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Posts by livinginnky
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Posted: Wed Mar 12 18:41:11 2008 Ok I was going to drop it but here we go ..
Posted: Tue Mar 11 18:00:16 2008 Sorry for the delay. I agree I want to help as ..
Posted: Wed Mar 5 20:48:43 2008 I am changing the way I edit these spam posts. I ..
Posted: Wed Mar 5 20:43:05 2008 Chuck, You make a statement like that and ..
Posted: Wed Mar 5 20:37:02 2008 Howie, You made the statement that you ..
Posted: Tue Feb 26 12:47:07 2008 Exactly Lisa and George, That is why I simply ..
Posted: Tue Feb 26 12:37:58 2008 If it is cold feet.... that is not a reason that ..
Posted: Tue Feb 26 12:29:43 2008 You will need to pay off the judgement. What ..
Posted: Mon Feb 25 17:37:36 2008 Yes that is what I thought. Good news, we need ..
Posted: Mon Feb 25 17:35:11 2008 Ok, now it will depend on how much money down. ..
Posted: Mon Feb 25 17:20:42 2008 Ahhh, I said a PM not a quick message. I always ..
Posted: Mon Feb 25 16:46:59 2008 FHA is a great option... If you can prove your ..
Posted: Mon Feb 25 16:35:45 2008 It only matters what order you do them in if the ..
Posted: Mon Feb 25 16:26:58 2008 Not all markets are bad. In Kentucky the average ..
Posted: Mon Feb 25 16:22:54 2008 Nice change of pace. We do something with the ..
Posted: Mon Feb 25 16:19:25 2008 What things have come up If you mean backing ..
Posted: Mon Feb 25 16:17:04 2008 I personally always think that it is worth it to ..
Posted: Mon Feb 25 16:14:32 2008 Depends on the total situation. What are you ..
Posted: Mon Feb 25 12:34:47 2008 Once again no proof just beating around the ..
Posted: Sun Feb 24 16:36:50 2008 I don't know what your last comment was meant to ..
Posted: Sat Feb 23 23:02:51 2008 It is not a brick wall Charles. I am more than ..
Posted: Fri Feb 22 17:33:44 2008 I have no desire to be competitive... especially ..
Posted: Thu Feb 21 13:32:59 2008 It varies from state to state. You need to ..
Posted: Thu Feb 21 13:26:36 2008 Martin, Welcome! I can't seem to find that ..
Posted: Thu Feb 21 13:11:27 2008 By the way... is the father threatening you with ..
Posted: Thu Feb 21 13:10:48 2008 This happens all the time. It doesn't sound like ..
Posted: Thu Feb 21 12:54:53 2008 Hello and welcome to the forums. You appear to ..
Posted: Thu Feb 21 12:35:03 2008 Stubborn Do you guys even read the rest of the ..
Posted: Tue Feb 12 14:15:51 2008 It's not magic! There will definitely be a ..
Posted: Sun Feb 10 14:46:34 2008 5.75 is a good rate. If the rest of the terms are ..
Posted: Sun Feb 10 14:36:37 2008 100% illegal when it comes to mortgage fraud. ..
Posted: Sun Feb 10 14:27:09 2008 Did you sign the deed over to someone else If ..
Posted: Tue Feb 5 13:29:16 2008 Not only that but if I apply for a mortgage, that ..
Posted: Tue Feb 5 13:19:19 2008 Or the savings by not being swindled... be real ..
Posted: Tue Feb 5 13:01:46 2008 Thanks for the information. It does appear to ..
Posted: Mon Feb 4 14:36:05 2008 Make sure to have them give you a "Good ..
Posted: Mon Feb 4 14:30:25 2008 Call a local broker. Ask them how many employees ..
Posted: Mon Feb 4 14:24:21 2008 There are many many many factors that play into ..
Posted: Mon Feb 4 14:13:37 2008 If there is currently no mortgage on the ..
Posted: Mon Feb 4 14:05:26 2008 "liar loan" ... That is insulting to ..
Posted: Mon Feb 4 13:49:03 2008 Do you already work 2/3 jobs If not that is ..
Posted: Mon Feb 4 13:39:53 2008 Hello Benny, Welcome to the forums. Have you ..
Posted: Mon Feb 4 13:29:12 2008 The way I understand it, and of course I ..
Posted: Sun Feb 3 22:13:42 2008 I don't have a problem with someone that needs a ..
Posted: Fri Feb 1 13:51:57 2008 Posters should be wary of posting ..
Posted: Fri Feb 1 13:41:51 2008 Not all of them are getting away with it. Several ..
Posted: Fri Feb 1 13:30:49 2008 A mortgage broker! You have been at this for ..
Posted: Fri Feb 1 13:14:03 2008 Exactly... unless it was previously agreed ..
Posted: Fri Feb 1 13:10:26 2008 I suspected that... and back in April it ..
Posted: Thu Jan 31 15:04:17 2008 Welcome to the forums! You should be looking ..
Posted: Thu Jan 31 14:48:56 2008 Tell the title company or attorney, whichever is ..
Posted: Thu Jan 31 14:46:06 2008 Welcome to the forums! Possibly, it is best ..
Posted: Wed Jan 30 13:02:45 2008 lol I mean lac Are you serious Seems like ..
Posted: Wed Jan 30 12:55:01 2008 Yes and with the new laws being enacted in ..
Posted: Wed Jan 30 12:53:26 2008 I think people are unaware that rates are, just ..
Posted: Wed Jan 30 12:48:26 2008 Fozman, Greg is correct, 01 is good, any ..
Posted: Tue Jan 29 12:55:30 2008 No George, it is OK! I understand the comments ..
Posted: Mon Jan 28 14:06:27 2008 This is a snippet from a BBB article on avoiding ..
Posted: Mon Jan 28 13:51:01 2008 Hopefully none of these slime will last. Check ..
Posted: Mon Jan 28 13:26:38 2008 Agreed Michelle, I will delete all his posts ..
Posted: Mon Jan 28 13:04:01 2008 A heloc is like a credit card with the balance ..
Posted: Mon Jan 28 12:56:14 2008 Possibly. It would be best to consult with an ..
Posted: Mon Jan 28 12:33:17 2008 Rates could always go up or down. I recommend, if ..
Posted: Sun Jan 27 14:51:49 2008 Let me guess.... they wanted a percentage of the ..
Posted: Sun Jan 27 14:48:58 2008 Derrick, Congratulations on a great year! I ..
Posted: Sun Jan 27 14:34:53 2008 I don't think the problem is the outsourcing to ..
Posted: Sun Jan 27 13:49:40 2008 It sort of does effect him, and it could be ..
Posted: Sun Jan 27 13:42:36 2008 No there are no shortcuts. Really credit is the ..
Posted: Sun Jan 27 13:39:25 2008 Wow I can't believe that it took 5 posts before ..
Posted: Sun Jan 27 13:22:44 2008 REFI - PRE Pay Penalty ..
Posted: Sun Jan 27 13:16:26 2008 Call the lender of his mortgage. If they won't ..
Posted: Sun Jan 27 12:43:32 2008 Yes but do research first on the mortgage you ..
Posted: Sun Jan 27 12:40:53 2008 Yes and yes. They can foreclose and you need ..
Posted: Sat Jan 26 13:21:38 2008 Well that wouldn't really be a lease option ..
Posted: Sat Jan 26 13:05:28 2008 Absolutely! Are you going to obtain a ..
Posted: Sat Jan 26 13:02:05 2008 Ahhh you caught that. That is why I wanted to ..
Posted: Fri Jan 25 16:48:49 2008 I am with Lisa on this. What is the house ..
Posted: Fri Jan 25 16:31:23 2008 Who does your taxes That is a great point and ..
Posted: Fri Jan 25 15:42:19 2008 Sure there are. Sometimes it is harder to qualify ..
Posted: Fri Jan 25 15:41:26 2008 Are you a loan officer If so you need to have ..
Posted: Fri Jan 25 15:39:01 2008 Sell it! Otherwise you will need to get him ..
Posted: Fri Jan 25 15:33:25 2008 I didn't really catch this comment at first. ..
Posted: Fri Jan 25 15:27:28 2008 I understand your concern. A prepayment ..
Posted: Fri Jan 25 11:50:29 2008 Sorry Lisa, I didn't see the first page only ..
Posted: Fri Jan 25 11:46:06 2008 I should add that local laws will have something ..
Posted: Fri Jan 25 11:40:58 2008 I agree, I actually don't like to give an ..
Posted: Fri Jan 25 11:33:46 2008 Is your current loan a fixed rate or ..
Posted: Fri Jan 25 11:32:31 2008 Abbey, Could you please answer these ..
Posted: Fri Jan 25 11:29:35 2008 Lisa, Please stop quoting rates. Are you ..
Posted: Fri Jan 25 11:18:00 2008 Lisa, You are right, it doesn't make any ..
Posted: Fri Jan 25 11:08:52 2008 Cedric, I agree with you and that is the ..
Posted: Tue Jan 22 14:36:12 2008 Where did you find this information Although ..
Posted: Tue Jan 22 14:30:09 2008 Contact a tax advisor. I believe the tax ..
Posted: Tue Jan 22 14:20:16 2008 How long have you had your current loan What is ..
Posted: Tue Jan 22 14:10:03 2008 Did the lender already sell the property or just ..
Posted: Tue Jan 22 14:00:39 2008 Welcome to the forums! With owner financing, ..
Posted: Tue Jan 22 13:38:52 2008 Here is how this breaks down. If the bank doesn't ..
Posted: Tue Jan 22 13:25:22 2008 lisa, Good information. I don't know what it ..
Posted: Tue Jan 22 13:17:46 2008 Probably not. If you purchased the home and had ..
Posted: Tue Jan 22 13:16:21 2008 nanhar, I am not sure with NC, but in Ohio ..
Posted: Tue Jan 22 13:12:14 2008 Thats great, however rates change on a daily ..
Posted: Tue Jan 22 13:07:12 2008 Hello everyone, There is a simple solution to ..
Posted: Thu Jan 10 20:51:19 2008 I don't recommend any program. I recommend being ..
Posted: Thu Jan 3 14:06:48 2008 The only way other than refinancing is to get the ..
Posted: Thu Jan 3 13:57:39 2008 I am not a lawyer. From a quick Google ..
Posted: Thu Jan 3 13:51:29 2008 I don't completely understand your question. ..
Posted: Wed Jan 2 16:05:14 2008 It is up to the lender. It could be 1 month ..
Posted: Wed Jan 2 15:58:23 2008 It is common in property offers to have a ..
Posted: Wed Jan 2 15:48:00 2008 When would you get a 100+ year mortgage I have ..
Posted: Wed Jan 2 15:43:22 2008 What is the home's current value What are your ..
Posted: Wed Jan 2 15:33:55 2008 I can't find their website. Have you tried ..
Posted: Wed Jan 2 15:30:18 2008 banker's advice is good. Call your divorce ..
Posted: Wed Jan 2 15:24:02 2008 Hello Kevin, I disagree as usual. The MMA ..
Posted: Wed Jan 2 15:18:04 2008 en-cash received. Thank you as always. Happy ..
Posted: Wed Dec 5 15:17:08 2007 Elliot, What makes you think rates will go to ..
Posted: Wed Dec 5 12:41:03 2007 Yes Eugene, but did you check my math It shows ..
Posted: Tue Dec 4 17:04:08 2007 You are definately doing the right thing. And ..
Posted: Tue Dec 4 15:17:22 2007 Are they willing to put in writing you will get a ..
Posted: Tue Dec 4 15:12:13 2007 What the above posters said is true. I agree with ..
Posted: Tue Dec 4 15:10:08 2007 How are your ratios 61% more than what you ..
Posted: Tue Dec 4 14:59:40 2007 I just caught this and couldn't stop ..
Posted: Tue Dec 4 14:49:22 2007 To be fair, and since nobody else except the ..
Posted: Tue Dec 4 14:33:23 2007 Round and round and round we go. Let me show ..
Posted: Tue Dec 4 11:35:08 2007 hawksnest_n, Welcome to the forums! I also ..
Posted: Tue Dec 4 11:32:10 2007 Good point Eugene, If it is a subprime loan ..
Posted: Tue Dec 4 11:30:20 2007 Ah, I didn't even think about the en-cash system. ..
Posted: Tue Dec 4 11:26:07 2007 Hey Eugene, So you got it. You already know ..
Posted: Tue Dec 4 11:21:24 2007 Yeah, I sell cheap property in Florida too. Did I ..
Posted: Tue Dec 4 11:10:01 2007 Thanks Eugene, I usually wouldn't devote so ..
Posted: Tue Dec 4 11:02:03 2007 I was thinking that too Eugene. But you know ..
Posted: Mon Dec 3 18:57:41 2007 Whats also funny is I am now playing with the ..
Posted: Mon Dec 3 18:38:33 2007 According to the CMG website in my state you ..
Posted: Mon Dec 3 18:23:00 2007 If that is true then, no, you are not responsible ..
Posted: Mon Dec 3 18:19:39 2007 Ok, but the interest is never tallied into the ..
Posted: Mon Dec 3 17:21:40 2007 Yes but what I am saying is this... "you ..
Posted: Mon Dec 3 17:00:23 2007 Once again you avoid the facts... or perhaps ..
Posted: Mon Dec 3 16:47:36 2007 Now I am going to go through your last post line ..
Posted: Mon Dec 3 16:31:07 2007 Ok I looked at your spreadsheet. At what point ..
Posted: Mon Dec 3 16:10:28 2007 Also I want to confirm that you are saying the ..
Posted: Mon Dec 3 16:07:46 2007 Why would you do that though That is my question. ..
Posted: Mon Dec 3 15:45:40 2007 Once again you need to clarify. Is the total ..
Posted: Mon Dec 3 15:27:30 2007 I don't think I understand what you mean. Could ..
Posted: Mon Dec 3 15:25:13 2007 I want one that pays me for using their money. ..
Posted: Mon Dec 3 15:20:15 2007 You shouldn't worry as long as you can prove it ..
Posted: Mon Dec 3 15:10:46 2007 Closing cost depend on a lot of things. And yes ..
Posted: Mon Dec 3 15:01:26 2007 Agreed, Call an ..
Posted: Mon Dec 3 14:56:50 2007 Wow, it really doesn't get much better than ..
Posted: Mon Dec 3 14:35:34 2007 If that is true it is a no brainer... Do ..
Posted: Mon Dec 3 14:31:29 2007 But when does TBW approve with collections Could ..
Posted: Sun Dec 2 12:46:25 2007 It is possible. Conforming rates just start ..
Posted: Sun Dec 2 12:41:47 2007 Anna, What do you mean "for tax ..
Posted: Sat Dec 1 15:02:00 2007 I see from doing a Google search that many ..
Posted: Sat Dec 1 14:56:14 2007 kpatrick, Reversion is like an extended lease ..
Posted: Sat Dec 1 14:46:05 2007 Unfortunately most lenders will want at minimum ..
Posted: Sat Dec 1 14:33:40 2007 What lender was your 5/1 arm with I assume it was ..
Posted: Sat Dec 1 14:14:30 2007 Exactly Anna, How bad could it be Pay a little ..
Posted: Sat Dec 1 14:11:07 2007 Rick, I sent you a pm. You will probably get it ..
Posted: Sat Dec 1 13:58:41 2007 Rick, Sorry but I always have to point this out. ..
Posted: Fri Nov 30 19:06:38 2007 Nobody can make you do anything you don't want to ..
Posted: Fri Nov 30 16:38:41 2007 scraig, Firstly you are wrong. Second Not ..
Posted: Fri Nov 30 15:57:07 2007 Most of the time processors don't need to be ..
Posted: Fri Nov 30 15:43:02 2007 If it is after foreclosure, then that is it. It ..
Posted: Fri Nov 30 15:40:23 2007 The tax lien is paid first. bad is not, If ..
Posted: Fri Nov 30 14:49:20 2007 Are you a loan officer If so I have some ..
Posted: Fri Nov 30 14:45:02 2007 Welcome ka! It depends on the lender. ..
Posted: Fri Nov 30 14:42:04 2007 Are you sure it was the same Just because it was ..
Posted: Fri Nov 30 14:38:36 2007 Is he paying ..
Posted: Fri Nov 30 14:32:41 2007 You all are correct, we need some additional ..
Posted: Fri Nov 30 14:26:53 2007 You will need to talk to your lender. You will ..
Posted: Fri Nov 30 14:23:07 2007 Is it sitting in a mutual fund or stock now What ..
Posted: Fri Nov 30 14:18:23 2007 After about 6 links I am convinced that there is ..
Posted: Fri Nov 30 14:01:51 2007 How do you find these wildstorm I want to ..
Posted: Fri Nov 30 13:51:08 2007 jpalacios161, Welcome to the forums. I ..
Posted: Tue Nov 27 12:46:17 2007 I am not a lawyer so obviously... I cannot give ..
Posted: Mon Nov 26 13:09:02 2007 I have a question Did you bid on an auctioned ..
Posted: Mon Nov 26 13:07:11 2007 It is not required but highly recommended. The ..
Posted: Mon Nov 26 13:03:12 2007 If there is currently a mortgage on the property ..
Posted: Mon Nov 26 12:56:49 2007 You stated that you are not interested in high ..
Posted: Mon Nov 26 12:50:45 2007 Eugene is correct. You must call the lender as ..
Posted: Mon Nov 26 12:45:15 2007 You are correct in asking your questions ..
Posted: Mon Nov 26 12:31:13 2007 If you are still on the title, this could be good ..
Posted: Mon Nov 26 12:21:20 2007 Good point ernestdaae. And to expand on that the ..
Posted: Wed Nov 21 13:27:09 2007 What are your retirement funds and Where do they ..
Posted: Wed Nov 21 13:26:25 2007 Why would you say that It is not true. If you ..
Posted: Wed Nov 21 13:11:30 2007 Why don't you ask the processor and please let us ..
Posted: Wed Nov 21 13:06:53 2007 Rick, I don't know if you are aware, but it is ..
Posted: Wed Nov 21 13:03:24 2007 If she never transferred ownership to herself, ..
Posted: Wed Nov 21 13:00:58 2007 Be careful that you have a good contract for the ..
Posted: Wed Nov 21 12:57:54 2007 I have a question if there are any experts that ..
Posted: Wed Nov 21 12:52:31 2007 A contract could be written on a napkin, in ..
Posted: Wed Nov 21 12:41:27 2007 Secured credit cards are the easiest way to start ..
Posted: Wed Nov 21 12:39:54 2007 It all depends on your credit. Lenders really ..
Posted: Wed Nov 21 12:37:03 2007 Does he have a ..
Posted: Wed Nov 21 12:29:32 2007 It is no problem at all. I am happy to try to ..
Posted: Sun Nov 18 15:46:29 2007 Have you spoke to your attorney yet I have ..
Posted: Sat Nov 17 13:40:29 2007 I was not trying to put you down. Just a little ..
Posted: Fri Nov 16 14:30:50 2007 I agree that 80/20 are not very effective right ..
Posted: Fri Nov 16 14:30:40 2007 I agree that 80/20 are not very effective right ..
Posted: Fri Nov 16 14:25:03 2007 Mr. Young, It is nice that you decided to join ..
Posted: Fri Nov 16 14:11:16 2007 I agree with the posts above. Quit claim would ..
Posted: Fri Nov 16 14:10:13 2007 Talk to an attorney. Nobody can say without ..
Posted: Fri Nov 16 14:07:05 2007 Your children could either... 1. Purchase the ..
Posted: Fri Nov 16 13:59:27 2007 One important thing to help prevent mortgage ..
Posted: Fri Nov 16 13:44:07 2007 Please explain the entire transaction. As ..
Posted: Fri Nov 16 13:36:44 2007 Yes the will, will be the instrument the courts ..
Posted: Fri Nov 16 13:32:23 2007 This question is asked on a regular basis. I am ..
Posted: Fri Nov 16 13:24:54 2007 Why are they already talking about a refi Be ..
Posted: Thu Nov 15 13:36:21 2007 Scott, Welcome to the forums! If you have ..
Posted: Thu Nov 15 13:35:20 2007 cindygward, Welcome to the forums! Anyone ..
Posted: Thu Nov 15 13:23:46 2007 It would change nothing as far as your debt to ..
Posted: Thu Nov 15 13:20:23 2007 Unfortunately, No. I am sorry to be the bearer of ..
Posted: Thu Nov 15 13:16:29 2007 Lets clarify. Here is what can happen in this ..
Posted: Thu Nov 15 13:09:03 2007 You know with other tax deduction items, and ..
Posted: Thu Nov 15 13:05:12 2007 I want to add something. Of course it will be a ..
Posted: Thu Nov 15 12:58:04 2007 Pylon, You are probably the only one on the ..
Posted: Thu Nov 15 12:47:11 2007 I agree that a lease/option or land contract ..
Posted: Wed Nov 14 14:37:29 2007 If there is a mortgage involving both of you ..
Posted: Wed Nov 14 14:36:14 2007 No you should not just forget about it. You ..
Posted: Wed Nov 14 14:31:00 2007 For how long They are protecting their ..
Posted: Wed Nov 14 14:28:28 2007 Yes but she still may be entitled to the portion ..
Posted: Wed Nov 14 14:22:15 2007 Welcome to the forums! Why can't you get FHA ..
Posted: Wed Nov 14 13:05:41 2007 Pixie, Welcome to the forums! Ok, So we still ..
Posted: Wed Nov 14 12:49:43 2007 No problem. Let me clarify a couple more ..
Posted: Wed Nov 14 11:19:34 2007 He can challenge it. But if what you said is ..
Posted: Wed Nov 14 11:13:54 2007 Ok, lets try to get some things cleared up. We ..
Posted: Wed Nov 14 11:08:54 2007 Yes it is true, if you can get the court to ..
Posted: Wed Nov 14 11:04:57 2007 pylon, Your other post will suffice. In my ..
Posted: Wed Nov 14 11:02:34 2007 Who's name/names are on the mortgage You ..
Posted: Wed Nov 14 10:46:08 2007 Michelle, No problem. You will notice when it ..
Posted: Wed Nov 14 10:02:54 2007 Who has the mortgage You or her You said you ..
Posted: Tue Nov 13 21:53:46 2007 Great post ..
Posted: Tue Nov 13 21:41:20 2007 So what you are saying is it cost him to ..
Posted: Tue Nov 13 21:39:08 2007 Michelle, You don't have anything to prove You ..
Posted: Tue Nov 13 21:32:44 2007 Congratulations! Best of luck in your new ..
Posted: Tue Nov 13 11:45:43 2007 Unfortunately they can, and do. I always get on ..
Posted: Tue Nov 13 11:20:58 2007 Michelle, No offense, but from your own ..
Posted: Mon Nov 12 15:06:53 2007 Prove it. How much interest do you ..
Posted: Mon Nov 12 14:08:27 2007 If attorney fees would make it pointless... it ..
Posted: Mon Nov 12 13:38:15 2007 Eugene as usual I agree with you, but only half ..
Posted: Sat Nov 10 13:34:43 2007 Laura, If you changed the deed after you got ..
Posted: Sat Nov 10 13:26:57 2007 That's a good question. I don't know the answer ..
Posted: Sat Nov 10 13:22:47 2007 So lets clarify... He forged a deed and said he ..
Posted: Sat Nov 10 13:16:04 2007 It is always good to hear of people coming ..
Posted: Sat Nov 10 12:51:54 2007 Excellent question and whas the hardest thing ..
Posted: Sat Nov 10 12:36:28 2007 kpatrick, It is ok to put links to mortgagefit ..
Posted: Sat Nov 10 12:28:13 2007 kpatrick, That is a good idea. And that is ..
Posted: Sat Nov 10 12:20:59 2007 a1sundevilsfan2, I understand where you are ..
Posted: Fri Nov 9 19:37:31 2007 These programs are not a good deal. That ..
Posted: Fri Nov 9 19:27:29 2007 Start by asking everyone you know who has ..
Posted: Fri Nov 9 19:23:22 2007 What do they want exactly Sounds complicated to ..
Posted: Fri Nov 9 19:19:53 2007 It is case by case. I believe the guideline is ..
Posted: Fri Nov 9 19:16:13 2007 Lol, my heat is starting to kick on here, and the ..
Posted: Fri Nov 9 17:22:35 2007 No problems whatsoever, how could you have ..
Posted: Fri Nov 9 17:13:06 2007 My uncle lives in Phoenix and my father (who just ..
Posted: Fri Nov 9 17:10:34 2007 FHA rates are comparable to conforming loan rates ..
Posted: Fri Nov 9 17:00:37 2007 Both posts are correct. You do not technically ..
Posted: Fri Nov 9 16:56:31 2007 Do you have a mortgage ..
Posted: Fri Nov 9 16:54:23 2007 Get an attorney right away. You are probably ..
Posted: Fri Nov 9 16:47:24 2007 You don't have to do anything. The fun part ..
Posted: Fri Nov 9 16:36:36 2007 FHA is a good option to start and is not credit ..
Posted: Fri Nov 9 16:25:46 2007 I second the last question... how did he file his ..
Posted: Fri Nov 9 16:20:26 2007 Hello and welcome to the forums How did you ..
Posted: Fri Nov 9 16:14:31 2007 This program like most accelerated payment ..
Posted: Fri Nov 9 15:58:22 2007 I think refinancing (actually he will purchase it ..
Posted: Fri Nov 9 12:58:26 2007 EMBrown267, Welcome to the forums! My ..
Posted: Tue Nov 6 17:39:48 2007 Was the property assessed because of the quit ..
Posted: Tue Nov 6 17:36:41 2007 It would be best to contact an attorney or at ..
Posted: Tue Nov 6 17:35:41 2007 Yes they usually do. Contact an attorney. I ..
Posted: Sat Nov 3 23:29:18 2007 Your in a perfect situation for FHA. Just get an ..
Posted: Fri Nov 2 14:22:50 2007 Karen, The rate of a mortgage on your primary ..
Posted: Fri Nov 2 14:11:19 2007 These statements contradict themselves. You ..
Posted: Fri Nov 2 14:05:02 2007 It depends on a case by case basis. Follow ..
Posted: Fri Nov 2 13:44:18 2007 If you have recently listed your property for ..
Posted: Fri Nov 2 13:31:19 2007 Why would you say that Larry You could do 10 ..
Posted: Fri Nov 2 13:25:40 2007 First, get your own appraisal. It's the only way ..
Posted: Fri Nov 2 13:07:02 2007 Also is this a purchase or refinance ..
Posted: Fri Nov 2 13:02:58 2007 The answer is actually a little more ..
Posted: Fri Nov 2 12:52:43 2007 Are you asking about letting the properties ..
Posted: Tue Oct 30 16:59:08 2007 It's never too late to try. Call an attorney. ..
Posted: Tue Oct 30 16:56:14 2007 annualcreditreport.com is the real website to get ..
Posted: Tue Oct 30 16:52:16 2007 Where do you live It depends on the area. Here in ..
Posted: Tue Oct 30 16:49:13 2007 It is based on the original contact between you ..
Posted: Tue Oct 30 16:45:07 2007 You are correct. If they leave the house to her ..
Posted: Tue Oct 30 16:38:19 2007 Since you have an ownership right then yes ..
Posted: Sun Oct 28 12:51:24 2007 whartsfield, Welcome to the forums! I don't ..
Posted: Sun Oct 28 12:47:17 2007 How do you know it is worth 165k You said ..
Posted: Sun Oct 28 12:40:54 2007 As you should with any loan program. The best ..
Posted: Sun Oct 28 12:37:35 2007 hpotter, Welcome to the forums! You can ..
Posted: Sat Oct 27 17:26:32 2007 I spelled redemption wrong, sorry. You should ..
Posted: Sat Oct 27 17:25:05 2007 I would like to add, if anyone wonders, that the ..
Posted: Fri Oct 26 22:02:32 2007 You need to refinance them. The closing agent ..
Posted: Fri Oct 26 19:45:29 2007 Also consider this. If you pay the heloc first it ..
Posted: Fri Oct 26 13:47:13 2007 I will go through this one step at a time. And ..
Posted: Fri Oct 26 13:25:10 2007 I would like to add... By doing a Google ..
Posted: Fri Oct 26 13:22:24 2007 Even after the sheriffs sale in some places you ..
Posted: Fri Oct 26 13:17:48 2007 It depends on how your lender handles it so you ..
Posted: Fri Oct 26 13:12:38 2007 One good place for research is ..
Posted: Fri Oct 26 13:07:10 2007 Please provide some additional ..
Posted: Fri Oct 26 12:30:51 2007 You would need to discuss the previous ..
Posted: Fri Oct 26 12:27:20 2007 Perhaps a reverse mortgage could help. I am not ..
Posted: Fri Oct 26 12:23:24 2007 Do you have mortgages on the ..
Posted: Fri Oct 26 12:22:37 2007 Who is taking the money, Bugsy1718 What ..
Posted: Fri Oct 26 12:21:14 2007 Your attorney should be able to answer all your ..
Posted: Fri Oct 26 12:13:53 2007 I don't think you are missing anything. It would ..
Posted: Fri Oct 26 11:56:49 2007 NOO borrowers have the same options as an owner ..
Posted: Fri Oct 26 11:52:04 2007 You can always dispute any charges brought on by ..
Posted: Fri Oct 26 11:50:43 2007 650 credit score is, as you said, fair. It may be ..
Posted: Fri Oct 26 11:41:59 2007 How far behind is the mortgage currently How much ..
Posted: Thu Oct 25 20:26:36 2007 90% is the going number. Your going to have to be ..
Posted: Thu Oct 25 20:25:42 2007 Is quit claiming to a friend illegal. ..
Posted: Thu Oct 25 20:24:10 2007 A failure is someone who falls down and doesn't ..
Posted: Thu Oct 25 20:14:24 2007 Probably, Where do you live After you do it you ..
Posted: Thu Oct 25 20:11:48 2007 People use many methods for determining a homes ..
Posted: Thu Oct 25 20:04:27 2007 Actually just click on this link and it will take ..
Posted: Thu Oct 25 20:03:24 2007 I don't have the link but I am sure that one of ..
Posted: Thu Oct 25 19:59:31 2007 Mrs. Intimidator, Welcome to the forums. It ..
Posted: Thu Oct 25 19:54:18 2007 Most conforming lenders will, their just gonna ..
Posted: Thu Oct 25 19:52:01 2007 That is a good value to have with the new loan ..
Posted: Thu Oct 25 16:34:37 2007 Hello markandkim, Welcome to the ..
Posted: Thu Oct 25 16:23:12 2007 And it is different for all lenders. Some may ..
Posted: Thu Oct 25 16:18:59 2007 Great words of encouragement Tony. I agree 100%, ..
Posted: Thu Oct 25 16:13:36 2007 There is always light at the end of the tunnel. ..
Posted: Thu Oct 25 15:33:43 2007 Hello Jennifer, The teaser rate is usually ..
Posted: Thu Oct 25 15:26:57 2007 It is valid if work was done by a contractor that ..
Posted: Thu Oct 25 15:23:25 2007 Joanw01, Welcome to the forums! If you ..
Posted: Thu Oct 25 15:14:10 2007 If you could provide the actual loan amounts and ..
Posted: Mon Oct 22 13:03:43 2007 Myself and Caron were not trying to be ..
Posted: Mon Oct 22 12:14:35 2007 No problem here is the math. Loan amount ..
Posted: Mon Oct 22 12:06:32 2007 Ok, there is a possibility of going for an FHA ..
Posted: Sun Oct 21 23:18:08 2007 Compensating factors are important. And say you ..
Posted: Sun Oct 21 23:06:50 2007 What happened to the extra money that ..
Posted: Sun Oct 21 23:02:46 2007 You will have the negative mark on your credit ..
Posted: Sun Oct 21 22:59:27 2007 It can't be. The deed and title are part of the ..
Posted: Sun Oct 21 22:56:11 2007 Have you looked at an equity loan. It is possible ..
Posted: Sun Oct 21 22:53:44 2007 That might be the worst piece of advice I have ..
Posted: Sun Oct 21 22:48:42 2007 It will not affect your loan. The bank will still ..
Posted: Sun Oct 21 22:41:30 2007 The question that comes to my mind is this, and ..
Posted: Sun Oct 21 22:30:55 2007 The best advice is always to get an attorney. ..
Posted: Sun Oct 21 22:18:32 2007 Sorry I should have clarified. A lender typically ..
Posted: Sat Oct 20 13:04:03 2007 That will open up a whole new load of questions. ..
Posted: Sat Oct 20 12:53:45 2007 It is ok to sign as long as you can get your name ..
Posted: Sat Oct 20 12:48:21 2007 Legal Apparantly Ethical Probably not I ..
Posted: Sat Oct 20 12:37:36 2007 No, as long as you don't owe anything. If they ..
Posted: Sat Oct 20 12:28:53 2007 Your realtor should be able to structure the ..
Posted: Fri Oct 19 19:39:42 2007 This is happening to a lot of people as we ..
Posted: Fri Oct 19 19:34:41 2007 If you could answer a few questions that would be ..
Posted: Fri Oct 19 19:28:27 2007 Have you tried to sell already Just because ..
Posted: Fri Oct 19 19:21:14 2007 No, unfortunately the tradelines will be your ..
Posted: Fri Oct 19 14:24:33 2007 I agree with Eugene. Your current rates are ..
Posted: Fri Oct 19 14:21:46 2007 Adverse possession laws do not simply give ..
Posted: Fri Oct 19 14:12:23 2007 I want to add that you could possibly be ..
Posted: Fri Oct 19 14:10:54 2007 No if they foreclose on your investment property ..
Posted: Fri Oct 19 14:07:48 2007 No one can say exactly how many points and how ..
Posted: Fri Oct 19 14:03:16 2007 According to Wikipedia - "A fire sale is ..
Posted: Fri Oct 19 13:54:55 2007 They are usually not a good thing. It is up to ..
Posted: Fri Oct 19 13:46:46 2007 Have you called the tax people and asked for a ..
Posted: Fri Oct 19 13:41:17 2007 Talk to the lender that currently holds the ..
Posted: Fri Oct 19 13:33:12 2007 Are you a loan officer, Jeanette You need more ..
Posted: Fri Oct 19 13:29:43 2007 I recommend a broker. Where do you live You can ..
Posted: Thu Oct 18 19:19:19 2007 Ok here is what we have. Payoff current equity ..
Posted: Thu Oct 18 19:08:50 2007 I want to clarify that no doc loans can be risky ..
Posted: Wed Oct 17 2:11:30 2007 I know this is blasphemy to brokers and lenders ..
Posted: Wed Oct 17 1:47:37 2007 That would be a great deal know matter how long ..
Posted: Wed Oct 17 1:34:34 2007 What a piece of garbage. I don't think you ..
Posted: Tue Oct 16 17:21:50 2007 You should consult an attorney, Gloria. If it ..
Posted: Tue Oct 16 17:16:41 2007 Get an attorney immediately. It sounds like he ..
Posted: Tue Oct 16 17:12:34 2007 You should get in touch with a good lender first ..
Posted: Tue Oct 16 17:04:16 2007 I was editing as you typed Tony. LOL And not ..
Posted: Mon Oct 15 14:19:57 2007 If taxes haven't been paid on a home then NO ..
Posted: Mon Oct 15 14:13:46 2007 Hi Jenkin7, Yes FHA could help. The point I ..
Posted: Mon Oct 15 14:07:57 2007 It depends on the lender as far as the time ..
Posted: Sun Oct 14 17:28:39 2007 It just depends on what you mean. Try to be a ..
Posted: Sun Oct 14 17:22:24 2007 You should contact an attorney and find out what ..
Posted: Sun Oct 14 17:20:33 2007 The fed lowering their rates doesn't have a ..
Posted: Sun Oct 14 17:17:20 2007 Yes Cedric is correct. Your parents can gift you ..
Posted: Sun Oct 14 17:15:07 2007 Deposit the money and wait 30-60 ..
Posted: Sun Oct 14 17:12:34 2007 Sell it. You can't change a house's ..
Posted: Sun Oct 14 17:08:09 2007 That was me above. Forgot to ..
Posted: Fri Oct 12 11:33:58 2007 It is always good to have options and you ..
Posted: Thu Oct 11 15:38:30 2007 It is unfortunate to hear of your ..
Posted: Wed Oct 10 23:58:46 2007 Raphael, Welcome to the forums! I heard ..
Posted: Wed Oct 10 13:56:34 2007 If you are planning to sell the house soon you ..
Posted: Wed Oct 10 12:31:17 2007 So what you are saying is she wants to live there ..
Posted: Wed Oct 10 12:29:04 2007 You would both be responsible for the taxes since ..
Posted: Wed Oct 10 12:19:37 2007 There are many bankers and brokers among the ..
Posted: Wed Oct 10 12:12:58 2007 You should contact an attorney. As I stated ..
Posted: Tue Oct 9 20:02:06 2007 Everyone so far has been correct. A car loan is ..
Posted: Tue Oct 9 19:58:10 2007 Congrats, no wonder you talked so foundly of ..
Posted: Tue Oct 9 19:52:50 2007 It is probably not possible. Get an attorney. ..
Posted: Tue Oct 9 19:41:28 2007 With that score it might be possible then. It ..
Posted: Tue Oct 9 18:53:17 2007 Oh I think I misunderstood the original questions ..
Posted: Tue Oct 9 18:48:43 2007 Those items are not consitent and therefore are ..
Posted: Tue Oct 9 18:23:27 2007 I have got to quit clicking the links from my ..
Posted: Mon Oct 8 22:01:58 2007 I don't know of any lender that would do it. ..
Posted: Mon Oct 8 21:01:59 2007 There are many different companies that will do ..
Posted: Mon Oct 8 20:50:28 2007 It sounds like a quit claim deed is the perfect ..
Posted: Mon Oct 8 12:32:50 2007 I agree if they didn't tell you up front ..
Posted: Mon Oct 8 10:53:26 2007 Possibly, as long as you can yield more than ..
Posted: Sun Oct 7 0:31:19 2007 It doesn't matter if it says foreclosure, ..
Posted: Sun Oct 7 0:25:18 2007 It can be either. It is a liability until it is ..
Posted: Sun Oct 7 0:16:41 2007 Talk to your case worker. You should be able to ..
Posted: Sat Oct 6 15:54:13 2007 Why would I get a 30 year mortgage instead of a ..
Posted: Sat Oct 6 15:05:05 2007 Sorry I guess if you can't login you can't send a ..
Posted: Sat Oct 6 14:57:10 2007 Come back and let us know what type of rates and ..
Posted: Sat Oct 6 14:49:22 2007 Excellent question Vick. Many people have ..
Posted: Fri Oct 5 12:30:57 2007 Contact an attorney. You may be able to do what ..
Posted: Fri Oct 5 12:26:38 2007 Check my second post above if you missed ..
Posted: Fri Oct 5 12:12:21 2007 Upon further review of their site some additional ..
Posted: Fri Oct 5 12:03:43 2007 Besides all the obvious typos etc. this ..
Posted: Fri Oct 5 11:50:21 2007 I don't completely understand your question. But ..
Posted: Thu Oct 4 19:02:46 2007 You will more than likely have to do the ..
Posted: Thu Oct 4 18:59:26 2007 lol well nobody does. No seriously it is common ..
Posted: Thu Oct 4 14:35:31 2007 Right again Eugene, Check out all your possible ..
Posted: Thu Oct 4 14:27:55 2007 I am actually in the process of making my own. I ..
Posted: Thu Oct 4 14:15:29 2007 What is your credit score Not all lenders loan on ..
Posted: Thu Oct 4 13:45:58 2007 Good I hope for the best. There are many ..
Posted: Thu Oct 4 13:34:03 2007 Save all the checks, envelopes and every ..
Posted: Thu Oct 4 13:05:06 2007 Very good point James. I thought about it and ..
Posted: Wed Oct 3 13:34:33 2007 GET AN ATTORNEY IMMEDIATELY! And I have a ..
Posted: Wed Oct 3 13:29:42 2007 I want to point something out that gets brushed ..
Posted: Wed Oct 3 13:05:01 2007 It depends. If you have a lease to buy or a land ..
Posted: Wed Oct 3 13:02:14 2007 Thank you all very much for you kind words. I ..
Posted: Wed Oct 3 12:52:11 2007 I would have to go back and reread it but I ..
Posted: Wed Oct 3 12:44:55 2007 You want to become very aware of Texas laws. They ..
Posted: Wed Oct 3 12:39:41 2007 YSP is a premium paid to the broker from the ..
Posted: Wed Oct 3 12:28:27 2007 I don't know if it would actually be a mortgage. ..
Posted: Wed Oct 3 12:25:20 2007 Thank you all very much. I am honored to be a ..
Posted: Wed Oct 3 12:19:48 2007 It depends on... 1. What you are trying to ..
Posted: Wed Oct 3 12:16:37 2007 Where did you find this I can't seem to find ..
Posted: Wed Oct 3 12:14:59 2007 I agree with Eugene. I have done a lot of ..
Posted: Wed Oct 3 12:10:15 2007 No it does not obligate him. It just gives him ..
Posted: Tue Oct 2 21:03:36 2007 Probably not but I am not an expert with these ..
Posted: Tue Oct 2 20:59:20 2007 Unfortunately if the 2nd mortgage is foreclosing ..
Posted: Tue Oct 2 11:22:55 2007 I truly feel for him if that is all true. But ..
Posted: Tue Oct 2 11:07:03 2007 You are absolutely correct, sir. The most ..
Posted: Mon Oct 1 20:33:58 2007 Any lender that can do FHA should be able to ..
Posted: Mon Oct 1 20:15:10 2007 Here is a link to the best info I could find. ..
Posted: Mon Oct 1 18:02:43 2007 You could use the 2nd house as collateral for its ..
Posted: Mon Oct 1 17:52:22 2007 Is the home in Orlando area or just the bank I ..
Posted: Mon Oct 1 15:16:25 2007 I have a question. Does the trust actually own ..
Posted: Mon Oct 1 15:01:14 2007 Sometimes no and sometimes yes. And it is a good ..
Posted: Mon Oct 1 14:57:47 2007 Talk to the Bureau of Motor Vehicles or the ..
Posted: Mon Oct 1 12:31:43 2007 I have got your answer from the forum owner. ..
Posted: Mon Oct 1 0:11:17 2007 Technically yes but not all lenders use the same ..
Posted: Sun Sep 30 23:37:38 2007 Could you clarify something Is the loan going ..
Posted: Sun Sep 30 23:18:08 2007 What state are you in What ..
Posted: Sun Sep 30 22:58:52 2007 Is it going to be your primary residence Could ..
Posted: Sun Sep 30 22:25:44 2007 Sure, why not I bet they will want you to ..
Posted: Sun Sep 30 22:17:30 2007 None of course. lol I don't think anyone ..
Posted: Sun Sep 30 22:03:39 2007 My favorite term is "flipping". Like ..
Posted: Sun Sep 30 21:55:29 2007 With 20% down it is possible. Depends on your ..
Posted: Sun Sep 30 21:47:55 2007 Interesting question. I guess it depends who you ..
Posted: Sun Sep 30 14:39:51 2007 Does it have 2 addresses Or does the mail just ..
Posted: Sat Sep 29 14:56:57 2007 No No and um Noooooooooo.... Now don't get me ..
Posted: Sat Sep 29 14:45:43 2007 When considering this route please keep this ..
Posted: Sat Sep 29 14:31:23 2007 Unfortunately I don't have the magic answer for ..
Posted: Sat Sep 29 14:16:00 2007 520 is not bad after a bk. Pull your credit ..
Posted: Sat Sep 29 14:05:18 2007 If both people will be on the loan - Yes both ..
Posted: Sat Sep 29 13:55:22 2007 sakura, You will want to do these things... ..
Posted: Sat Sep 29 13:26:29 2007 You are correct FHA does require 12 months of on ..
Posted: Sat Sep 29 13:09:09 2007 I would like to add something that a lot of ..
Posted: Fri Sep 28 15:26:25 2007 Absolutely show away. Also as a side note... ..
Posted: Fri Sep 28 15:21:05 2007 Actually I had never heard of them until this ..
Posted: Fri Sep 28 15:13:27 2007 Probablynottalktoanattorney! Seriously you ..
Posted: Thu Sep 27 20:04:14 2007 A foreclosure is not the end of the world. I ..
Posted: Thu Sep 27 14:56:46 2007 I w