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 Tue Nov 11 10:07:53 2008 I would call a couple more places to double check .. Forum
 Mon Oct 20 11:02:05 2008 No they cannot charge you. I suggest you take a .. Forum
 Mon Oct 20 10:58:42 2008 That's not true. Most lenders do not have a .. Forum
 Mon Oct 20 10:55:14 2008 Since most if not all lenders have done away with .. Forum
 Mon Oct 20 10:46:50 2008 6.75 fixed would be better than the adjustable .. Forum
 Mon Oct 20 10:43:45 2008 Yes you would have to refinance but I really .. Forum
 Tue Oct 7 11:10:36 2008 A verbal VOE is done on all loans and is usually .. Forum
 Tue Oct 7 10:48:45 2008 I agree with Benjamin. Call your lender to find .. Forum
 Tue Oct 7 10:46:44 2008 On most loans there is no set limit for the DR. .. Forum
 Sat Oct 4 9:58:02 2008 Lower closing costs I .. Forum
 Sat Oct 4 9:56:46 2008 The credit crisis is overblown. Even so, this has .. Forum
 Sat Oct 4 9:54:55 2008 Education will count towards your same line of .. Forum
 Sat Oct 4 9:51:32 2008 You said it right Brian. Lenders just don't have .. Forum
 Sat Oct 4 9:46:17 2008 I wanted to add to my post that a mortgage broker .. Forum
 Sat Oct 4 9:45:47 2008 If the home is deeded as real estate then you .. Forum
 Sat Oct 4 9:44:17 2008 You will want to look for a company that .. Forum
 Sat Oct 4 9:42:58 2008 Every company can charge more or less in the form .. Forum
 Sat Oct 4 9:39:07 2008 If he is turning over the home to you then yes, .. Forum
 Sat Oct 4 9:36:56 2008 You shouldnt have to pay an attorney for this. If .. Forum
 Sat Oct 4 9:35:16 2008 If both people are on the current mortgage, then .. Forum
 Sat Oct 4 9:33:36 2008 This should have been determined by the divorce .. Forum
 Sat Oct 4 9:31:41 2008 They had to get a judgement against you so in .. Forum
 Sat Oct 4 9:28:58 2008 Yes, I agree that it will come down to what the .. Forum
 Sat Oct 4 9:27:28 2008 It is likely that you are able to get out of the .. Forum
 Sat Oct 4 9:25:25 2008 If she is on the mortgage loan then you will want .. Forum
 Sat Oct 4 9:23:22 2008 A title company can prepare the deed for much .. Forum
 Sat Oct 4 9:20:39 2008 A mortgage company is not allowed to force you to .. Forum
 Sat Oct 4 9:12:23 2008 Banks usually do not have anything to do with the .. Forum
 Sat Oct 4 9:08:01 2008 I also wanted to add to my post that you may be .. Forum
 Sat Oct 4 9:06:45 2008 You will have to work something out with the .. Forum
 Sat Oct 4 9:02:38 2008 The final TIL is signed at closing along with the .. Forum
 Sat Oct 4 9:01:14 2008 Yes the 3% does apply as long as the 729K applies .. Forum
 Fri Oct 3 1:35:15 2008 You should look into refinancing. Wells will not .. Forum
 Fri Oct 3 1:32:35 2008 Stated income loans are hard to come by even for .. Forum
 Fri Oct 3 1:28:26 2008 Yes you .. Forum
 Fri Oct 3 1:27:52 2008 They go by the adjusted gross income which is at .. Forum
 Fri Oct 3 1:22:33 2008 A mortgage broker will be able to let you know .. Forum
 Fri Oct 3 1:18:28 2008 Getting the debt to income ratio will be key .. Forum
 Fri Oct 3 1:16:31 2008 Yes, your partner will have to .. Forum
 Fri Oct 3 1:14:52 2008 This explains APR and how the calculation used to .. Forum
 Fri Oct 3 1:06:15 2008 There doesnt appear to be enough equity in the .. Forum
 Fri Oct 3 1:03:27 2008 Yes every lender is different in what they will .. Forum
 Fri Oct 3 1:01:02 2008 You don't need to contact your lender if you do .. Forum
 Fri Oct 3 12:58:38 2008 It really comes down to what type of home you .. Forum
 Fri Oct 3 12:53:53 2008 The mortgage lender that told you that was lying. .. Forum
 Tue Sep 30 1:10:38 2008 nope, nothing has changed. It is mathmatical .. Forum
 Tue Sep 30 1:07:58 2008 If you are on the mortgage that is behind, make .. Forum
 Tue Sep 30 1:02:41 2008 Most lenders require the job to be permanent. I .. Forum
 Tue Sep 30 1:00:42 2008 Yes, 5% is correct. 5% of your monthly payment is .. Forum
 Tue Sep 30 12:58:19 2008 the above post is correct. If it were me, I would .. Forum
 Tue Sep 30 12:54:55 2008 Call your lender and find out what your options .. Forum
 Tue Sep 30 12:52:18 2008 Add yourself to title with a quit claim deed. .. Forum
 Tue Sep 30 12:48:33 2008 There is no mortgage so I don't understand why .. Forum
 Tue Sep 30 12:45:15 2008 The lender will check your credit and income. You .. Forum
 Tue Sep 30 12:43:10 2008 Every lender is different. It also depends what .. Forum
 Tue Sep 30 12:39:03 2008 If you add both, then they will both have equal .. Forum
 Tue Sep 30 12:27:54 2008 gmakerly is correct. A second mortgage is just .. Forum
 Tue Sep 30 12:24:22 2008 I have two concerns here. The first, 6.30 is too .. Forum
 Tue Sep 30 12:19:40 2008 Look for lenders that specialize in this type of .. Forum
 Tue Sep 30 12:18:43 2008 Yes it could still be an adjustable rate .. Forum
 Tue Sep 30 12:16:02 2008 The 2nd mortgage lender will NOT agree to a .. Forum
 Tue Sep 30 12:10:44 2008 It really depends on how much equity is in the .. Forum
 Tue Sep 30 12:07:49 2008 It will come down to the divorce decree as far as .. Forum
 Tue Sep 30 12:03:14 2008 Yes, I agree that refinancing is the most .. Forum
 Mon Sep 29 11:59:51 2008 No his credit does not affect yours just because .. Forum
 Mon Sep 29 11:57:39 2008 It appears that you will need to look at a .. Forum
 Wed Sep 17 12:35:39 2008 I agree that you can find a lower rate even with .. Forum
 Wed Sep 17 12:33:23 2008 To find out how much to pay towards the principle .. Forum
 Wed Sep 17 12:28:38 2008 I commend those that post their experiences here .. Forum
 Wed Sep 17 12:24:32 2008 Never heard of them but that doesn't mean much. .. Forum
 Wed Sep 17 12:21:51 2008 I don't like the way elife presents this to the .. Forum
 Wed Sep 17 12:19:45 2008 Sounds like it's time to do some shopping for a .. Forum
 Wed Sep 17 12:17:41 2008 If you have a good credit score, I would look at .. Forum
 Wed Sep 17 12:15:16 2008 Well that actually depends. Most lenders do .. Forum
 Wed Sep 17 12:12:48 2008 If you do qualify, it would most likely be with .. Forum
 Wed Sep 17 12:11:12 2008 No you are not obigated and can back out .. Forum
 Wed Sep 17 12:08:40 2008 newuser1, Check your paperwork on the second .. Forum
 Wed Sep 17 12:04:16 2008 Yes to the first question of needing an appraisal .. Forum
 Wed Sep 17 12:01:07 2008 It doesn't seem realistic to go for a refinance .. Forum
 Tue Sep 16 11:57:37 2008 Yes, a cash out refinance will accomplish this. .. Forum
 Tue Sep 16 11:54:00 2008 The only option that I see at this time is to .. Forum
 Tue Sep 16 11:51:21 2008 I agree with the others that by the time you pay .. Forum
 Tue Sep 16 11:46:47 2008 You can refinance in just your name if you .. Forum
 Tue Sep 16 11:44:44 2008 It is very difficult ot find a lender that will .. Forum
 Tue Sep 16 11:42:38 2008 Bank of America is usually not the lowest rate .. Forum
 Tue Sep 16 11:30:02 2008 Hi Tymava, There would be no risk in losing .. Forum
 Tue Sep 16 11:24:44 2008 It sounds like you might be eligible for FHA on .. Forum
 Tue Sep 16 11:21:52 2008 Unless the home has appreciated since the time of .. Forum
 Tue Sep 16 11:19:34 2008 This can be done by the title company at the same .. Forum
 Tue Sep 16 11:15:31 2008 Netta, There is no time period although some .. Forum
 Tue Sep 16 11:13:52 2008 Mike, Your not supposed to solicit on this .. Forum
 Tue Sep 16 11:13:27 2008 I would talk to your current lender to see if .. Forum
 Tue Sep 16 11:11:05 2008 Bosslady, I agree with George. You shouldn't .. Forum
 Tue Sep 16 11:03:02 2008 Hi George, Well aparently they are looking for .. Forum
 Tue Sep 16 10:59:27 2008 You have a couple different options depending on .. Forum
 Tue Sep 16 10:54:38 2008 I don't think there is much you can do to hold .. Forum
 Tue Sep 16 10:50:54 2008 Once you agree on a price, you will need to do .. Forum
 Tue Sep 16 10:45:27 2008 Hi kingno1, The 1099 would be on the .. Forum
 Tue Sep 16 10:40:46 2008 Yes, a quit claim will be the way to do this. It .. Forum
 Tue Sep 16 10:21:48 2008 It sounds like the mortgage company made a .. Forum
 Tue Sep 16 1:55:55 2008 Hi Kellie, He will have to refinance the .. Forum
 Tue Sep 16 1:50:35 2008 He could add you to title but cannot remove .. Forum
 Tue Sep 16 1:46:55 2008 lb416, No there was no law passed. I think it .. Forum
 Tue Sep 16 1:42:16 2008 ckboyd, I suggest you call WF and demand that .. Forum
 Tue Sep 16 1:39:44 2008 I agree, a quit claim will accomplish this. You .. Forum
 Tue Sep 16 1:38:08 2008 You may have a couple other options. You may be .. Forum
 Tue Sep 16 1:34:02 2008 Even if you declare bankruptcy you will still .. Forum
 Tue Sep 16 1:31:44 2008 the foreclosure is probably showing as dismissed .. Forum
 Tue Sep 16 1:29:16 2008 Usually terms are agreed on as far as who takes .. Forum
 Tue Sep 16 1:26:21 2008 I don't think a title company will transfer title .. Forum
 Tue Sep 16 1:22:58 2008 dennis, If you owe less than what it is worth, .. Forum
 Tue Sep 16 1:20:30 2008 Your better off financing the purchase since you .. Forum
 Tue Sep 16 1:17:34 2008 I agree that a short sale is always better than .. Forum
 Tue Sep 16 1:14:54 2008 Yes he is obligated but if no payment is made, .. Forum
 Tue Sep 16 1:10:38 2008 I have helped a client do this once and I agree .. Forum
 Tue Sep 16 1:07:24 2008 or a title company can do this for you as well. .. Forum
 Tue Sep 16 1:03:27 2008 Guest, The catch is the rate. Countrywide .. Forum
 Tue Sep 16 12:59:51 2008 axelnby, I would take the advice of gmakerly. .. Forum
 Tue Sep 16 12:52:38 2008 See if your friend will refinance the property to .. Forum
 Tue Sep 16 12:49:32 2008 Unfortunately you will just have to wait until .. Forum
 Tue Sep 16 12:44:14 2008 Hi Juan, I wouldn't suggest going more than .. Forum
 Tue Sep 16 12:40:40 2008 Loss mitigation is the department that will work .. Forum
 Tue Sep 16 12:38:23 2008 kingno1, Yes, a short sale would be a better .. Forum
 Tue Sep 16 12:26:29 2008 Although some banks do allow the dates to be .. Forum
 Tue Sep 16 12:23:13 2008 Yes, definately consult an .. Forum
 Tue Sep 16 12:21:22 2008 Check your county recorders office website. If .. Forum
 Tue Sep 16 12:18:58 2008 She does currently own half of the property so .. Forum
 Tue Sep 16 12:14:31 2008 You could combine the first and second into one .. Forum
 Tue Sep 16 12:03:05 2008 To clarify, there is the good faith estimate that .. Forum
 Tue Sep 16 12:00:37 2008 Worried, I agree with vegas_storms. THe new .. Forum
 Mon Sep 15 11:55:57 2008 Hi Burkehenry, To keep it simple, it may be .. Forum
 Mon Sep 15 11:51:52 2008 Hi Latoya, There may be a couple options here. .. Forum
 Mon Sep 15 11:47:11 2008 Hi Kathy, If your name was added to title .. Forum
 Mon Sep 15 11:43:07 2008 Chad, Do NOT let them forclose the property. .. Forum
 Mon Sep 15 11:38:27 2008 Hi James, Glad to see you remember me. I just .. Forum
 Mon Sep 15 11:34:23 2008 It really depends on the damage to your credit .. Forum
 Mon Sep 15 11:32:35 2008 kpatrick is .. Forum
 Mon Sep 15 11:31:13 2008 What you are looking for is a forebearance .. Forum
 Mon Sep 15 11:27:44 2008 You would have to refinance but you have timing .. Forum
 Mon Sep 15 11:25:13 2008 I would try and get a secured credit card or .. Forum
 Mon Sep 15 11:23:34 2008 I would have an attorney look over the paperwork .. Forum
 Mon Sep 15 11:21:10 2008 Yes you can apply for the mortgage in just your .. Forum
 Mon Sep 15 11:15:07 2008 Even if they are not on the mortgage, a public .. Forum
 Mon Sep 15 11:12:42 2008 I have heard of them as they are in my database .. Forum
 Mon Sep 15 11:06:36 2008 There is a new FHA program that allows the .. Forum
 Mon Sep 15 10:55:38 2008 Generally, no. However there are lenders that .. Forum
 Mon Sep 15 10:49:07 2008 A 30 year fixed rate with 0 points today is at .. Forum
 Mon Sep 15 10:44:27 2008 If it were me, I would ocntact a local title .. Forum
 Mon Sep 15 10:41:38 2008 It really depends on how much the property is .. Forum
 Mon Sep 15 10:39:32 2008 Yes, they are a mortgage broker. Every loan .. Forum
 Mon Sep 15 10:37:29 2008 I would suggest requesting someone else to work .. Forum
 Mon Sep 15 10:31:40 2008 The second mortgage holder can persue foreclosure .. Forum
 Mon Sep 15 10:25:47 2008 Hi jacran1, I keep up with the rates of over .. Forum
 Mon Sep 15 10:22:30 2008 Yes, there are a few lenders that will allow .. Forum
 Mon Sep 15 10:20:08 2008 Yes, the 30 year fixed rate mortgage has dropped .. Forum
 Mon Sep 15 10:16:41 2008 Sorry, but in today's market, even those that .. Forum
 Fri May 23 9:27:44 2008 This is something you can do yourself and do not .. Forum
 Fri May 23 9:24:34 2008 Yes you should be able to refinance. There are .. Forum
 Fri May 23 9:23:20 2008 I would suggest that you demand to talk to .. Forum
 Fri May 23 9:20:30 2008 Kish, You will have to pay income taxes on the .. Forum
 Fri May 23 9:15:20 2008 most adjustable rates are stuctured to go up even .. Forum
 Fri May 23 9:13:20 2008 Great advice given. I was just going to say the .. Forum
 Fri May 23 9:12:18 2008 Call your current mortgage lender and ask that .. Forum
 Fri May 23 9:10:16 2008 No, a short sale is the lender accepting a lower .. Forum
 Fri May 23 9:08:57 2008 First time home buyer loans just allow you to get .. Forum
 Fri May 23 9:05:56 2008 no. I would suggest typing in time share rental .. Forum
 Fri May 23 9:02:44 2008 I agree that more people should do that but I .. Forum
 Fri May 23 9:00:09 2008 nope just have the quit claim deed signed and .. Forum
 Fri May 23 8:58:57 2008 Hello Guest, You can absolutely qualify for .. Forum
 Fri May 23 8:52:40 2008 I would rather not pay interest on a mortgage .. Forum
 Fri May 23 8:49:39 2008 Your best bet is to call your current lender to .. Forum
 Fri May 23 8:45:58 2008 adrianne, No the lender does not refund the .. Forum
 Fri May 23 8:43:10 2008 I agree with Chris that you should check into FHA .. Forum
 Fri May 23 8:38:59 2008 Just go with a broker that can offer a free .. Forum
 Fri May 23 8:36:52 2008 Don't worry. If it's meant to be, it will close. .. Forum
 Fri May 23 8:30:37 2008 If you can sell your house for more than you owe .. Forum
 Fri May 23 8:28:25 2008 I would save until you have at least 3% to put .. Forum
 Fri May 23 8:25:24 2008 The city will not give back taxes that were paid. .. Forum
 Fri May 23 8:22:42 2008 Many lenders offer first time home buyer .. Forum
 Fri May 23 8:19:53 2008 Yes, there are mortgage companies that offer no .. Forum
 Thu Apr 10 9:23:50 2008 As long as your confortable with the higher .. Forum
 Thu Apr 10 9:16:32 2008 adamr6cox, You shouldn't be giving any advice .. Forum
 Thu Apr 10 9:05:10 2008 Hi aarondotson, All conforming loans will .. Forum
 Thu Apr 10 8:58:14 2008 Many lenders have discontinued their stated .. Forum
 Thu Apr 10 8:54:49 2008 The main borrower that has better credit will .. Forum
 Thu Apr 10 8:49:19 2008 Debt management is not as bad as bankruptcy but .. Forum
 Mon Mar 10 9:27:18 2008 A 40 year mortgage is available. It just depends .. Forum
 Mon Mar 10 9:25:26 2008 wanderlinghs. There may be some good news .. Forum
 Mon Mar 10 9:22:21 2008 No they are not required to send monthly .. Forum
 Mon Mar 10 9:18:58 2008 I would have your father ask them why they are .. Forum
 Mon Mar 10 9:16:35 2008 I dont think the lender will lower the payments. .. Forum
 Mon Mar 10 9:12:51 2008 You should have a two year work history. It is ok .. Forum
 Mon Mar 10 9:09:04 2008 Those terms are horrible with a 768 score. You .. Forum
 Mon Mar 10 9:07:09 2008 Hi Jackie, I would get a copy of all three .. Forum
 Mon Mar 10 9:03:18 2008 Hi berettafan002, I am sure that there are .. Forum
 Mon Mar 10 9:00:32 2008 What about a short .. Forum
 Mon Mar 10 8:59:25 2008 There are many lenders that offer this. It just .. Forum
 Mon Mar 10 8:57:25 2008 Hi Sirod, I dont understand your post either. .. Forum
 Mon Mar 10 8:53:04 2008 Rates have been on the rise. I would look at .. Forum
 Mon Mar 10 8:49:18 2008 Rates have gone up over the last month or so. I .. Forum
 Mon Mar 10 8:46:36 2008 Hi Patricia, I wouldnt wait for hard times. .. Forum
 Mon Mar 10 8:41:39 2008 Sirod, The answer to your question is yes. Are .. Forum
 Mon Mar 10 8:39:42 2008 It all comes down to what the judge decides .. Forum
 Mon Mar 10 8:36:02 2008 It just depends on the lender. It can range from .. Forum
 Mon Mar 10 8:34:46 2008 Sorry you have to go commercial if they are on .. Forum
 Mon Mar 10 8:33:53 2008 Loan limits just increased temporarily. For those .. Forum
 Mon Mar 10 8:31:41 2008 A short sale should not affect your credit. The .. Forum
 Mon Mar 10 8:29:02 2008 I would lock in now especially if you can lock .. Forum
 Mon Feb 25 10:33:35 2008 Just add them to title and refinance each. It .. Forum
 Mon Feb 25 10:29:44 2008 I agree with livinginnky, This type of loan .. Forum
 Mon Feb 25 10:24:10 2008 Hi Scott, Was it something that changed on .. Forum
 Sun Feb 24 12:30:51 2008 Looks like ksteltenpohl was sold on the option .. Forum
 Sun Feb 24 12:24:33 2008 FHA is lower if they only have 3% down. But with .. Forum
 Sun Feb 24 12:22:27 2008 There are a few options here. You may want to .. Forum
 Sun Feb 24 12:20:06 2008 gmakerley is right. Most lenders do not have an .. Forum
 Sun Feb 24 12:17:03 2008 I dont know how much this will .. Forum
 Sun Feb 24 12:15:38 2008 some banks will charge off the debt but I believe .. Forum
 Sun Feb 24 12:14:03 2008 There are many companies out there that have you .. Forum
 Sun Feb 24 12:07:19 2008 It would depend on your down payment. With the .. Forum
 Sun Feb 24 12:05:00 2008 I dont think they can. I believe that is the main .. Forum
 Sun Feb 24 12:01:09 2008 Many lenders will advertise something similar to .. Forum
 Sat Feb 23 11:58:21 2008 Pay down on some of the credit cards and your .. Forum
 Thu Feb 21 12:48:19 2008 The sister will need to sign as well. I would .. Forum
 Thu Feb 21 12:44:17 2008 I dont think it is within a time period. I know .. Forum
 Thu Feb 21 12:40:49 2008 If there is no equity in the properties then you .. Forum
 Thu Feb 21 12:35:40 2008 They are just charging you for what you can do .. Forum
 Thu Feb 21 12:31:13 2008 Their rates are higher than most others. You can .. Forum
 Thu Feb 21 12:29:24 2008 Did the lender you apply with tell you if you .. Forum
 Thu Feb 21 12:26:57 2008 Citimortgage bought ABN so call citimortgage and .. Forum
 Wed Feb 20 11:56:40 2008 Only if it was a refinance is he able to cancel .. Forum
 Wed Feb 20 11:47:03 2008 No issue with employment since most lenders will .. Forum
 Wed Feb 20 11:43:37 2008 Shop around, I am sure you can do better. .. Forum
 Wed Feb 20 11:41:29 2008 I would look at refinancing before deed in lieu. .. Forum
 Wed Feb 20 11:33:02 2008 Texas law wont allow you to borrow more than 80% .. Forum
 Wed Feb 20 11:27:38 2008 I would think that any rankings that you find are .. Forum
 Wed Feb 20 11:20:50 2008 Hi Dee, If your parents have lived in the .. Forum
 Wed Feb 20 11:17:30 2008 There are a lot of sites that wil tell you that .. Forum
 Wed Feb 20 11:15:02 2008 Hi Jayson, Reverse mortgages are backed by HUD .. Forum
 Wed Feb 20 11:11:04 2008 I agree not to use a search engine. It won't give .. Forum
 Wed Feb 20 11:07:35 2008 Hi Jim & Karen Julian Sorry to hear about .. Forum
 Wed Feb 20 11:01:36 2008 Hi Jefferson, Loan officers can increase the .. Forum
 Wed Feb 20 10:55:17 2008 Hello turbochargedpete, Ditech rates are .. Forum
 Wed Feb 20 10:53:21 2008 Hello Inquisitive1 You should qualify for the .. Forum
 Wed Feb 20 10:48:12 2008 Chapter 13 does not have anything to do with your .. Forum
 Wed Feb 20 10:45:20 2008 I agree with .. Forum
 Wed Feb 20 10:44:08 2008 Sorry, but the 125% just isn't available anymore. .. Forum
 Wed Feb 20 10:41:06 2008 HI dgilbert, You will have two options. The .. Forum
 Wed Feb 20 10:33:03 2008 Hi Guest, Have you already applied for a .. Forum
 Wed Feb 20 10:28:24 2008 Hi mmolavi, You should qualify for the best .. Forum
 Wed Feb 20 10:16:25 2008 Hello eenorman2000, FHA usually has more .. Forum
 Wed Feb 20 10:14:05 2008 Hi Ron, There are several factors that I would .. Forum
 Wed Feb 20 10:09:28 2008 Hi Lori, How much do you owe on the first and .. Forum
 Thu Feb 14 10:23:15 2008 If they keep this up, the guy making 20K a year .. Forum
 Thu Feb 14 10:16:34 2008 Most lenders charge an upfront fee to lock over .. Forum
 Thu Feb 14 10:14:00 2008 You don't need a gift of equity. Just have your .. Forum
 Thu Feb 14 10:10:20 2008 I heard that Bush just passed the bill today that .. Forum
 Thu Feb 14 10:07:48 2008 Hi Lisa, A mortgage company should be able .. Forum
 Thu Feb 14 10:02:46 2008 There are many lenders that do offer second .. Forum
 Thu Feb 14 9:59:46 2008 ksteltenpohl, We have all warned that your .. Forum
 Thu Feb 14 9:46:54 2008 You would be paying on the new mortgage that paid .. Forum
 Thu Feb 14 9:39:39 2008 I would hang in there and try and get the things .. Forum
 Thu Feb 14 9:31:12 2008 Sounds like you might be getting into a non .. Forum
 Thu Feb 14 9:28:05 2008 Rates are still in the 5's for a 30 year .. Forum
 Thu Feb 14 9:24:15 2008 Hi crescenze, kpatrick is right. If the other .. Forum
 Thu Feb 14 9:19:21 2008 You can also use a title company to prepare and .. Forum
 Thu Feb 14 9:17:56 2008 Hi Eric28, The shortage on the rent will just .. Forum
 Thu Feb 14 9:13:26 2008 Jmann, I agree with the others here that you .. Forum
 Thu Feb 14 9:06:40 2008 I have also noticed a spike in internet leads as .. Forum
 Thu Feb 14 9:04:03 2008 evolovik26, Bonds have taken a dive and I am .. Forum
 Thu Feb 14 8:55:01 2008 There are pros and cons to this type of mortgage. .. Forum
 Thu Feb 7 9:11:21 2008 Hi Daniella, Rates have not changed much on .. Forum
 Thu Feb 7 8:49:41 2008 And I just needed to add that the "tax .. Forum
 Thu Feb 7 8:47:32 2008 Hi ksteltenpohl, The person you are working .. Forum
 Thu Feb 7 8:38:42 2008 Hi Apriil28, Wachovia will allow 10% down on a .. Forum
 Sat Feb 2 4:13:20 2008 Hi cms, A quit claim deed will remove him from .. Forum
 Sat Feb 2 4:09:22 2008 My advice is that there is no reason to go FHA .. Forum
 Sat Feb 2 4:03:59 2008 It is not considered cash out because the seller .. Forum
 Sat Feb 2 4:02:28 2008 Chris Burns is right. There are only two options .. Forum
 Sat Feb 2 3:58:20 2008 Hi Lois, PMI insurance does only protect the .. Forum
 Sat Feb 2 3:48:15 2008 I survey outlines the boundries of the .. Forum
 Sat Feb 2 3:44:42 2008 Hi agachua, There is no such thing as a .. Forum
 Sat Feb 2 3:20:54 2008 If he does quit claim the home to you then you .. Forum
 Sat Feb 2 3:15:34 2008 Hi Harry, Larry is correct in that the IRS has .. Forum
 Sat Feb 2 3:13:02 2008 Hi Iooo, I would also suggest waiting until .. Forum
 Sat Feb 2 3:03:43 2008 livinginnky, I agree with you on this one. If .. Forum
 Sat Feb 2 2:57:25 2008 Hi JVILLARREALJR, The mortgage company is only .. Forum
 Sat Feb 2 2:53:23 2008 jbarto65, The mortgage lender that goes out of .. Forum
 Sat Feb 2 2:51:16 2008 Even if he is on title and has a death .. Forum
 Sat Feb 2 2:44:51 2008 Hi Guest, Although lenders do not usually .. Forum
 Sat Feb 2 2:40:17 2008 Seasoning is just how long someone has owned the .. Forum
 Sat Feb 2 2:34:11 2008 Hi tobereal2001, Removing yourself from title .. Forum
 Sat Feb 2 2:31:41 2008 Hi tobereal2001, I would wait since you have a .. Forum
 Sat Feb 2 2:26:58 2008 Larry is correct. It just means that the seller .. Forum
 Sat Feb 2 2:25:32 2008 Try and find your original paperwork to find out .. Forum
 Sat Feb 2 2:22:41 2008 I would suggest that the mother add the son to .. Forum
 Sat Feb 2 2:19:45 2008 Hi Doug, If the home is purchased at or below .. Forum
 Sat Feb 2 2:16:23 2008 Hi Jon, Call the irs and see if they can .. Forum
 Sat Feb 2 2:09:55 2008 Contact your bankruptcy attorney right away. The .. Forum
 Sat Feb 2 2:05:44 2008 Refinancing the first mortgage only should be an .. Forum
 Sat Feb 2 2:03:01 2008 I think that replying to the summons will help .. Forum
 Sat Feb 2 2:00:27 2008 I suggest trying to refinance instead of going .. Forum
 Sat Feb 2 1:57:34 2008 Hi flynnelhoffer, My advice is to work with a .. Forum
 Sat Feb 2 1:52:47 2008 Hi Dave, Rates have been up and down .. Forum
 Sat Feb 2 1:47:06 2008 Hi Patrica, If you apply with a mortgage .. Forum
 Sat Feb 2 1:40:56 2008 I suggest that if you do buy a mobile home that .. Forum
 Sat Feb 2 1:38:09 2008 I agree that it is worth waiting to see what will .. Forum
 Sat Feb 2 1:32:44 2008 There is not time period before you can sell your .. Forum
 Sat Feb 2 1:29:14 2008 I suggest calling your mortgage lender and ask .. Forum
 Sat Feb 2 1:23:04 2008 Hi Charles K, A GOOD mortgage broker could get .. Forum
 Sat Feb 2 1:15:45 2008 I don't think restitution will carry over to the .. Forum
 Sat Feb 2 1:10:08 2008 If the wife has good credit then he can just add .. Forum
 Sat Feb 2 1:06:45 2008 While your not technically purchasing half the .. Forum
 Sat Feb 2 12:58:16 2008 It will really come down to what a judge thinks .. Forum
 Sat Feb 2 12:55:58 2008 Hi MichaelinOK, The mortgage lender will only .. Forum
 Sat Feb 2 12:50:17 2008 The attorney may not have included your mortgage .. Forum
 Sun Jan 27 1:53:09 2008 If you pay them it wont improve your credit and .. Forum
 Sun Jan 27 1:48:12 2008 Blue is correct that if you have any credit cards .. Forum
 Sun Jan 27 1:33:39 2008 I agree with Banker0679 that people just don't .. Forum
 Sun Jan 27 1:26:01 2008 Hi Rcox, It is impossible to determine how .. Forum
 Sun Jan 27 1:22:04 2008 I wouln't worry about that. It will not affect .. Forum
 Sun Jan 27 1:20:44 2008 Hi sevenleighton, If you have a mortgage on .. Forum
 Sun Jan 27 1:16:40 2008 The bankruptcy courts will see this and could .. Forum
 Sun Jan 27 1:12:43 2008 If you have any equity at all, you might want to .. Forum
 Sun Jan 27 1:02:27 2008 Maybe you can get them to throw in a new car too, .. Forum
 Sun Jan 27 12:58:29 2008 Hi Tanay2, You should have some options with .. Forum
 Sun Jan 27 12:41:58 2008 Hi Cheappower82, The 30 year fixed rate .. Forum
 Sun Jan 27 12:37:34 2008 Hi Sean, With good credit you should be able .. Forum
 Sun Jan 27 12:24:49 2008 It might be worth disputing it with the credit .. Forum
 Sun Jan 27 12:14:02 2008 Hi alee2412, The credit union will only remove .. Forum
 Sun Jan 27 12:06:21 2008 Hi Del, The more you borrow against the home, .. Forum
 Sat Jan 26 11:55:25 2008 Hi DLC11, Most lenders require 2 years of self .. Forum
 Sat Jan 26 11:44:00 2008 I do know of a few conforming lenders that still .. Forum
 Sat Jan 26 11:35:37 2008 Hi HarryT, You CAN get the same rate with a .. Forum
 Sat Jan 26 11:29:43 2008 Interest rates are looking good right .. Forum
 Sat Jan 26 11:26:20 2008 Lenders kept competing with what they thought was .. Forum
 Sat Jan 26 11:12:27 2008 A deficiency judgement can arise if it is sold .. Forum
 Sat Jan 26 11:09:40 2008 Eric is right that if you are a loan officer that .. Forum
 Sat Jan 26 11:07:14 2008 If you own the land that the home is situated on .. Forum
 Sat Jan 26 10:59:06 2008 Hi Diane, The lender probably just didn't tell .. Forum
 Sat Jan 26 10:56:01 2008 Hi Gerger, If you have good credit then you .. Forum
 Sat Jan 26 10:46:00 2008 Yes, they can sell the home for any amount to .. Forum
 Sat Jan 26 10:43:05 2008 Hi Abbey, Have you found attractive terms for .. Forum
 Sat Jan 26 10:38:02 2008 Your father cannot transfer ownership to you but .. Forum
 Sat Jan 26 10:32:33 2008 Lenders like to hear that it was a temporary set .. Forum
 Sat Jan 26 10:25:01 2008 Where is your home located in CA I heard the .. Forum
 Sat Jan 26 10:23:53 2008 I would avoid foreclosure if at all possible. .. Forum
 Sat Jan 26 10:16:02 2008 Sorry to hear of the circumstances but I hope I .. Forum
 Fri Jan 25 12:12:05 2008 Anyone can dispute items on their credit report .. Forum
 Fri Jan 25 12:06:26 2008 The late payments will remain on your credit .. Forum
 Fri Jan 25 12:01:21 2008 I agree with you Patricia. I don't think you have .. Forum
 Thu Jan 24 11:58:10 2008 Hi Guest, The person you are quit claiming the .. Forum
 Thu Jan 24 11:51:59 2008 Today's rates: Rates went up by .125% .. Forum
 Thu Jan 24 11:44:15 2008 You don't have to be in foreclosure for you to .. Forum
 Thu Jan 24 11:40:33 2008 I suggest that you compare lenders also. Rates .. Forum
 Thu Jan 24 11:36:25 2008 Hi sdmerritt78, That doesn't make any sense .. Forum
 Thu Jan 24 11:32:32 2008 Rates went down substantially on Tuesday but .. Forum
 Thu Jan 24 11:28:52 2008 Did you try fannie mae for an expanded level .. Forum
 Thu Jan 24 11:26:03 2008 I agree that quit claiming the property to you .. Forum
 Thu Jan 24 11:21:58 2008 Most mortgage companies will not give an .. Forum
 Thu Jan 24 1:54:44 2008 Don't quit claim the house to anyone that hasn't .. Forum
 Thu Jan 24 1:51:50 2008 You have to own the land and it has to be deeded .. Forum
 Thu Jan 24 1:50:32 2008 George, I agree with you that people can do .. Forum
 Thu Jan 24 1:45:39 2008 Hondros college offers them but I'm not sure what .. Forum
 Thu Jan 24 1:44:24 2008 I wanted to address the comment about not wanting .. Forum
 Thu Jan 24 1:33:12 2008 Hi Patricia, You are right. If you have a rate .. Forum
 Thu Jan 24 1:20:36 2008 If a quit claim is filed then the liens on title .. Forum
 Thu Jan 24 1:09:39 2008 I would suggest that you add yourself to the .. Forum
 Thu Jan 24 1:05:36 2008 Hi Mike, Unless the fence has been there for .. Forum
 Thu Jan 24 12:58:11 2008 The rate cut was for the overnight lending rate .. Forum
 Thu Jan 24 12:52:35 2008 Late payments are definately worse than debt to .. Forum
 Thu Jan 24 12:48:43 2008 He may have enough income to qualify for the .. Forum
 Thu Jan 24 12:45:09 2008 Hi Abbey, Some prepayment penalties are as .. Forum
 Thu Jan 24 12:38:33 2008 Also wanted to note that you could do a short .. Forum
 Thu Jan 24 12:37:23 2008 Keep paying until you sell your home. Do not ruin .. Forum
 Thu Jan 24 12:33:35 2008 Most lenders do not do assumable loans anymore so .. Forum
 Thu Jan 24 12:22:46 2008 Need to clarify above post: 50 to 100 for each .. Forum
 Thu Jan 24 12:22:18 2008 Most title companies only charge 50 to 100 to .. Forum
 Thu Jan 24 12:20:18 2008 Also something to keep in mind is that once a .. Forum
 Thu Jan 24 12:18:10 2008 You can put money in my account. I won't ask any .. Forum
 Thu Jan 24 12:15:49 2008 You have two options. Add yourself to title and .. Forum
 Thu Jan 24 12:13:18 2008 You definately need to file a complaint with the .. Forum
 Thu Jan 24 12:09:21 2008 Thanks, most people forget to ask those things .. Forum
 Thu Jan 24 12:06:08 2008 Banker0679. This was your post prior to, that .. Forum
 Wed Jan 23 11:59:47 2008 marcymh, Were you able to find a better deal .. Forum
 Wed Jan 23 11:55:26 2008 If you have put money aside for closing costs .. Forum
 Wed Jan 23 11:53:04 2008 I wouldnt be too bummed. Rates were down quite a .. Forum
 Wed Jan 23 11:47:40 2008 Thought I would post today's commentary on .. Forum
 Wed Jan 23 11:40:53 2008 evolovik26, The reason I posted no points is .. Forum
 Wed Jan 23 11:29:34 2008 Hi rlsrlj, 680 score is fine to get a good .. Forum
 Wed Jan 23 11:22:44 2008 Hi jasonlijun, You are on the right track .. Forum
 Wed Jan 23 11:12:25 2008 It's always better to process in house. Why .. Forum
 Wed Jan 23 11:10:17 2008 Hi mmmitchell, I would at least continue with .. Forum
 Tue Jan 22 10:35:21 2008 I didn't say that that a fixed rate in the low .. Forum
 Tue Jan 22 10:24:25 2008 banker0679, Thats a cop out and you know .. Forum
 Tue Jan 22 12:20:27 2008 Banker, where are you finding the 5.50% jumbo Why .. Forum
 Tue Jan 22 11:57:38 2008 I didn't want my post to come accross as an .. Forum
 Tue Jan 22 10:03:04 2008 Banker0679, I just isn't out there. Where can .. Forum
 Tue Jan 22 10:00:00 2008 Today's mortgage rates dropped by .25% to 5.25% .. Forum
 Tue Jan 22 1:06:12 2008 Yes, max 80% of the home .. Forum
 Tue Jan 22 1:01:44 2008 If you plan on being in the home long term then .. Forum
 Tue Jan 22 12:55:06 2008 I really need to add a picture. The above cartoon .. Forum
 Tue Jan 22 12:53:43 2008 There is no way that 5.50% is possible for a .. Forum
 Tue Jan 22 12:47:23 2008 I suggest that he contact the lender as well. .. Forum
 Tue Jan 22 12:43:49 2008 The money merge account is different than the .. Forum
 Tue Jan 22 12:31:16 2008 I do agree that the closing costs do seem low but .. Forum
 Tue Jan 22 12:26:44 2008 I agree with .. Forum
 Tue Jan 22 12:20:06 2008 I think you may have two options here. The first .. Forum
 Tue Jan 22 12:09:28 2008 Hi Gary T, I would suggest purchasing the home .. Forum
 Tue Jan 22 12:06:09 2008 Hi Mary, Were you looking to refinance and add .. Forum
 Tue Jan 22 12:04:53 2008 Yes you can include your property taxes and .. Forum
 Mon Jan 21 11:57:20 2008 Larry is probably right about the taxes. It is .. Forum
 Mon Jan 21 11:54:52 2008 Shane is right about them outsourcing to India. .. Forum
 Mon Jan 21 11:52:55 2008 I think it's a good thing that companies are .. Forum
 Mon Jan 21 11:46:36 2008 Thanks .. Forum
 Mon Jan 21 11:42:38 2008 There really is no set amount of time to wait to .. Forum
 Mon Jan 21 11:39:39 2008 Did you try fannie .. Forum
 Mon Jan 21 11:37:54 2008 You have to report that amount as income on your .. Forum
 Mon Jan 21 11:33:42 2008 Hi Abbey, Your welcome, I'm sure you will get .. Forum
 Mon Jan 21 11:29:10 2008 It is legal for them to foreclose on the property .. Forum
 Mon Jan 21 11:24:29 2008 If the income problems are temporary then ask the .. Forum
 Mon Jan 21 11:21:40 2008 I also wanted to note that most lenders will .. Forum
 Mon Jan 21 11:20:18 2008 Every lender differs on how much they will allow .. Forum
 Mon Jan 21 11:09:52 2008 It may be difficult for you to qualify for a .. Forum
 Sun Jan 20 9:25:47 2008 The only way to have the title only in your name .. Forum
 Sun Jan 20 9:23:05 2008 I agree that it has to go through probate to be .. Forum
 Sun Jan 20 9:17:45 2008 Hi Freda, There is no recision period for a .. Forum
 Sun Jan 20 9:14:36 2008 You will want to have her refinance into her name .. Forum
 Sun Jan 20 9:11:44 2008 I just wanted to add that you may want to contest .. Forum
 Sun Jan 20 9:10:31 2008 Was your husband still on title when he added his .. Forum
 Sun Jan 20 9:07:40 2008 Most lenders will not allow you to transfer the .. Forum
 Sun Jan 20 9:05:23 2008 A title company can prepare the deed for you for .. Forum
 Sun Jan 20 9:02:24 2008 Yes you can add your sister to the deed. I would .. Forum
 Sun Jan 20 8:55:18 2008 Most mortgage loans do not have an assumption .. Forum
 Sun Jan 20 8:44:05 2008 Yes, you can quit claim a portion of the property .. Forum
 Sun Jan 20 8:42:37 2008 because foreclosure is a public record that is .. Forum
 Sun Jan 20 8:35:25 2008 No it wont cancel out his agreement to pay you as .. Forum
 Sun Jan 20 8:30:13 2008 A title company can draw up the paperwork and .. Forum
 Sun Jan 20 8:26:03 2008 Do not quit claim the property to the second .. Forum
 Sun Jan 20 8:21:10 2008 Do you have a mortgage on the property Is it in .. Forum
 Sun Jan 20 8:14:37 2008 Did the estate go through .. Forum
 Sun Jan 20 8:12:58 2008 Tim, Just wanted to add that capital gains is .. Forum
 Sun Jan 20 8:10:20 2008 Hi Tim, If you have not lived in the property .. Forum
 Sun Jan 20 8:07:14 2008 I would just add yourself to title if your wife .. Forum
 Sun Jan 20 8:04:25 2008 I would contact another title company. The title .. Forum
 Sun Jan 20 8:00:22 2008 I don't think you can do a quit claim deed since .. Forum
 Sun Jan 20 7:51:44 2008 If you are on the title of the home then yes you .. Forum
 Sun Jan 20 7:50:44 2008 Someone else at the title company can handle this .. Forum
 Sun Jan 20 7:40:25 2008 Yes he can quit claim the property to .. Forum
 Sun Jan 20 7:28:31 2008 That may be the case and if so another quit claim .. Forum
 Sun Jan 20 7:26:24 2008 Hi Jer, If you don't want her to have any .. Forum
 Sun Jan 20 7:17:57 2008 Just wanted to add that if you decide not to .. Forum
 Sun Jan 20 7:15:24 2008 Even if you quit claim to your daughter, the .. Forum
 Sun Jan 20 7:09:18 2008 Being on title will not affect your husbands .. Forum
 Sun Jan 20 7:05:14 2008 Hi Guest, You can take out a mortgage on the .. Forum
 Sun Jan 20 6:58:28 2008 Hi kristib00, Here is what I think you should .. Forum
 Sun Jan 20 6:53:09 2008 It may be worth transfering the property into his .. Forum
 Sun Jan 20 6:49:41 2008 I don't know if there are any tax implications .. Forum
 Sun Jan 20 6:47:20 2008 Check the mortgage paperwork for an assumption .. Forum
 Sun Jan 20 6:45:22 2008 Patti Pyoi, He is probably wanting you to .. Forum
 Sun Jan 20 6:39:39 2008 It has to go through probate court to determine .. Forum
 Sun Jan 20 6:37:44 2008 Hi Tina, You may need to refinance the .. Forum
 Sun Jan 20 6:32:42 2008 I want to clarify the issue of whether it is .. Forum
 Sun Jan 20 6:29:22 2008 Hi Mortgagemavin, You are correct in the way .. Forum
 Sun Jan 20 6:24:31 2008 If she transfered the property to another .. Forum
 Sun Jan 20 6:03:53 2008 The reason the credit union wants to transfer the .. Forum
 Sun Jan 20 5:57:47 2008 No it's not true. If you have a mortgage on the .. Forum
 Sun Jan 20 5:52:40 2008 She is only solely responsible for the capital .. Forum
 Sun Jan 20 5:48:25 2008 If your mother can now qualify for a good .. Forum
 Sun Jan 20 5:28:48 2008 You don't have to pay the 180K but you do have to .. Forum
 Sun Jan 20 5:26:04 2008 Actually now that I think about it, the IRS wants .. Forum
 Sun Jan 20 5:25:05 2008 I believe that you would have to declare these on .. Forum
 Sun Jan 20 5:22:02 2008 Just wanted to add that it's called Dower rights. .. Forum
 Sun Jan 20 5:21:00 2008 She may still have rights to the property. Many .. Forum
 Sun Jan 20 5:17:43 2008 A foreclosure on one home will not effect the .. Forum
 Sun Jan 20 5:15:37 2008 If you want to play it safe, I would suggest .. Forum
 Sun Jan 20 5:12:55 2008 I would suggest contacting a local title company. .. Forum
 Sun Jan 20 5:11:16 2008 You are still currently responsible for the .. Forum
 Sun Jan 20 5:09:33 2008 Go to another .. Forum
 Sun Jan 20 5:08:37 2008 I agree that you should call your timeshare .. Forum
 Sun Jan 20 5:07:12 2008 I would suggest using a title company or attorney .. Forum
 Sun Jan 20 5:05:55 2008 When you are added to title I would also suggest .. Forum
 Sun Jan 20 5:04:18 2008 He won't be giving up all rights to the house. If .. Forum
 Sun Jan 20 5:02:35 2008 I wouldn't worry about the inheritance tax unless .. Forum
 Sun Jan 20 5:01:15 2008 If there is no mortgage on the home then yes, you .. Forum
 Sun Jan 20 5:00:04 2008 No one is able to modify the title without the .. Forum
 Sun Jan 20 4:58:50 2008 You should be able to add your name to title now. .. Forum
 Sun Jan 20 4:56:20 2008 I would add that you should should consult an .. Forum
 Sun Jan 20 4:55:25 2008 The easiest way is a quit claim deed. You can .. Forum
 Sun Jan 20 4:53:36 2008 I also wanted to note that you should be the only .. Forum
 Sun Jan 20 4:52:53 2008 I think he should simply add you to title. You .. Forum
 Sun Jan 20 4:51:10 2008 No you don't have to sign a quit claim deed to .. Forum
 Sun Jan 20 4:49:12 2008 I believe that it transfers after it is recorded .. Forum
 Sun Jan 20 4:46:54 2008 I also wanted to make mention that if your mother .. Forum
 Sun Jan 20 4:44:48 2008 I would wait for the probate courts to determine .. Forum
 Sun Jan 20 4:42:07 2008 Hi dpompey, did the estate go through probate .. Forum
 Sun Jan 20 4:39:29 2008 Call a local title company. They can prepare and .. Forum
 Sun Jan 20 4:38:06 2008 The best way to do this is for you to refinance .. Forum
 Sun Jan 20 4:34:59 2008 Most lenders won't allow you to deed the property .. Forum
 Sun Jan 20 4:32:43 2008 Add the children to a surviorship deed. Upon .. Forum
 Sun Jan 20 4:28:02 2008 I suggest that you and your brother are simply .. Forum
 Sun Jan 20 4:25:52 2008 I would not sign the quit claim deed until you .. Forum
 Sun Jan 20 4:22:34 2008 I don't believe this is legal for them to do this .. Forum
 Sun Jan 20 4:20:27 2008 If they quit claim the property to you before .. Forum
 Sun Jan 20 4:19:13 2008 She should be able to sell the home but he would .. Forum
 Sun Jan 20 4:16:35 2008 I would stay away from it. It sounds like a scam .. Forum
 Sun Jan 20 4:14:57 2008 I also want to add that you mentioned a low rate .. Forum
 Sun Jan 20 4:13:19 2008 You will have to refinance the debt into your .. Forum
 Sun Jan 20 4:11:58 2008 I would have the address corrected and add .. Forum
 Sun Jan 20 4:00:47 2008 Hi Bre, You can still retain ownership by .. Forum
 Sun Jan 20 3:57:53 2008 I would contact an attorney for this .. Forum
 Sun Jan 20 3:56:35 2008 I would go through a title company. Most of them .. Forum
 Sun Jan 20 3:54:27 2008 Hi Shannon, You would still be responsible for .. Forum
 Sun Jan 20 3:51:50 2008 The divorce courts will split up the property as .. Forum
 Sun Jan 20 3:48:22 2008 Have your parents add you to title and do a .. Forum
 Sun Jan 20 3:44:08 2008 I agree with jheard. Hope it works out for .. Forum
 Sun Jan 20 3:42:36 2008 I agree with .. Forum
 Sun Jan 20 3:41:12 2008 Is there a dispute with the parties on .. Forum
 Sun Jan 20 3:38:56 2008 It should state the terms of the property .. Forum
 Sun Jan 20 3:36:27 2008 Just wanted to add that you might be able to .. Forum
 Sun Jan 20 3:35:12 2008 If you have equity in the property and keep it .. Forum
 Sun Jan 20 3:32:12 2008 I also wanted to add that they cannot place a .. Forum
 Sun Jan 20 3:31:10 2008 Yes, she can file a quit claim to you. If you .. Forum
 Sun Jan 20 3:29:25 2008 If your brother that is not paying is not on the .. Forum
 Sun Jan 20 3:26:30 2008 You should not be responsible for another persons .. Forum
 Sun Jan 20 3:24:27 2008 If the house is not in your name then they cannot .. Forum
 Sun Jan 20 3:22:57 2008 You would need to have the owner sign. Try .. Forum
 Sun Jan 20 3:20:41 2008 I would also advise that your mother cancel the .. Forum
 Sun Jan 20 3:19:40 2008 I don't believe that is legal for her to use her .. Forum
 Sun Jan 20 3:15:55 2008 A warranty deed shoud be .. Forum
 Sun Jan 20 3:13:55 2008 If the home is free and clear then you should be .. Forum
 Sun Jan 20 3:11:51 2008 Whoever is on the deed retains .. Forum
 Sun Jan 20 3:10:26 2008 Yes it will have to be approved through the .. Forum
 Sun Jan 20 3:07:55 2008 There should be a timeline for her to have to .. Forum
 Sun Jan 20 3:05:03 2008 I would contact a BK attorney before quit .. Forum
 Sun Jan 20 3:02:47 2008 Good advice. Too many people have overextended .. Forum
 Sat Jan 19 11:05:50 2008 9.50% sounds way too high with 20% down even with .. Forum
 Sat Jan 19 11:03:27 2008 Hello Hollypia, The trouble may be that you .. Forum
 Sat Jan 19 10:55:19 2008 A foreclosure on one property will not effect the .. Forum
 Sat Jan 19 10:48:04 2008 I wouldn't think that bankruptcy would be a good .. Forum
 Sat Jan 19 10:39:27 2008 Hi Sunnytimesnj, Yes, 5.50% is too good to be .. Forum
 Sat Jan 19 10:22:15 2008 I agree with livinginnky but want to add that you .. Forum
 Sat Jan 19 10:17:59 2008 Hi Paul, I think the problem may be that you .. Forum
 Sat Jan 19 10:10:20 2008 Hi Stranger, When a home is appraised below .. Forum
 Sat Jan 19 9:47:51 2008 Hi Andrea, Check with the clerk of courts in .. Forum
 Sat Jan 19 9:42:31 2008 I don't think there is a list. You might want to .. Forum
 Sat Jan 19 9:39:03 2008 Hi Alphilkel, I would suggest only going to .. Forum
 Sat Jan 19 9:36:40 2008 If they foreclose there can be a defiency amount .. Forum
 Sat Jan 19 9:32:40 2008 Hi Shane, The reason I brought up FHA Secure .. Forum
 Sat Jan 19 9:25:51 2008 Have her keep making the payments on time until .. Forum
 Sat Jan 19 9:23:08 2008 Hi Roger, Are you looking for a no income .. Forum
 Sat Jan 19 9:21:16 2008 If the lien is still on the property then you .. Forum
 Sat Jan 19 9:15:24 2008 The mortgage may still be in your name even if .. Forum
 Sat Jan 19 9:00:26 2008 gmakerley, I did not change my tune, I just .. Forum
 Sat Jan 19 8:55:54 2008 Yes, but I think eLife Financial is charging you .. Forum
 Sat Jan 19 8:47:21 2008 Hi Jim, I don't think it's worth taking max .. Forum
 Sat Jan 19 8:38:05 2008 Hi Lisa, If you were on the title of the .. Forum
 Sat Jan 19 8:34:51 2008 It's a good mortgage advice site. I'm usually on .. Forum
 Sat Jan 19 8:32:34 2008 I wanted to add to my post If you are not over .. Forum
 Sat Jan 19 8:30:33 2008 Most lenders will start the foreclosure process .. Forum
 Sat Jan 19 8:28:36 2008 It might be possible depending on how much of a .. Forum
 Sat Jan 19 8:26:16 2008 If you are looking for your 2007 interest .. Forum
 Sat Jan 19 8:23:19 2008 Hi anthonytodd24, I would suggest looking into .. Forum
 Sat Jan 19 8:21:32 2008 Hi Tiffany, I agree with Caron that you should .. Forum
 Sat Jan 19 8:19:43 2008 Florida34, Don't give up. I posted a reply to .. Forum
 Sat Jan 19 8:13:14 2008 mtntrvlr108, Weather you sue or not, I would .. Forum
 Sat Jan 19 8:06:27 2008 Hi Florida34, I would definately feel the same .. Forum
 Sat Jan 19 7:23:26 2008 You might find this article interesting: .. Forum
 Sat Jan 19 7:21:36 2008 It is illegal for a home builder witb an .. Forum
 Sat Jan 19 7:10:28 2008 Here is the reason: You make your payment for the .. Forum
 Sat Jan 19 7:08:08 2008 I have never heard of a lender reducing your .. Forum
 Sat Jan 19 7:05:27 2008 You should refinance now. With a fixed rate .. Forum
 Sat Jan 19 7:02:35 2008 Hi mwilliam3, I would not go for the tracker .. Forum
 Sat Jan 19 6:59:12 2008 Hi munchkin130, I would try and work out a .. Forum
 Sat Jan 19 6:54:40 2008 Ruben, Try buying down the rate to see if this .. Forum
 Sat Jan 19 6:51:01 2008 203K loan is an FHA loan designed for renovating .. Forum
 Sat Jan 19 6:48:22 2008 "www.efannemae.com" is Fannie Mae's web .. Forum
 Sat Jan 19 6:43:28 2008 Hi Janey, Your payment would be 6,607.54. Why .. Forum
 Sat Jan 19 6:36:09 2008 You need to contact your lender for them to .. Forum
 Sat Jan 19 6:33:55 2008 I would sell the home on a short sale. This is .. Forum
 Sat Jan 19 5:46:25 2008 The only way to reduce your payment is to .. Forum
 Sat Jan 19 5:37:28 2008 The largest expense for the lender when .. Forum
 Sat Jan 19 5:33:31 2008 You shouldn't have anything to worry about. They .. Forum
 Sat Jan 19 5:27:02 2008 Have you decided to refinance I wouldn't bank on .. Forum
 Sat Jan 19 4:24:32 2008 Hi Johnson, Yes you should be able to get this .. Forum
 Sat Jan 19 4:22:18 2008 Hi Kyfishin, The points being charged are too .. Forum
 Sat Jan 19 4:19:48 2008 I would play it safe and go with the 30 year .. Forum
 Sat Jan 19 4:17:40 2008 The reverse mortgage needs to be paid off if the .. Forum
 Sat Jan 19 4:14:19 2008 The previous post was from me. I was not logged .. Forum
 Mon Jan 14 8:28:55 2008 I agree with .. Forum
 Mon Jan 14 8:19:58 2008 Hi Tim, You should qualify for a home equity .. Forum
 Mon Jan 14 8:14:33 2008 Every county will vary in the fees they charge .. Forum
 Mon Jan 14 8:12:26 2008 If you choose to file BK then I believe that you .. Forum
 Mon Jan 14 8:01:43 2008 Hi SinkingShip, I wanted to respond to this .. Forum
 Mon Jan 14 7:48:10 2008 A lender may deny you for a loan modification if .. Forum
 Mon Jan 14 7:35:03 2008 Hi lashaun, The payment is based on 2.9, NOT .. Forum
 Mon Jan 14 7:27:45 2008 Hi Roger, There is no law against this with .. Forum
 Mon Jan 14 7:22:23 2008 Hello Guest, No there is no fighting for the .. Forum
 Mon Jan 14 7:13:08 2008 Hi Wayne, Your mother should put you and your .. Forum
 Mon Jan 14 7:02:20 2008 He just needs to agree to quit claim to the .. Forum
 Mon Jan 14 6:56:42 2008 I agree that you should appeal the appraisal .. Forum
 Mon Jan 14 1:34:31 2008 Hi Kristie, Your debt to income ratio can go .. Forum
 Mon Jan 14 1:24:32 2008 You may want to get an attorney that specializes .. Forum
 Mon Jan 14 1:19:25 2008 As long as you are on title you can apply now but .. Forum
 Mon Jan 14 1:15:42 2008 I also agree that lease with option to buy is .. Forum
 Mon Jan 14 1:11:40 2008 It won't affect your credit if foreclosure has .. Forum
 Mon Jan 14 1:01:43 2008 Hello bforget, It sounds like a bridge loan .. Forum
 Mon Jan 14 12:53:26 2008 It depends on how long your going to be in this .. Forum
 Mon Jan 14 12:46:03 2008 Why such a high rate Is this what you have .. Forum
 Mon Jan 14 12:42:34 2008 Hi amymonica. Most lenders don't have an .. Forum
 Mon Jan 14 12:35:49 2008 Southermetal, Is the home worth less than what .. Forum
 Mon Jan 14 12:32:23 2008 It is really hard to time the market. You never .. Forum
 Mon Jan 14 12:23:44 2008 Hi shbrody, Would your father be willing to .. Forum
 Mon Jan 14 12:13:26 2008 Banker0679 is correct. The negative collections .. Forum
 Mon Jan 14 12:05:06 2008 gmakerley, When a borrower becomes trapped in .. Forum
 Sun Jan 13 11:55:18 2008 I disagree also with these items posted: - You .. Forum
 Sun Jan 13 11:35:19 2008 Hi Roger, It is called a NIV loan which stands .. Forum
 Sun Jan 13 11:23:27 2008 Your chances of qualifying for a first mortgage .. Forum
 Sun Jan 13 11:18:23 2008 Medicaid will not be affected by having equity in .. Forum
 Sun Jan 13 11:14:33 2008 Hi Jeff, If your still working with Wells .. Forum
 Sun Jan 13 11:07:36 2008 Hi southernmetal, You can do a short sale at .. Forum
 Sun Jan 13 11:02:29 2008 Hi Michael Seawright, You will not be .. Forum
 Sun Jan 13 10:57:24 2008 If you are in an adjustable rate mortgage that .. Forum
 Sun Jan 13 10:53:23 2008 Hi Susan, Credit reporting agencies really hit .. Forum
 Sun Jan 13 10:45:24 2008 Hi Garry, Are you sure those were closing .. Forum
 Sun Jan 13 10:35:52 2008 The broker ordered it so it is their .. Forum
 Sun Jan 13 10:29:09 2008 Hi Mike, I am familiar with the type of .. Forum
 Sun Jan 13 10:11:35 2008 Hi Ed T, The rate will be higher with a .. Forum
 Sun Jan 13 10:02:49 2008 Hi Lee, With a gift of equity there can be .. Forum
 Sun Jan 13 9:58:02 2008 Hi JVT, Closing costs are too high for a home .. Forum
 Sun Jan 13 9:54:11 2008 Hi Whats Next, If the lender submitted the .. Forum
 Sun Jan 13 9:48:25 2008 Hi Blake, Usually the lender orders the .. Forum
 Sun Jan 13 9:44:15 2008 Hi Addison, Definately look into refinancing .. Forum
 Sun Jan 13 9:42:04 2008 Hi God'schild There are many programs that .. Forum
 Sun Jan 13 9:39:57 2008 Hi Adrienne, Any mortgage on a free and clear .. Forum
 Sun Jan 13 9:36:27 2008 Hi Adrian, Capital gains is based on the .. Forum
 Sun Jan 13 9:32:05 2008 Owner financing is legal and will not hurt your .. Forum
 Sun Jan 13 9:30:44 2008 I would at least try for the short sale. It .. Forum
 Sun Jan 13 9:26:33 2008 I would have your attorney take a look at it just .. Forum
 Sun Jan 13 9:22:38 2008 The seller (builder in this case) is responsible .. Forum
 Sun Jan 13 9:20:33 2008 Hi Ernie, You can borow up to 80% of the homes .. Forum
 Sun Jan 13 9:16:06 2008 There are some mortgages that will let you borrow .. Forum
 Sat Jan 12 1:37:16 2008 To get the lowest possible rate, you will want to .. Forum
 Sat Jan 12 1:33:04 2008 Wow. It's unbelievable what some people think .. Forum
 Sat Jan 12 1:29:48 2008 It might be easier just to refinance since the 30 .. Forum
 Sat Jan 12 1:24:56 2008 Larry, it sounds like they have a mortgage on the .. Forum
 Sat Jan 12 1:20:42 2008 Yes, 80% is the maximum lenders are allowed to .. Forum
 Sat Jan 12 1:19:09 2008 You could use the money you receive from your .. Forum
 Sat Jan 12 1:15:41 2008 You will want to go through a title company that .. Forum
 Sat Jan 12 1:11:40 2008 The fixed rate is the way to go right now. If you .. Forum
 Sat Jan 12 1:01:37 2008 Want to add to my message. You should not .. Forum
 Sat Jan 12 12:54:42 2008 I would not take the COSI Loan. That is an option .. Forum
 Mon Jan 7 10:07:37 2008 I just noticed a post the clarified that it was a .. Forum
 Mon Jan 7 10:05:45 2008 The 80% rule applies only to a cash out .. Forum
 Mon Jan 7 10:02:15 2008 It sounds like a good deal if you plan on owning .. Forum
 Mon Jan 7 9:52:22 2008 The 15000 can be included in the new mortgage if .. Forum
 Mon Jan 7 9:48:26 2008 Lease to purchase or a land contract would be .. Forum
 Mon Jan 7 9:44:52 2008 It doesn't hurt to apply now for a mortgage loan .. Forum
 Mon Jan 7 9:37:52 2008 Yes you can do a refinance with a score of 594 as .. Forum
 Mon Jan 7 9:34:53 2008 What are the credit .. Forum
 Mon Jan 7 9:31:59 2008 You sound like a good canidate for FHA Secure .. Forum
 Mon Jan 7 9:26:26 2008 Most credit card companies will jack up the rate .. Forum
 Mon Jan 7 9:23:35 2008 A 30 year mortgage is the way to go right now .. Forum
 Mon Jan 7 2:36:42 2008 Unfortunately the only way to remove your name .. Forum
 Mon Jan 7 2:20:51 2008 I would work on keeping up with the mortgage .. Forum
 Mon Jan 7 2:17:08 2008 No penalty just have to make sure you are .. Forum
 Mon Jan 7 2:12:22 2008 You should qualify for an FHA mortgage. With good .. Forum
 Mon Jan 7 2:06:09 2008 Shane, Have you looked at the Jumbo guidelines .. Forum
 Mon Jan 7 1:56:05 2008 Most lenders start the process when you are 60 .. Forum
 Mon Jan 7 1:54:27 2008 A refinance is required to remove someone from .. Forum
 Mon Jan 7 1:45:55 2008 If you do have an adjustable rate on either .. Forum
 Mon Jan 7 1:40:16 2008 If the home is foreclosed on and sold at auction .. Forum
 Mon Jan 7 1:36:57 2008 If you fell behind because of an increase of an .. Forum
 Mon Jan 7 1:31:18 2008 the above message was from me, I was logged out .. Forum
 Sun Jan 6 2:18:06 2008 It doesnt look like you will qualify for an .. Forum
 Sun Jan 6 2:13:56 2008 These are disclosures that are required by law to .. Forum
 Sun Jan 6 2:09:31 2008 You should qualify for a 30 year fixed rate .. Forum
 Sun Jan 6 2:05:27 2008 Call your county tax auditors office and they .. Forum
 Sun Jan 6 2:03:25 2008 If you were put on title which you may have been .. Forum
 Sun Jan 6 1:58:21 2008 If everyone followed the advice given above, .. Forum
 Sun Jan 6 1:56:15 2008 I would contact your attorney that handled the .. Forum
 Sun Jan 6 1:47:32 2008 You have the right to negotiate the price you .. Forum
 Sun Jan 6 1:41:11 2008 work on getting your credit score a little .. Forum
 Sun Jan 6 1:23:49 2008 one of the reasons homes are not selling is that .. Forum
 Sun Jan 6 3:50:08 2008 .. Forum
 Sun Jan 6 3:48:06 2008 You will have to refinance for her to be taken .. Forum
 Sun Jan 6 3:46:53 2008 That shouldn't be any problem at all. Your client .. Forum
 Sun Jan 6 3:44:51 2008 You can look at a bridge loan that will offer no .. Forum
 Sun Jan 6 3:31:43 2008 Hi Jonathan, Yes, the way you have this .. Forum
 Sun Jan 6 3:26:06 2008 A refinance is the only way to be removed from a .. Forum
 Sun Jan 6 3:24:14 2008 unfortunately its unlikely that you will get .. Forum
 Sun Jan 6 3:14:19 2008 It may actually work to your advantage that wells .. Forum
 Sun Jan 6 3:11:23 2008 I agree with the previous post that closing costs .. Forum
 Sun Jan 6 2:58:46 2008 Wanted to add one more thing. Fannie mae allows .. Forum
 Sun Jan 6 2:51:16 2008 It is a fannie mae guideline and for the best .. Forum
 Sun Jan 6 2:46:43 2008 doesnt look like you will qualify for a reverse .. Forum
 Sun Jan 6 2:31:40 2008 If you were on the title then yes it would be .. Forum
 Sun Jan 6 2:27:45 2008 Just want to give you these tips so that if you .. Forum
 Sun Jan 6 2:24:41 2008 No you dont need 20% down. You should be able to .. Forum
 Sun Jan 6 2:20:26 2008 Top 10 Mortgage Mistakes 1.) Taking the advice .. Forum
 Sat Jan 5 5:53:07 2008 Most lenders will go by when the last due date .. Forum
 Sat Jan 5 10:49:31 2008 It really just depends on how bad your credit is .. Forum
 Sat Jan 5 2:57:38 2008 Most lenders are looking for a 660 score. There .. Forum
 Sat Jan 5 2:53:13 2008 Rick, I have to say I disagree with asking about .. Forum
 Sat Jan 5 2:47:06 2008 with 5% down, you will get a rate in the 5's .. Forum
 Sat Jan 5 2:45:04 2008 one of you need to refinance to remove the other .. Forum
 Sat Jan 5 2:42:18 2008 You are giving the property to him. make sure you .. Forum
 Sat Jan 5 2:39:47 2008 the exemption on capital gains tax only applies .. Forum
 Sat Jan 5 2:36:21 2008 I think the market will contract a bit but most .. Forum
 Sat Jan 5 2:32:53 2008 Looking for a mortgage on all equity primary residence .. Forum
 Sat Jan 5 2:29:07 2008 Yes, equity is the difference between the home .. Forum
 Sat Jan 5 2:27:17 2008 You would have to foreclose on the property if .. Forum
 Sat Jan 5 2:25:12 2008 If you feel confident that you can make a better .. Forum
 Sat Jan 5 2:21:58 2008 The foreclosure on your credit report is not .. Forum
 Sat Jan 5 2:09:16 2008 He should pay you your part of the profit that .. Forum
 Sat Jan 5 2:03:28 2008 Medical expenses is always a good one to throw in .. Forum
 Sat Jan 5 2:01:52 2008 make sure that the interest rate is what you .. Forum
 Sat Jan 5 1:54:23 2008 It generally is pretty safe. However, there are a .. Forum
 Sat Jan 5 1:51:00 2008 There will not be a deficiency if you choose deed .. Forum
 Sat Jan 5 1:47:44 2008 If the homes that are delinquent go to auction .. Forum
 Sat Jan 5 1:41:47 2008 They would need to purchase the home unless by .. Forum
 Sat Jan 5 1:34:40 2008 I would lock. Rates have come down in the last .. Forum
 Sat Jan 5 1:31:42 2008 Are you thinking of selling the property Do you .. Forum
 Sat Jan 5 1:28:49 2008 I would call the lender and threaten action if .. Forum
 Sat Jan 5 1:26:10 2008 The only way to remove you from the mortgage is .. Forum
 Sat Jan 5 1:23:37 2008 to get the best interest rate you will want to .. Forum
 Sat Jan 5 1:22:02 2008 I work with many honest lenders. Over 13 years I .. Forum
 Sat Jan 5 1:19:23 2008 Give me a call to discuss the options that are .. Forum
 Sat Jan 5 1:17:02 2008 The owners are relieved from their financial .. Forum
 Sat Jan 5 1:11:04 2008 In house usually means you will go through the .. Forum
 Sat Jan 5 1:07:05 2008 You pay principle from day one. You will pay off .. Forum
 Sat Jan 5 12:59:38 2008 If the land was included in the appraisal, which .. Forum
 Sat Jan 5 12:56:40 2008 Check your initial paperwork. Most states do not .. Forum
 Sat Jan 5 12:52:29 2008 Most lenders do not charge a processing fee. I .. Forum
 Sat Jan 5 12:48:23 2008 great, i can write off the PMI that I dont have .. Forum
 Sat Jan 5 12:45:28 2008 They want a list of any items that would be .. Forum
 Sat Jan 5 12:41:44 2008 What is the home value This is an important .. Forum
 Sat Jan 5 12:39:11 2008 Fannie Mae backs the mortgage loan that if .. Forum
 Sat Jan 5 12:32:35 2008 You can get a the same thing regarding a mortgage .. Forum
 Sat Jan 5 12:26:03 2008 It is unfortunate that so may people have been .. Forum
 Sat Jan 5 12:21:40 2008 Bankruptcy is not as bad as a foreclosure on your .. Forum
 Sat Jan 5 12:17:12 2008 This means that the chapter 13 is no longer in .. Forum
 Sat Jan 5 12:15:01 2008 Unfortunately there are no lenders offering a 100 .. Forum
 Sat Jan 5 12:12:02 2008 You have two options. Purchase with the .. Forum
 Sat Jan 5 12:07:48 2008 It is not law that she has to be on title. If .. Forum
 Sat Jan 5 12:03:20 2008 Although a realtor can let you know what you home .. Forum
 Fri Jan 4 11:57:11 2008 He may want to wait until the market becomes more .. Forum
 Fri Jan 4 11:52:19 2008 I would recommend calling the mortgage lender and .. Forum
 Fri Jan 4 11:48:43 2008 If you need money to complete the home then you .. Forum
 Fri Jan 4 11:23:24 2008 Make sure that you have the terms of your .. Forum
 Fri Jan 4 11:18:32 2008 If the mortgage is in your name then the record .. Forum
 Fri Jan 4 11:06:42 2008 A lawyer is definately the person to ask. Even .. Forum
 Fri Jan 4 10:39:21 2008 If you choose to do the quit claim, make sure you .. Forum
 Fri Jan 4 10:05:12 2008 You are better of using a mortgage broker for .. Forum
 Fri Jan 4 9:57:54 2008 Quit claiming your property before receiving .. Forum
 Fri Jan 4 9:52:24 2008 If your payment history is still good you might .. Forum

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