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eric1
Community Expert
Joined: 04 Jan 2009
Posts: 1511
226.89 Dollars($)
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MIKE911
Guest
0.10 Dollars($)
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Post subject: HELP! |
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| 17,000 CREDIT CARD, 1STMORTAGE 6PECENT 241,000, HOME EQUITY 7PERCENT 94,000. CREDIT SCORE 640. IS THERE ANY HOPE ANYWHERE |
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MKE911
Guest
0.10 Dollars($)
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Post subject: CASH |
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| WHERE DO I START |
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eric1
Community Expert
Joined: 04 Jan 2009
Posts: 1511
226.89 Dollars($)
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Trent Norton
Guest
0.10 Dollars($)
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Post subject: mobile home, land and shop loan |
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| Where can I find a loan for 10 acres with older mobile home and new shop? |
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Trent Norton
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0.10 Dollars($)
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Post subject: loan for land with mobile home and shop |
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| Where can I get a lone? |
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savior70
Joined: 25 Mar 2009
Posts: 1895
Location: Florida
261.84 Dollars($)
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Post subject: |
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Hi
You need to provide more information so I can offer you some suggestions. How old is the mobile home? Do you want to finance both the land and the mobile home. How good is your credit? How much down payment are you ready to make? |
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Ricky R.
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0.10 Dollars($)
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Post subject: Conventional Fixed rate 15 or 20 on 2007 Manufactured Home w |
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| I have a 2007 doublewide permanenly set on 1 1/2 acre lot in Tennessee. I have excellent credt with a score of 817. I am a retired Army Vet. I am at 7% currently and want to know if there are conventional loans available in eastern tennessee? I dont want to have to pay for other mistakes in the way of PMI/MPI that FHA requires. |
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savior70
Joined: 25 Mar 2009
Posts: 1895
Location: Florida
261.84 Dollars($)
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Post subject: |
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Hi
You've got an excellent credit score. It is very rare to see such excellent credit scores now a days. At a time when most of the borrowers are facing credit problems due to late payments and foreclosures, a credit score of 817 will no doubt help you qualify for any type of loan.
I believe you're looking to refinance your current mortgage. If it's a refinance, you can get loans without having to pay PMI. There are definitely a number of lenders who offer conventional loans in eastern Tennessee. But since you are a retired army veteran, you can also go for a VA loan to refinance your existing mortgage and avail yourself of the low low interest rates it offers.
There are lenders in this community who offer loans in Tennessee. You may seek a no obligation free mortgage quote from them and see what kind of rates and terms you can expect on your new loan. They will assess your credit, income and various other factors and if you qualify, they will offer you free mortgage quotes. They'd also be able to suggest you which type of loan (whether a conventional or a VA loan or a streamline FHA loan) will suit your needs. |
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jazzy2
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0.10 Dollars($)
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Post subject: reverse mortgate |
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| what would it cost for a reverse mortgage on a home that is appraised at $95,000 with a line of credit of $76,800 (total cost to close)? Is the closing cost out of pocket? Homeowner is 91 y/o. |
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sammyjotimber
Joined: 06 Jul 2009
Posts: 1
1.39 Dollars($)
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Post subject: Purchasing a Mobil Home in Park |
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| I wish to purchase a mobil home which is already set up in a park. The home is older but in very good condition and the price is very cheap; however I do not have the credit to borrow from a regular source. Where can I go to find a lender to give me the required amount I need which is only $5000.00 so I can purchase this mobil home. I am currently paying $750.00 a month rent and know that the payments on a $5000.00 loan cannot be that high per month. Thank you, sammyjotimber |
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jerry
Moderator
Joined: 17 Oct 2005
Posts: 2615
Location: MICHIGAN
415.19 Dollars($)
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Post subject: |
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Hi Jazzy,
The cost would depend on your lender. Different lenders require you to pay different fees. But I don't think it costs high to get a reverse mortgage. What I suggest you is, you should contact your local lenders and get reverse mortgage quotes from them. There are lenders in this forum as well. You may seek a no obligation free mortgage quote from the community lenders and check out if you need to incur any upfront costs to get the reverse mortgage. If the homeowner qualifies for the reverse mortgage, the community lenders will contact him/her and offer free mortgage quotes. You can then compare the various offers and opt for the one that you think meets your requirements.
Hi Sammy,
I think you should look for a personal loan to finance the purchase of the home. The regular home mortgage providers will not offer such small loans of $5000.00. A personal loan, on the other hand, would be comparatively easy to get. However, lenders will check your credit and income before giving you the loan. But since the loan amount isn't too high, the eligibility requirements aren't supposed to be too strict for you.
Thanks,
Jerry |
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sammyjotimber@comcast.net
Guest
0.10 Dollars($)
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Post subject: $5000.00 Personal Loan for Purchase |
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| Thank you for the above response; however my credit is not good at all I have no idea where to go for a personal loan of this amount that I can get approved and time is of the essence here I really want this home. Do you have any suggestions on who might be willing to lend me this as a personal loan? Thank you. |
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DEVILDOG 1948
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0.10 Dollars($)
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Post subject: LOAN TO UPDATE MOBILE HOME |
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My wif own a mobile home in Florida in a 55 & up community and we are interested in if we can get a loan on our mobile home to up date, or etc
Hank |
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jenkin7
Joined: 04 Jun 2007
Posts: 4537
Location: Hawaii
728.43 Dollars($)
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Post subject: |
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Hi Sammy,
If your credit is not good at all, the lenders would not want to give you a personal loan. Personal loans are secured loans, which is why the lenders will check your credit thoroughly before approving the loan. Is it possible for your seller to carry a loan of the amount of $5000 on your behalf? You can then draw up an agreement with the seller and pay him off over a certain period of time in installments.
Hi Hank,
You can get a loan to carry out the work to upgrade your mobile home. But lenders will check your credit score, your financial situation etc. before offering you a loan. What is your credit scores? Do you have an existing mortgage on the home? How old is your home? How much do you want to borrow? |
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