Mar 3 22:55:31 2008 You can find a generic quit claim deed at any ..
Posted: Mon Mar 3 22:45:27 2008 Hi Tonyoc420, Welcome to the forum. I am ..
Posted: Sun Feb 24 17:24:49 2008 I agree with George and Lisa...in my opinion an ..
Posted: Sun Feb 24 17:22:29 2008 Hi Laura, This is a tough spot to be in. ..
Posted: Tue Feb 12 21:33:35 2008 Hi Jerome, There is more than one answer to ..
Posted: Tue Feb 12 17:29:48 2008 Hi Vickie, Welcome to the forum! A hardship ..
Posted: Tue Feb 12 17:16:28 2008 I agree with Larry, in that if you feel that is ..
Posted: Tue Feb 12 16:46:27 2008 Hi Crescenze, Welcome to the forum! This is ..
Posted: Tue Feb 12 16:32:07 2008 Hi Clabonepps, Welcome to the forum. Did ..
Posted: Thu Jan 24 8:34:16 2008 You can also do it yourself by getting the form ..
Posted: Wed Jan 23 17:38:48 2008 What if glsepter sold the house to his son and ..
Posted: Wed Jan 23 17:32:37 2008 Larry is correct...12 months between c/o refis in ..
Posted: Wed Jan 23 17:30:42 2008 Hi rlsrlj, With the markets tightening, I do ..
Posted: Thu Jan 3 11:17:05 2008 Hi Gettingout, Banker is right...it is two ..
Posted: Thu Jan 3 11:05:11 2008 Hi Jimmy, Larry is right, and because building ..
Posted: Thu Jan 3 10:56:45 2008 Hi rlemarie, I think what they are telling you ..
Posted: Thu Jan 3 10:35:09 2008 Hi Cregan, Yes, the equity will be considered ..
Posted: Fri Dec 28 23:32:38 2007 Hi Isacmar55, The only reason that I know that ..
Posted: Fri Dec 28 23:27:34 2007 I'm thinking it may mean that if you're not ..
Posted: Mon Dec 10 8:29:58 2007 Hello Genoveve, Why don't you consider renting ..
Posted: Mon Dec 10 8:22:57 2007 It sounds like DC is asking a question about a ..
Posted: Mon Dec 10 8:19:09 2007 Oops! Wasn't logged in, that was me ..
Posted: Mon Dec 3 23:17:46 2007 Wow Eugene, That is some crazy stuff!!! ..
Posted: Mon Dec 3 23:12:33 2007 Hi Trina, Not all lenders are created equal ..
Posted: Mon Dec 3 22:58:48 2007 Hi Guyana, It is a scary situation to be in, ..
Posted: Mon Dec 3 22:49:47 2007 Hi Caymanss, Yes, your down payment is part of ..
Posted: Mon Dec 3 22:43:28 2007 Hi Jmac, Another thing to focuse on is a point ..
Posted: Sat Dec 1 1:51:09 2007 That would be a negatory, good buddy. Bottom ..
Posted: Sat Dec 1 1:47:22 2007 Hi Delezio, Generally speaking, co-signer's ..
Posted: Sat Dec 1 1:43:08 2007 Maybe this is a stupid question...but what is the ..
Posted: Wed Nov 28 8:54:38 2007 Hi Aquavision, I have never dealt with this ..
Posted: Sat Nov 17 20:23:21 2007 Oops! Sorry, I didn't notice I wasn't logged ..
Posted: Tue Nov 13 22:08:25 2007 I think Sarah's buyer is asking her to just quit ..
Posted: Tue Nov 13 21:56:06 2007 Hi Dandkidz, I don't think that this will hit ..
Posted: Tue Nov 13 21:44:34 2007 Hey Fozman68, THat was me who answered ..
Posted: Tue Nov 13 18:23:46 2007 This is a tough situation...what needs to happen ..
Posted: Tue Nov 13 18:20:47 2007 Hi Dustirose, Actually it is the deed that ..
Posted: Sat Nov 10 9:13:15 2007 You're right on it, Michel...like I ..
Posted: Sat Nov 10 1:31:36 2007 Mortgagemensch is talking about a totally ..
Posted: Sat Nov 10 1:17:06 2007 Hi Jason, I wrote an article on bi-weekly ..
Posted: Fri Nov 9 15:55:26 2007 Thanks Jenkin7, Had some problems with my ..
Posted: Fri Nov 9 9:11:09 2007 WIth this being an investment property, I don't ..
Posted: Fri Nov 9 9:02:07 2007 Oops, I meant to address that last post to ..
Posted: Fri Nov 9 9:01:08 2007 Hi Michel, The bottom line is, what does the ..
Posted: Mon Oct 29 22:14:31 2007 Hi Deann, It would be structured as any other ..
Posted: Mon Oct 29 21:53:55 2007 Hi Sadie, Yes, a quit claim is the way to go. ..
Posted: Mon Oct 29 21:49:36 2007 Hi Rockyskids, I agree with James, that it is ..
Posted: Mon Oct 29 21:19:58 2007 Hi Kelley, It is my understanding that as long ..

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About Me
Name: Kim Patrick
From: Atlanta, Georgia
Occ.: Senior Loan Officer
Org.: Home America Mortgage


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