| Posts by lisa.scherzer |
| Posting date
| Subject
|
| Posted: Wed Nov 12 0:07:53 2008 |
I would call a couple more places to double check .. |
| Posted: Tue Oct 21 2:02:05 2008 |
No they cannot charge you. I suggest you take a .. |
| Posted: Tue Oct 21 1:58:42 2008 |
That's not true. Most lenders do not have a .. |
| Posted: Tue Oct 21 1:55:14 2008 |
Since most if not all lenders have done away with .. |
| Posted: Tue Oct 21 1:46:50 2008 |
6.75 fixed would be better than the adjustable .. |
| Posted: Tue Oct 21 1:43:45 2008 |
Yes you would have to refinance but I really .. |
| Posted: Tue Oct 7 14:10:36 2008 |
A verbal VOE is done on all loans and is usually .. |
| Posted: Tue Oct 7 13:48:45 2008 |
I agree with Benjamin. Call your lender to find .. |
| Posted: Tue Oct 7 13:46:44 2008 |
On most loans there is no set limit for the DR. .. |
| Posted: Sun Oct 5 0:58:02 2008 |
Lower closing costs I .. |
| Posted: Sun Oct 5 0:56:46 2008 |
The credit crisis is overblown. Even so, this has .. |
| Posted: Sun Oct 5 0:54:55 2008 |
Education will count towards your same line of .. |
| Posted: Sun Oct 5 0:51:32 2008 |
You said it right Brian. Lenders just don't have .. |
| Posted: Sun Oct 5 0:46:17 2008 |
I wanted to add to my post that a mortgage broker .. |
| Posted: Sun Oct 5 0:45:47 2008 |
If the home is deeded as real estate then you .. |
| Posted: Sun Oct 5 0:44:17 2008 |
You will want to look for a company that .. |
| Posted: Sun Oct 5 0:42:58 2008 |
Every company can charge more or less in the form .. |
| Posted: Sun Oct 5 0:39:07 2008 |
If he is turning over the home to you then yes, .. |
| Posted: Sun Oct 5 0:36:56 2008 |
You shouldnt have to pay an attorney for this. If .. |
| Posted: Sun Oct 5 0:35:16 2008 |
If both people are on the current mortgage, then .. |
| Posted: Sun Oct 5 0:33:36 2008 |
This should have been determined by the divorce .. |
| Posted: Sun Oct 5 0:31:41 2008 |
They had to get a judgement against you so in .. |
| Posted: Sun Oct 5 0:28:58 2008 |
Yes, I agree that it will come down to what the .. |
| Posted: Sun Oct 5 0:27:28 2008 |
It is likely that you are able to get out of the .. |
| Posted: Sun Oct 5 0:25:25 2008 |
If she is on the mortgage loan then you will want .. |
| Posted: Sun Oct 5 0:23:22 2008 |
A title company can prepare the deed for much .. |
| Posted: Sun Oct 5 0:20:39 2008 |
A mortgage company is not allowed to force you to .. |
| Posted: Sun Oct 5 0:12:23 2008 |
Banks usually do not have anything to do with the .. |
| Posted: Sun Oct 5 0:08:01 2008 |
I also wanted to add to my post that you may be .. |
| Posted: Sun Oct 5 0:06:45 2008 |
You will have to work something out with the .. |
| Posted: Sun Oct 5 0:02:38 2008 |
The final TIL is signed at closing along with the .. |
| Posted: Sun Oct 5 0:01:14 2008 |
Yes the 3% does apply as long as the 729K applies .. |
| Posted: Fri Oct 3 16:35:15 2008 |
You should look into refinancing. Wells will not .. |
| Posted: Fri Oct 3 16:32:35 2008 |
Stated income loans are hard to come by even for .. |
| Posted: Fri Oct 3 16:28:26 2008 |
Yes you .. |
| Posted: Fri Oct 3 16:27:52 2008 |
They go by the adjusted gross income which is at .. |
| Posted: Fri Oct 3 16:22:33 2008 |
A mortgage broker will be able to let you know .. |
| Posted: Fri Oct 3 16:18:28 2008 |
Getting the debt to income ratio will be key .. |
| Posted: Fri Oct 3 16:16:31 2008 |
Yes, your partner will have to .. |
| Posted: Fri Oct 3 16:14:52 2008 |
This explains APR and how the calculation used to .. |
| Posted: Fri Oct 3 16:06:15 2008 |
There doesnt appear to be enough equity in the .. |
| Posted: Fri Oct 3 16:03:27 2008 |
Yes every lender is different in what they will .. |
| Posted: Fri Oct 3 16:01:02 2008 |
You don't need to contact your lender if you do .. |
| Posted: Fri Oct 3 15:58:38 2008 |
It really comes down to what type of home you .. |
| Posted: Fri Oct 3 15:53:53 2008 |
The mortgage lender that told you that was lying. .. |
| Posted: Tue Sep 30 4:10:38 2008 |
nope, nothing has changed. It is mathmatical .. |
| Posted: Tue Sep 30 4:07:58 2008 |
If you are on the mortgage that is behind, make .. |
| Posted: Tue Sep 30 4:02:41 2008 |
Most lenders require the job to be permanent. I .. |
| Posted: Tue Sep 30 4:00:42 2008 |
Yes, 5% is correct. 5% of your monthly payment is .. |
| Posted: Tue Sep 30 3:58:19 2008 |
the above post is correct. If it were me, I would .. |
| Posted: Tue Sep 30 3:54:55 2008 |
Call your lender and find out what your options .. |
| Posted: Tue Sep 30 3:52:18 2008 |
Add yourself to title with a quit claim deed. .. |
| Posted: Tue Sep 30 3:48:33 2008 |
There is no mortgage so I don't understand why .. |
| Posted: Tue Sep 30 3:45:15 2008 |
The lender will check your credit and income. You .. |
| Posted: Tue Sep 30 3:43:10 2008 |
Every lender is different. It also depends what .. |
| Posted: Tue Sep 30 3:39:03 2008 |
If you add both, then they will both have equal .. |
| Posted: Tue Sep 30 3:27:54 2008 |
gmakerly is correct. A second mortgage is just .. |
| Posted: Tue Sep 30 3:24:22 2008 |
I have two concerns here. The first, 6.30 is too .. |
| Posted: Tue Sep 30 3:19:40 2008 |
Look for lenders that specialize in this type of .. |
| Posted: Tue Sep 30 3:18:43 2008 |
Yes it could still be an adjustable rate .. |
| Posted: Tue Sep 30 3:16:02 2008 |
The 2nd mortgage lender will NOT agree to a .. |
| Posted: Tue Sep 30 3:10:44 2008 |
It really depends on how much equity is in the .. |
| Posted: Tue Sep 30 3:07:49 2008 |
It will come down to the divorce decree as far as .. |
| Posted: Tue Sep 30 3:03:14 2008 |
Yes, I agree that refinancing is the most .. |
| Posted: Tue Sep 30 2:59:51 2008 |
No his credit does not affect yours just because .. |
| Posted: Tue Sep 30 2:57:39 2008 |
It appears that you will need to look at a .. |
| Posted: Wed Sep 17 3:35:39 2008 |
I agree that you can find a lower rate even with .. |
| Posted: Wed Sep 17 3:33:23 2008 |
To find out how much to pay towards the principle .. |
| Posted: Wed Sep 17 3:28:38 2008 |
I commend those that post their experiences here .. |
| Posted: Wed Sep 17 3:24:32 2008 |
Never heard of them but that doesn't mean much. .. |
| Posted: Wed Sep 17 3:21:51 2008 |
I don't like the way elife presents this to the .. |
| Posted: Wed Sep 17 3:19:45 2008 |
Sounds like it's time to do some shopping for a .. |
| Posted: Wed Sep 17 3:17:41 2008 |
If you have a good credit score, I would look at .. |
| Posted: Wed Sep 17 3:15:16 2008 |
Well that actually depends. Most lenders do .. |
| Posted: Wed Sep 17 3:12:48 2008 |
If you do qualify, it would most likely be with .. |
| Posted: Wed Sep 17 3:11:12 2008 |
No you are not obigated and can back out .. |
| Posted: Wed Sep 17 3:08:40 2008 |
newuser1,
Check your paperwork on the second .. |
| Posted: Wed Sep 17 3:04:16 2008 |
Yes to the first question of needing an appraisal .. |
| Posted: Wed Sep 17 3:01:07 2008 |
It doesn't seem realistic to go for a refinance .. |
| Posted: Wed Sep 17 2:57:37 2008 |
Yes, a cash out refinance will accomplish this. .. |
| Posted: Wed Sep 17 2:54:00 2008 |
The only option that I see at this time is to .. |
| Posted: Wed Sep 17 2:51:21 2008 |
I agree with the others that by the time you pay .. |
| Posted: Wed Sep 17 2:46:47 2008 |
You can refinance in just your name if you .. |
| Posted: Wed Sep 17 2:44:44 2008 |
It is very difficult ot find a lender that will .. |
| Posted: Wed Sep 17 2:42:38 2008 |
Bank of America is usually not the lowest rate .. |
| Posted: Wed Sep 17 2:30:02 2008 |
Hi Tymava,
There would be no risk in losing .. |
| Posted: Wed Sep 17 2:24:44 2008 |
It sounds like you might be eligible for FHA on .. |
| Posted: Wed Sep 17 2:21:52 2008 |
Unless the home has appreciated since the time of .. |
| Posted: Wed Sep 17 2:19:34 2008 |
This can be done by the title company at the same .. |
| Posted: Wed Sep 17 2:15:31 2008 |
Netta,
There is no time period although some .. |
| Posted: Wed Sep 17 2:13:52 2008 |
Mike,
Your not supposed to solicit on this .. |
| Posted: Wed Sep 17 2:13:27 2008 |
I would talk to your current lender to see if .. |
| Posted: Wed Sep 17 2:11:05 2008 |
Bosslady,
I agree with George. You shouldn't .. |
| Posted: Wed Sep 17 2:03:02 2008 |
Hi George,
Well aparently they are looking for .. |
| Posted: Wed Sep 17 1:59:27 2008 |
You have a couple different options depending on .. |
| Posted: Wed Sep 17 1:54:38 2008 |
I don't think there is much you can do to hold .. |
| Posted: Wed Sep 17 1:50:54 2008 |
Once you agree on a price, you will need to do .. |
| Posted: Wed Sep 17 1:45:27 2008 |
Hi kingno1,
The 1099 would be on the .. |
| Posted: Wed Sep 17 1:40:46 2008 |
Yes, a quit claim will be the way to do this. It .. |
| Posted: Wed Sep 17 1:21:48 2008 |
It sounds like the mortgage company made a .. |
| Posted: Tue Sep 16 4:55:55 2008 |
Hi Kellie,
He will have to refinance the .. |
| Posted: Tue Sep 16 4:50:35 2008 |
He could add you to title but cannot remove .. |
| Posted: Tue Sep 16 4:46:55 2008 |
lb416,
No there was no law passed. I think it .. |
| Posted: Tue Sep 16 4:42:16 2008 |
ckboyd,
I suggest you call WF and demand that .. |
| Posted: Tue Sep 16 4:39:44 2008 |
I agree, a quit claim will accomplish this. You .. |
| Posted: Tue Sep 16 4:38:08 2008 |
You may have a couple other options. You may be .. |
| Posted: Tue Sep 16 4:34:02 2008 |
Even if you declare bankruptcy you will still .. |
| Posted: Tue Sep 16 4:31:44 2008 |
the foreclosure is probably showing as dismissed .. |
| Posted: Tue Sep 16 4:29:16 2008 |
Usually terms are agreed on as far as who takes .. |
| Posted: Tue Sep 16 4:26:21 2008 |
I don't think a title company will transfer title .. |
| Posted: Tue Sep 16 4:22:58 2008 |
dennis,
If you owe less than what it is worth, .. |
| Posted: Tue Sep 16 4:20:30 2008 |
Your better off financing the purchase since you .. |
| Posted: Tue Sep 16 4:17:34 2008 |
I agree that a short sale is always better than .. |
| Posted: Tue Sep 16 4:14:54 2008 |
Yes he is obligated but if no payment is made, .. |
| Posted: Tue Sep 16 4:10:38 2008 |
I have helped a client do this once and I agree .. |
| Posted: Tue Sep 16 4:07:24 2008 |
or a title company can do this for you as well. .. |
| Posted: Tue Sep 16 4:03:27 2008 |
Guest,
The catch is the rate. Countrywide .. |
| Posted: Tue Sep 16 3:59:51 2008 |
axelnby,
I would take the advice of gmakerly. .. |
| Posted: Tue Sep 16 3:52:38 2008 |
See if your friend will refinance the property to .. |
| Posted: Tue Sep 16 3:49:32 2008 |
Unfortunately you will just have to wait until .. |
| Posted: Tue Sep 16 3:44:14 2008 |
Hi Juan,
I wouldn't suggest going more than .. |
| Posted: Tue Sep 16 3:40:40 2008 |
Loss mitigation is the department that will work .. |
| Posted: Tue Sep 16 3:38:23 2008 |
kingno1,
Yes, a short sale would be a better .. |
| Posted: Tue Sep 16 3:26:29 2008 |
Although some banks do allow the dates to be .. |
| Posted: Tue Sep 16 3:23:13 2008 |
Yes, definately consult an .. |
| Posted: Tue Sep 16 3:21:22 2008 |
Check your county recorders office website. If .. |
| Posted: Tue Sep 16 3:18:58 2008 |
She does currently own half of the property so .. |
| Posted: Tue Sep 16 3:14:31 2008 |
You could combine the first and second into one .. |
| Posted: Tue Sep 16 3:03:05 2008 |
To clarify, there is the good faith estimate that .. |
| Posted: Tue Sep 16 3:00:37 2008 |
Worried,
I agree with vegas_storms. THe new .. |
| Posted: Tue Sep 16 2:55:57 2008 |
Hi Burkehenry,
To keep it simple, it may be .. |
| Posted: Tue Sep 16 2:51:52 2008 |
Hi Latoya,
There may be a couple options here. .. |
| Posted: Tue Sep 16 2:47:11 2008 |
Hi Kathy,
If your name was added to title .. |
| Posted: Tue Sep 16 2:43:07 2008 |
Chad,
Do NOT let them forclose the property. .. |
| Posted: Tue Sep 16 2:38:27 2008 |
Hi James,
Glad to see you remember me. I just .. |
| Posted: Tue Sep 16 2:34:23 2008 |
It really depends on the damage to your credit .. |
| Posted: Tue Sep 16 2:32:35 2008 |
kpatrick is .. |
| Posted: Tue Sep 16 2:31:13 2008 |
What you are looking for is a forebearance .. |
| Posted: Tue Sep 16 2:27:44 2008 |
You would have to refinance but you have timing .. |
| Posted: Tue Sep 16 2:25:13 2008 |
I would try and get a secured credit card or .. |
| Posted: Tue Sep 16 2:23:34 2008 |
I would have an attorney look over the paperwork .. |
| Posted: Tue Sep 16 2:21:10 2008 |
Yes you can apply for the mortgage in just your .. |
| Posted: Tue Sep 16 2:15:07 2008 |
Even if they are not on the mortgage, a public .. |
| Posted: Tue Sep 16 2:12:42 2008 |
I have heard of them as they are in my database .. |
| Posted: Tue Sep 16 2:06:36 2008 |
There is a new FHA program that allows the .. |
| Posted: Tue Sep 16 1:55:38 2008 |
Generally, no. However there are lenders that .. |
| Posted: Tue Sep 16 1:49:07 2008 |
A 30 year fixed rate with 0 points today is at .. |
| Posted: Tue Sep 16 1:44:27 2008 |
If it were me, I would ocntact a local title .. |
| Posted: Tue Sep 16 1:41:38 2008 |
It really depends on how much the property is .. |
| Posted: Tue Sep 16 1:39:32 2008 |
Yes, they are a mortgage broker. Every loan .. |
| Posted: Tue Sep 16 1:37:29 2008 |
I would suggest requesting someone else to work .. |
| Posted: Tue Sep 16 1:31:40 2008 |
The second mortgage holder can persue foreclosure .. |
| Posted: Tue Sep 16 1:25:47 2008 |
Hi jacran1,
I keep up with the rates of over .. |
| Posted: Tue Sep 16 1:22:30 2008 |
Yes, there are a few lenders that will allow .. |
| Posted: Tue Sep 16 1:20:08 2008 |
Yes, the 30 year fixed rate mortgage has dropped .. |
| Posted: Tue Sep 16 1:16:41 2008 |
Sorry, but in today's market, even those that .. |
| Posted: Sat May 24 0:27:44 2008 |
This is something you can do yourself and do not .. |
| Posted: Sat May 24 0:24:34 2008 |
Yes you should be able to refinance. There are .. |
| Posted: Sat May 24 0:23:20 2008 |
I would suggest that you demand to talk to .. |
| Posted: Sat May 24 0:20:30 2008 |
Kish,
You will have to pay income taxes on the .. |
| Posted: Sat May 24 0:15:20 2008 |
most adjustable rates are stuctured to go up even .. |
| Posted: Sat May 24 0:13:20 2008 |
Great advice given. I was just going to say the .. |
| Posted: Sat May 24 0:12:18 2008 |
Call your current mortgage lender and ask that .. |
| Posted: Sat May 24 0:10:16 2008 |
No, a short sale is the lender accepting a lower .. |
| Posted: Sat May 24 0:08:57 2008 |
First time home buyer loans just allow you to get .. |
| Posted: Sat May 24 0:05:56 2008 |
no. I would suggest typing in time share rental .. |
| Posted: Sat May 24 0:02:44 2008 |
I agree that more people should do that but I .. |
| Posted: Sat May 24 0:00:09 2008 |
nope just have the quit claim deed signed and .. |
| Posted: Fri May 23 23:58:57 2008 |
Hello Guest,
You can absolutely qualify for .. |
| Posted: Fri May 23 23:52:40 2008 |
I would rather not pay interest on a mortgage .. |
| Posted: Fri May 23 23:49:39 2008 |
Your best bet is to call your current lender to .. |
| Posted: Fri May 23 23:45:58 2008 |
adrianne,
No the lender does not refund the .. |
| Posted: Fri May 23 23:43:10 2008 |
I agree with Chris that you should check into FHA .. |
| Posted: Fri May 23 23:38:59 2008 |
Just go with a broker that can offer a free .. |
| Posted: Fri May 23 23:36:52 2008 |
Don't worry. If it's meant to be, it will close. .. |
| Posted: Fri May 23 23:30:37 2008 |
If you can sell your house for more than you owe .. |
| Posted: Fri May 23 23:28:25 2008 |
I would save until you have at least 3% to put .. |
| Posted: Fri May 23 23:25:24 2008 |
The city will not give back taxes that were paid. .. |
| Posted: Fri May 23 23:22:42 2008 |
Many lenders offer first time home buyer .. |
| Posted: Fri May 23 23:19:53 2008 |
Yes, there are mortgage companies that offer no .. |
| Posted: Fri Apr 11 0:23:50 2008 |
As long as your confortable with the higher .. |
| Posted: Fri Apr 11 0:16:32 2008 |
adamr6cox,
You shouldn't be giving any advice .. |
| Posted: Fri Apr 11 0:05:10 2008 |
Hi aarondotson,
All conforming loans will .. |
| Posted: Thu Apr 10 23:58:14 2008 |
Many lenders have discontinued their stated .. |
| Posted: Thu Apr 10 23:54:49 2008 |
The main borrower that has better credit will .. |
| Posted: Thu Apr 10 23:49:19 2008 |
Debt management is not as bad as bankruptcy but .. |
| Posted: Tue Mar 11 0:27:18 2008 |
A 40 year mortgage is available. It just depends .. |
| Posted: Tue Mar 11 0:25:26 2008 |
wanderlinghs.
There may be some good news .. |
| Posted: Tue Mar 11 0:22:21 2008 |
No they are not required to send monthly .. |
| Posted: Tue Mar 11 0:18:58 2008 |
I would have your father ask them why they are .. |
| Posted: Tue Mar 11 0:16:35 2008 |
I dont think the lender will lower the payments. .. |
| Posted: Tue Mar 11 0:12:51 2008 |
You should have a two year work history. It is ok .. |
| Posted: Tue Mar 11 0:09:04 2008 |
Those terms are horrible with a 768 score. You .. |
| Posted: Tue Mar 11 0:07:09 2008 |
Hi Jackie,
I would get a copy of all three .. |
| Posted: Tue Mar 11 0:03:18 2008 |
Hi berettafan002,
I am sure that there are .. |
| Posted: Tue Mar 11 0:00:32 2008 |
What about a short .. |
| Posted: Mon Mar 10 23:59:25 2008 |
There are many lenders that offer this. It just .. |
| Posted: Mon Mar 10 23:57:25 2008 |
Hi Sirod,
I dont understand your post either. .. |
| Posted: Mon Mar 10 23:53:04 2008 |
Rates have been on the rise. I would look at .. |
| Posted: Mon Mar 10 23:49:18 2008 |
Rates have gone up over the last month or so. I .. |
| Posted: Mon Mar 10 23:46:36 2008 |
Hi Patricia,
I wouldnt wait for hard times. .. |
| Posted: Mon Mar 10 23:41:39 2008 |
Sirod,
The answer to your question is yes. Are .. |
| Posted: Mon Mar 10 23:39:42 2008 |
It all comes down to what the judge decides .. |
| Posted: Mon Mar 10 23:36:02 2008 |
It just depends on the lender. It can range from .. |
| Posted: Mon Mar 10 23:34:46 2008 |
Sorry you have to go commercial if they are on .. |
| Posted: Mon Mar 10 23:33:53 2008 |
Loan limits just increased temporarily. For those .. |
| Posted: Mon Mar 10 23:31:41 2008 |
A short sale should not affect your credit. The .. |
| Posted: Mon Mar 10 23:29:02 2008 |
I would lock in now especially if you can lock .. |
| Posted: Tue Feb 26 0:33:35 2008 |
Just add them to title and refinance each. It .. |
| Posted: Tue Feb 26 0:29:44 2008 |
I agree with livinginnky,
This type of loan .. |
| Posted: Tue Feb 26 0:24:10 2008 |
Hi Scott,
Was it something that changed on .. |
| Posted: Sun Feb 24 2:30:51 2008 |
Looks like ksteltenpohl was sold on the option .. |
| Posted: Sun Feb 24 2:24:33 2008 |
FHA is lower if they only have 3% down. But with .. |
| Posted: Sun Feb 24 2:22:27 2008 |
There are a few options here. You may want to .. |
| Posted: Sun Feb 24 2:20:06 2008 |
gmakerley is right. Most lenders do not have an .. |
| Posted: Sun Feb 24 2:17:03 2008 |
I dont know how much this will .. |
| Posted: Sun Feb 24 2:15:38 2008 |
some banks will charge off the debt but I believe .. |
| Posted: Sun Feb 24 2:14:03 2008 |
There are many companies out there that have you .. |
| Posted: Sun Feb 24 2:07:19 2008 |
It would depend on your down payment. With the .. |
| Posted: Sun Feb 24 2:05:00 2008 |
I dont think they can. I believe that is the main .. |
| Posted: Sun Feb 24 2:01:09 2008 |
Many lenders will advertise something similar to .. |
| Posted: Sun Feb 24 1:58:21 2008 |
Pay down on some of the credit cards and your .. |
| Posted: Thu Feb 21 2:48:19 2008 |
The sister will need to sign as well. I would .. |
| Posted: Thu Feb 21 2:44:17 2008 |
I dont think it is within a time period. I know .. |
| Posted: Thu Feb 21 2:40:49 2008 |
If there is no equity in the properties then you .. |
| Posted: Thu Feb 21 2:35:40 2008 |
They are just charging you for what you can do .. |
| Posted: Thu Feb 21 2:31:13 2008 |
Their rates are higher than most others. You can .. |
| Posted: Thu Feb 21 2:29:24 2008 |
Did the lender you apply with tell you if you .. |
| Posted: Thu Feb 21 2:26:57 2008 |
Citimortgage bought ABN so call citimortgage and .. |
| Posted: Thu Feb 21 1:56:40 2008 |
Only if it was a refinance is he able to cancel .. |
| Posted: Thu Feb 21 1:47:03 2008 |
No issue with employment since most lenders will .. |
| Posted: Thu Feb 21 1:43:37 2008 |
Shop around, I am sure you can do better. .. |
| Posted: Thu Feb 21 1:41:29 2008 |
I would look at refinancing before deed in lieu. .. |
| Posted: Thu Feb 21 1:33:02 2008 |
Texas law wont allow you to borrow more than 80% .. |
| Posted: Thu Feb 21 1:27:38 2008 |
I would think that any rankings that you find are .. |
| Posted: Thu Feb 21 1:20:50 2008 |
Hi Dee,
If your parents have lived in the .. |
| Posted: Thu Feb 21 1:17:30 2008 |
There are a lot of sites that wil tell you that .. |
| Posted: Thu Feb 21 1:15:02 2008 |
Hi Jayson,
Reverse mortgages are backed by HUD .. |
| Posted: Thu Feb 21 1:11:04 2008 |
I agree not to use a search engine. It won't give .. |
| Posted: Thu Feb 21 1:07:35 2008 |
Hi Jim & Karen Julian
Sorry to hear about .. |
| Posted: Thu Feb 21 1:01:36 2008 |
Hi Jefferson,
Loan officers can increase the .. |
| Posted: Thu Feb 21 0:55:17 2008 |
Hello turbochargedpete,
Ditech rates are .. |
| Posted: Thu Feb 21 0:53:21 2008 |
Hello Inquisitive1
You should qualify for the .. |
| Posted: Thu Feb 21 0:48:12 2008 |
Chapter 13 does not have anything to do with your .. |
| Posted: Thu Feb 21 0:45:20 2008 |
I agree with .. |
| Posted: Thu Feb 21 0:44:08 2008 |
Sorry, but the 125% just isn't available anymore. .. |
| Posted: Thu Feb 21 0:41:06 2008 |
HI dgilbert,
You will have two options. The .. |
| Posted: Thu Feb 21 0:33:03 2008 |
Hi Guest,
Have you already applied for a .. |
| Posted: Thu Feb 21 0:28:24 2008 |
Hi mmolavi,
You should qualify for the best .. |
| Posted: Thu Feb 21 0:16:25 2008 |
Hello eenorman2000,
FHA usually has more .. |
| Posted: Thu Feb 21 0:14:05 2008 |
Hi Ron,
There are several factors that I would .. |
| Posted: Thu Feb 21 0:09:28 2008 |
Hi Lori,
How much do you owe on the first and .. |
| Posted: Fri Feb 15 0:23:15 2008 |
If they keep this up, the guy making 20K a year .. |
| Posted: Fri Feb 15 0:16:34 2008 |
Most lenders charge an upfront fee to lock over .. |
| Posted: Fri Feb 15 0:14:00 2008 |
You don't need a gift of equity. Just have your .. |
| Posted: Fri Feb 15 0:10:20 2008 |
I heard that Bush just passed the bill today that .. |
| Posted: Fri Feb 15 0:07:48 2008 |
Hi Lisa,
A mortgage company should be able .. |
| Posted: Fri Feb 15 0:02:46 2008 |
There are many lenders that do offer second .. |
| Posted: Thu Feb 14 23:59:46 2008 |
ksteltenpohl,
We have all warned that your .. |
| Posted: Thu Feb 14 23:46:54 2008 |
You would be paying on the new mortgage that paid .. |
| Posted: Thu Feb 14 23:39:39 2008 |
I would hang in there and try and get the things .. |
| Posted: Thu Feb 14 23:31:12 2008 |
Sounds like you might be getting into a non .. |
| Posted: Thu Feb 14 23:28:05 2008 |
Rates are still in the 5's for a 30 year .. |
| Posted: Thu Feb 14 23:24:15 2008 |
Hi crescenze,
kpatrick is right. If the other .. |
| Posted: Thu Feb 14 23:19:21 2008 |
You can also use a title company to prepare and .. |
| Posted: Thu Feb 14 23:17:56 2008 |
Hi Eric28,
The shortage on the rent will just .. |
| Posted: Thu Feb 14 23:13:26 2008 |
Jmann,
I agree with the others here that you .. |
| Posted: Thu Feb 14 23:06:40 2008 |
I have also noticed a spike in internet leads as .. |
| Posted: Thu Feb 14 23:04:03 2008 |
evolovik26,
Bonds have taken a dive and I am .. |
| Posted: Thu Feb 14 22:55:01 2008 |
There are pros and cons to this type of mortgage. .. |
| Posted: Thu Feb 7 11:11:21 2008 |
Hi Daniella,
Rates have not changed much on .. |
| Posted: Thu Feb 7 10:49:41 2008 |
And I just needed to add that the "tax .. |
| Posted: Thu Feb 7 10:47:32 2008 |
Hi ksteltenpohl,
The person you are working .. |
| Posted: Thu Feb 7 10:38:42 2008 |
Hi Apriil28,
Wachovia will allow 10% down on a .. |
| Posted: Sat Feb 2 18:13:20 2008 |
Hi cms,
A quit claim deed will remove him from .. |
| Posted: Sat Feb 2 18:09:22 2008 |
My advice is that there is no reason to go FHA .. |
| Posted: Sat Feb 2 18:03:59 2008 |
It is not considered cash out because the seller .. |
| Posted: Sat Feb 2 18:02:28 2008 |
Chris Burns is right. There are only two options .. |
| Posted: Sat Feb 2 17:58:20 2008 |
Hi Lois,
PMI insurance does only protect the .. |
| Posted: Sat Feb 2 17:48:15 2008 |
I survey outlines the boundries of the .. |
| Posted: Sat Feb 2 17:44:42 2008 |
Hi agachua,
There is no such thing as a .. |
| Posted: Sat Feb 2 17:20:54 2008 |
If he does quit claim the home to you then you .. |
| Posted: Sat Feb 2 17:15:34 2008 |
Hi Harry,
Larry is correct in that the IRS has .. |
| Posted: Sat Feb 2 17:13:02 2008 |
Hi Iooo,
I would also suggest waiting until .. |
| Posted: Sat Feb 2 17:03:43 2008 |
livinginnky,
I agree with you on this one. If .. |
| Posted: Sat Feb 2 16:57:25 2008 |
Hi JVILLARREALJR,
The mortgage company is only .. |
| Posted: Sat Feb 2 16:53:23 2008 |
jbarto65,
The mortgage lender that goes out of .. |
| Posted: Sat Feb 2 16:51:16 2008 |
Even if he is on title and has a death .. |
| Posted: Sat Feb 2 16:44:51 2008 |
Hi Guest,
Although lenders do not usually .. |
| Posted: Sat Feb 2 16:40:17 2008 |
Seasoning is just how long someone has owned the .. |
| Posted: Sat Feb 2 16:34:11 2008 |
Hi tobereal2001,
Removing yourself from title .. |
| Posted: Sat Feb 2 16:31:41 2008 |
Hi tobereal2001,
I would wait since you have a .. |
| Posted: Sat Feb 2 16:26:58 2008 |
Larry is correct. It just means that the seller .. |
| Posted: Sat Feb 2 16:25:32 2008 |
Try and find your original paperwork to find out .. |
| Posted: Sat Feb 2 16:22:41 2008 |
I would suggest that the mother add the son to .. |
| Posted: Sat Feb 2 16:19:45 2008 |
Hi Doug,
If the home is purchased at or below .. |
| Posted: Sat Feb 2 16:16:23 2008 |
Hi Jon,
Call the irs and see if they can .. |
| Posted: Sat Feb 2 16:09:55 2008 |
Contact your bankruptcy attorney right away. The .. |
| Posted: Sat Feb 2 16:05:44 2008 |
Refinancing the first mortgage only should be an .. |
| Posted: Sat Feb 2 16:03:01 2008 |
I think that replying to the summons will help .. |
| Posted: Sat Feb 2 16:00:27 2008 |
I suggest trying to refinance instead of going .. |
| Posted: Sat Feb 2 15:57:34 2008 |
Hi flynnelhoffer,
My advice is to work with a .. |
| Posted: Sat Feb 2 15:52:47 2008 |
Hi Dave,
Rates have been up and down .. |
| Posted: Sat Feb 2 15:47:06 2008 |
Hi Patrica,
If you apply with a mortgage .. |
| Posted: Sat Feb 2 15:40:56 2008 |
I suggest that if you do buy a mobile home that .. |
| Posted: Sat Feb 2 15:38:09 2008 |
I agree that it is worth waiting to see what will .. |
| Posted: Sat Feb 2 15:32:44 2008 |
There is not time period before you can sell your .. |
| Posted: Sat Feb 2 15:29:14 2008 |
I suggest calling your mortgage lender and ask .. |
| Posted: Sat Feb 2 15:23:04 2008 |
Hi Charles K,
A GOOD mortgage broker could get .. |
| Posted: Sat Feb 2 15:15:45 2008 |
I don't think restitution will carry over to the .. |
| Posted: Sat Feb 2 15:10:08 2008 |
If the wife has good credit then he can just add .. |
| Posted: Sat Feb 2 15:06:45 2008 |
While your not technically purchasing half the .. |
| Posted: Sat Feb 2 14:58:16 2008 |
It will really come down to what a judge thinks .. |
| Posted: Sat Feb 2 14:55:58 2008 |
Hi MichaelinOK,
The mortgage lender will only .. |
| Posted: Sat Feb 2 14:50:17 2008 |
The attorney may not have included your mortgage .. |
| Posted: Sun Jan 27 3:53:09 2008 |
If you pay them it wont improve your credit and .. |
| Posted: Sun Jan 27 3:48:12 2008 |
Blue is correct that if you have any credit cards .. |
| Posted: Sun Jan 27 3:33:39 2008 |
I agree with Banker0679 that people just don't .. |
| Posted: Sun Jan 27 3:26:01 2008 |
Hi Rcox,
It is impossible to determine how .. |
| Posted: Sun Jan 27 3:22:04 2008 |
I wouln't worry about that. It will not affect .. |
| Posted: Sun Jan 27 3:20:44 2008 |
Hi sevenleighton,
If you have a mortgage on .. |
| Posted: Sun Jan 27 3:16:40 2008 |
The bankruptcy courts will see this and could .. |
| Posted: Sun Jan 27 3:12:43 2008 |
If you have any equity at all, you might want to .. |
| Posted: Sun Jan 27 3:02:27 2008 |
Maybe you can get them to throw in a new car too, .. |
| Posted: Sun Jan 27 2:58:29 2008 |
Hi Tanay2,
You should have some options with .. |
| Posted: Sun Jan 27 2:41:58 2008 |
Hi Cheappower82,
The 30 year fixed rate .. |
| Posted: Sun Jan 27 2:37:34 2008 |
Hi Sean,
With good credit you should be able .. |
| Posted: Sun Jan 27 2:24:49 2008 |
It might be worth disputing it with the credit .. |
| Posted: Sun Jan 27 2:14:02 2008 |
Hi alee2412,
The credit union will only remove .. |
| Posted: Sun Jan 27 2:06:21 2008 |
Hi Del,
The more you borrow against the home, .. |
| Posted: Sun Jan 27 1:55:25 2008 |
Hi DLC11,
Most lenders require 2 years of self .. |
| Posted: Sun Jan 27 1:44:00 2008 |
I do know of a few conforming lenders that still .. |
| Posted: Sun Jan 27 1:35:37 2008 |
Hi HarryT,
You CAN get the same rate with a .. |
| Posted: Sun Jan 27 1:29:43 2008 |
Interest rates are looking good right .. |
| Posted: Sun Jan 27 1:26:20 2008 |
Lenders kept competing with what they thought was .. |
| Posted: Sun Jan 27 1:12:27 2008 |
A deficiency judgement can arise if it is sold .. |
| Posted: Sun Jan 27 1:09:40 2008 |
Eric is right that if you are a loan officer that .. |
| Posted: Sun Jan 27 1:07:14 2008 |
If you own the land that the home is situated on .. |
| Posted: Sun Jan 27 0:59:06 2008 |
Hi Diane,
The lender probably just didn't tell .. |
| Posted: Sun Jan 27 0:56:01 2008 |
Hi Gerger,
If you have good credit then you .. |
| Posted: Sun Jan 27 0:46:00 2008 |
Yes, they can sell the home for any amount to .. |
| Posted: Sun Jan 27 0:43:05 2008 |
Hi Abbey,
Have you found attractive terms for .. |
| Posted: Sun Jan 27 0:38:02 2008 |
Your father cannot transfer ownership to you but .. |
| Posted: Sun Jan 27 0:32:33 2008 |
Lenders like to hear that it was a temporary set .. |
| Posted: Sun Jan 27 0:25:01 2008 |
Where is your home located in CA I heard the .. |
| Posted: Sun Jan 27 0:23:53 2008 |
I would avoid foreclosure if at all possible. .. |
| Posted: Sun Jan 27 0:16:02 2008 |
Sorry to hear of the circumstances but I hope I .. |
| Posted: Fri Jan 25 2:12:05 2008 |
Anyone can dispute items on their credit report .. |
| Posted: Fri Jan 25 2:06:26 2008 |
The late payments will remain on your credit .. |
| Posted: Fri Jan 25 2:01:21 2008 |
I agree with you Patricia. I don't think you have .. |
| Posted: Fri Jan 25 1:58:10 2008 |
Hi Guest,
The person you are quit claiming the .. |
| Posted: Fri Jan 25 1:51:59 2008 |
Today's rates:
Rates went up by .125% .. |
| Posted: Fri Jan 25 1:44:15 2008 |
You don't have to be in foreclosure for you to .. |
| Posted: Fri Jan 25 1:40:33 2008 |
I suggest that you compare lenders also. Rates .. |
| Posted: Fri Jan 25 1:36:25 2008 |
Hi sdmerritt78,
That doesn't make any sense .. |
| Posted: Fri Jan 25 1:32:32 2008 |
Rates went down substantially on Tuesday but .. |
| Posted: Fri Jan 25 1:28:52 2008 |
Did you try fannie mae for an expanded level .. |
| Posted: Fri Jan 25 1:26:03 2008 |
I agree that quit claiming the property to you .. |
| Posted: Fri Jan 25 1:21:58 2008 |
Most mortgage companies will not give an .. |
| Posted: Thu Jan 24 3:54:44 2008 |
Don't quit claim the house to anyone that hasn't .. |
| Posted: Thu Jan 24 3:51:50 2008 |
You have to own the land and it has to be deeded .. |
| Posted: Thu Jan 24 3:50:32 2008 |
George,
I agree with you that people can do .. |
| Posted: Thu Jan 24 3:45:39 2008 |
Hondros college offers them but I'm not sure what .. |
| Posted: Thu Jan 24 3:44:24 2008 |
I wanted to address the comment about not wanting .. |
| Posted: Thu Jan 24 3:33:12 2008 |
Hi Patricia,
You are right. If you have a rate .. |
| Posted: Thu Jan 24 3:20:36 2008 |
If a quit claim is filed then the liens on title .. |
| Posted: Thu Jan 24 3:09:39 2008 |
I would suggest that you add yourself to the .. |
| Posted: Thu Jan 24 3:05:36 2008 |
Hi Mike,
Unless the fence has been there for .. |
| Posted: Thu Jan 24 2:58:11 2008 |
The rate cut was for the overnight lending rate .. |
| Posted: Thu Jan 24 2:52:35 2008 |
Late payments are definately worse than debt to .. |
| Posted: Thu Jan 24 2:48:43 2008 |
He may have enough income to qualify for the .. |
| Posted: Thu Jan 24 2:45:09 2008 |
Hi Abbey,
Some prepayment penalties are as .. |
| Posted: Thu Jan 24 2:38:33 2008 |
Also wanted to note that you could do a short .. |
| Posted: Thu Jan 24 2:37:23 2008 |
Keep paying until you sell your home. Do not ruin .. |
| Posted: Thu Jan 24 2:33:35 2008 |
Most lenders do not do assumable loans anymore so .. |
| Posted: Thu Jan 24 2:22:46 2008 |
Need to clarify above post: 50 to 100 for each .. |
| Posted: Thu Jan 24 2:22:18 2008 |
Most title companies only charge 50 to 100 to .. |
| Posted: Thu Jan 24 2:20:18 2008 |
Also something to keep in mind is that once a .. |
| Posted: Thu Jan 24 2:18:10 2008 |
You can put money in my account. I won't ask any .. |
| Posted: Thu Jan 24 2:15:49 2008 |
You have two options. Add yourself to title and .. |
| Posted: Thu Jan 24 2:13:18 2008 |
You definately need to file a complaint with the .. |
| Posted: Thu Jan 24 2:09:21 2008 |
Thanks, most people forget to ask those things .. |
| Posted: Thu Jan 24 2:06:08 2008 |
Banker0679.
This was your post prior to, that .. |
| Posted: Thu Jan 24 1:59:47 2008 |
marcymh,
Were you able to find a better deal .. |
| Posted: Thu Jan 24 1:55:26 2008 |
If you have put money aside for closing costs .. |
| Posted: Thu Jan 24 1:53:04 2008 |
I wouldnt be too bummed. Rates were down quite a .. |
| Posted: Thu Jan 24 1:47:40 2008 |
Thought I would post today's commentary on .. |
| Posted: Thu Jan 24 1:40:53 2008 |
evolovik26,
The reason I posted no points is .. |
| Posted: Thu Jan 24 1:29:34 2008 |
Hi rlsrlj,
680 score is fine to get a good .. |
| Posted: Thu Jan 24 1:22:44 2008 |
Hi jasonlijun,
You are on the right track .. |
| Posted: Thu Jan 24 1:12:25 2008 |
It's always better to process in house. Why .. |
| Posted: Thu Jan 24 1:10:17 2008 |
Hi mmmitchell,
I would at least continue with .. |
| Posted: Wed Jan 23 0:35:21 2008 |
I didn't say that that a fixed rate in the low .. |
| Posted: Wed Jan 23 0:24:25 2008 |
banker0679,
Thats a cop out and you know .. |
| Posted: Tue Jan 22 14:20:27 2008 |
Banker, where are you finding the 5.50% jumbo Why .. |
| Posted: Tue Jan 22 13:57:38 2008 |
I didn't want my post to come accross as an .. |
| Posted: Tue Jan 22 12:03:04 2008 |
Banker0679,
I just isn't out there. Where can .. |
| Posted: Tue Jan 22 12:00:00 2008 |
Today's mortgage rates dropped by .25% to 5.25% .. |
| Posted: Tue Jan 22 3:06:12 2008 |
Yes, max 80% of the home .. |
| Posted: Tue Jan 22 3:01:44 2008 |
If you plan on being in the home long term then .. |
| Posted: Tue Jan 22 2:55:06 2008 |
I really need to add a picture. The above cartoon .. |
| Posted: Tue Jan 22 2:53:43 2008 |
There is no way that 5.50% is possible for a .. |
| Posted: Tue Jan 22 2:47:23 2008 |
I suggest that he contact the lender as well. .. |
| Posted: Tue Jan 22 2:43:49 2008 |
The money merge account is different than the .. |
| Posted: Tue Jan 22 2:31:16 2008 |
I do agree that the closing costs do seem low but .. |
| Posted: Tue Jan 22 2:26:44 2008 |
I agree with .. |
| Posted: Tue Jan 22 2:20:06 2008 |
I think you may have two options here. The first .. |
| Posted: Tue Jan 22 2:09:28 2008 |
Hi Gary T,
I would suggest purchasing the home .. |
| Posted: Tue Jan 22 2:06:09 2008 |
Hi Mary,
Were you looking to refinance and add .. |
| Posted: Tue Jan 22 2:04:53 2008 |
Yes you can include your property taxes and .. |
| Posted: Tue Jan 22 1:57:20 2008 |
Larry is probably right about the taxes. It is .. |
| Posted: Tue Jan 22 1:54:52 2008 |
Shane is right about them outsourcing to India. .. |
| Posted: Tue Jan 22 1:52:55 2008 |
I think it's a good thing that companies are .. |
| Posted: Tue Jan 22 1:46:36 2008 |
Thanks .. |
| Posted: Tue Jan 22 1:42:38 2008 |
There really is no set amount of time to wait to .. |
| Posted: Tue Jan 22 1:39:39 2008 |
Did you try fannie .. |
| Posted: Tue Jan 22 1:37:54 2008 |
You have to report that amount as income on your .. |
| Posted: Tue Jan 22 1:33:42 2008 |
Hi Abbey,
Your welcome, I'm sure you will get .. |
| Posted: Tue Jan 22 1:29:10 2008 |
It is legal for them to foreclose on the property .. |
| Posted: Tue Jan 22 1:24:29 2008 |
If the income problems are temporary then ask the .. |
| Posted: Tue Jan 22 1:21:40 2008 |
I also wanted to note that most lenders will .. |
| Posted: Tue Jan 22 1:20:18 2008 |
Every lender differs on how much they will allow .. |
| Posted: Tue Jan 22 1:09:52 2008 |
It may be difficult for you to qualify for a .. |
| Posted: Sun Jan 20 23:25:47 2008 |
The only way to have the title only in your name .. |
| Posted: Sun Jan 20 23:23:05 2008 |
I agree that it has to go through probate to be .. |
| Posted: Sun Jan 20 23:17:45 2008 |
Hi Freda,
There is no recision period for a .. |
| Posted: Sun Jan 20 23:14:36 2008 |
You will want to have her refinance into her name .. |
| Posted: Sun Jan 20 23:11:44 2008 |
I just wanted to add that you may want to contest .. |
| Posted: Sun Jan 20 23:10:31 2008 |
Was your husband still on title when he added his .. |
| Posted: Sun Jan 20 23:07:40 2008 |
Most lenders will not allow you to transfer the .. |
| Posted: Sun Jan 20 23:05:23 2008 |
A title company can prepare the deed for you for .. |
| Posted: Sun Jan 20 23:02:24 2008 |
Yes you can add your sister to the deed. I would .. |
| Posted: Sun Jan 20 22:55:18 2008 |
Most mortgage loans do not have an assumption .. |
| Posted: Sun Jan 20 22:44:05 2008 |
Yes, you can quit claim a portion of the property .. |
| Posted: Sun Jan 20 22:42:37 2008 |
because foreclosure is a public record that is .. |
| Posted: Sun Jan 20 22:35:25 2008 |
No it wont cancel out his agreement to pay you as .. |
| Posted: Sun Jan 20 22:30:13 2008 |
A title company can draw up the paperwork and .. |
| Posted: Sun Jan 20 22:26:03 2008 |
Do not quit claim the property to the second .. |
| Posted: Sun Jan 20 22:21:10 2008 |
Do you have a mortgage on the property Is it in .. |
| Posted: Sun Jan 20 22:14:37 2008 |
Did the estate go through .. |
| Posted: Sun Jan 20 22:12:58 2008 |
Tim,
Just wanted to add that capital gains is .. |
| Posted: Sun Jan 20 22:10:20 2008 |
Hi Tim,
If you have not lived in the property .. |
| Posted: Sun Jan 20 22:07:14 2008 |
I would just add yourself to title if your wife .. |
| Posted: Sun Jan 20 22:04:25 2008 |
I would contact another title company. The title .. |
| Posted: Sun Jan 20 22:00:22 2008 |
I don't think you can do a quit claim deed since .. |
| Posted: Sun Jan 20 21:51:44 2008 |
If you are on the title of the home then yes you .. |
| Posted: Sun Jan 20 21:50:44 2008 |
Someone else at the title company can handle this .. |
| Posted: Sun Jan 20 21:40:25 2008 |
Yes he can quit claim the property to .. |
| Posted: Sun Jan 20 21:28:31 2008 |
That may be the case and if so another quit claim .. |
| Posted: Sun Jan 20 21:26:24 2008 |
Hi Jer,
If you don't want her to have any .. |
| Posted: Sun Jan 20 21:17:57 2008 |
Just wanted to add that if you decide not to .. |
| Posted: Sun Jan 20 21:15:24 2008 |
Even if you quit claim to your daughter, the .. |
| Posted: Sun Jan 20 21:09:18 2008 |
Being on title will not affect your husbands .. |
| Posted: Sun Jan 20 21:05:14 2008 |
Hi Guest,
You can take out a mortgage on the .. |
| Posted: Sun Jan 20 20:58:28 2008 |
Hi kristib00,
Here is what I think you should .. |
| Posted: Sun Jan 20 20:53:09 2008 |
It may be worth transfering the property into his .. |
| Posted: Sun Jan 20 20:49:41 2008 |
I don't know if there are any tax implications .. |
| Posted: Sun Jan 20 20:47:20 2008 |
Check the mortgage paperwork for an assumption .. |
| Posted: Sun Jan 20 20:45:22 2008 |
Patti Pyoi,
He is probably wanting you to .. |
| Posted: Sun Jan 20 20:39:39 2008 |
It has to go through probate court to determine .. |
| Posted: Sun Jan 20 20:37:44 2008 |
Hi Tina,
You may need to refinance the .. |
| Posted: Sun Jan 20 20:32:42 2008 |
I want to clarify the issue of whether it is .. |
| Posted: Sun Jan 20 20:29:22 2008 |
Hi Mortgagemavin,
You are correct in the way .. |
| Posted: Sun Jan 20 20:24:31 2008 |
If she transfered the property to another .. |
| Posted: Sun Jan 20 20:03:53 2008 |
The reason the credit union wants to transfer the .. |
| Posted: Sun Jan 20 19:57:47 2008 |
No it's not true. If you have a mortgage on the .. |
| Posted: Sun Jan 20 19:52:40 2008 |
She is only solely responsible for the capital .. |
| Posted: Sun Jan 20 19:48:25 2008 |
If your mother can now qualify for a good .. |
| Posted: Sun Jan 20 1 |
