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ldiaz1956 · Joined: 28 Jun 2008 Posts: 1 1.36 Dollars($)

If I do not reside in the property what type loan can I qualify for in order to pay down bills? I'm presently working on improving my credit but it is still not very good?

laphillips

Is your name on the title to the property?

brian1 · Posted: Sat Jun 28, 2008 11:07 pm Post subject:

Non owner occupied (investment) loan. Much harder to qualify for and get cash out than an owner occupied. Tell us more about what you want to do?

Brian

gmakerley · Posted: Mon Jun 30, 2008 8:10 am Post subject:

precisely...elaborate on what your intentions are, and we can better comment.

Guest

Please be more specific... is the home a rental, or a 2nd home/vacation? What type of home is it...SFR/Condo/PUD/ Etc... How much do you owe on it and what is it's estimated value? How bad is your credit, estimated Fico score? Income.....details are going to play a major roll in determining what, if any options you have.

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larry · Joined: 27 Jun 2007 Posts: 3322 474.67 Dollars($)

Hi Nikki.

Welcome to the forums.

Are you a lender? or a broker? There are so many lenders and brokers in this community who helps people out with suggestions. Have seen the lender section of this community at http://www.mortgagefit.com/community/professionals.html

I think you can join here as a community professional. This is an excellent community and heading to be No.1 Smile

Best of luck,
Larry

hanerywabege · Joined: 08 Jul 2008 Posts: 2 1.71 Dollars($)

Hello, this was the right thing that you have done. I don’t think that you were wrong.
All the best!

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