Posted: Sat Nov 12, 2005 4:04 am Post subject: MortgageFit empowers the mortgage loan process
MortgageFit Community has diversified the mortgage loan process with the interest to give more power to common people rather than the loan providers.
How!! We bring to you the comparison between the normal loan process and the loan process which MortgageFit has empowered.
Normal Loan Process
MortgageFit Loan Process
* It is the borrower who is searching for lender.
* Its MortgageFit who is doing this through its lenders community which comprises of various lenders throughout the globe.
* Here borrowers have to ask for various data like fees, rates, points, closing cost along with some common queries.
* These data are already there with MortgageFit which is accessible 7x24x365.
* Borrowers have to look for the credibility of a particular company.
* MortgageFit community is helping you to decide through its Lenders directory by giving votes to the creditable one for its services.
* The most important and toughest part of the loan process is decision making about any company, that is, whom to choose.
* MortgageFit has its Mentor Club which comprises of experts and experienced professionals of the industry to help you in decision making. Along with all these, MortgageFit also provides guidance on all legal issues and help you to fight against any loan fraud.
MortgageFit believes that it is the common people who can lead to the development of the mortgage industry. By making this evolution in the mortgage loan process we have tried to empower common people. This will make the industry more flexible and independent.
Our community believes in working towards a common goal, that is the development of the mortgage industry by helping the common people. The community comprises of several experts or mentors of the mortgage industry and they aim to help the common people with advice and solutions so that it helps in the growth of the industry.
Posted: Mon Jan 09, 2006 10:05 am Post subject: Regarding a Loan
I applied for a loan on line and have lost my paperwork, I don't know if this is the right company. Then name is S.J.M Marketing. My phone number at work is 832-822-3409. I hope you can help.
Posted: Mon Jan 09, 2006 10:46 am Post subject: RE
Hi Melinda,
the 1st thing you should do is listen to your inner voice, if you are not comfortable going with that company then back off. As far as the company reputation goes sometimes its hard to judge.
Check it out if the company is a BBB Member and check about us page and try to find more information about their site. Yeah, do check their privacy policy also. I was looking for some information on that company for you, i came across one forum also where people has given a mixed feeling about the company.
I am with you as a friend and our community is with you.
Dont worry, if you feel like not going with that company then dont go.
Back again with some more information I collected on the company you asked for.
Adonis has correctly pointed out that the company doesn't have very good reputation with its customers. I too found on a forum where customers complained about its services and honesty.
Many of the customers had a bad experience with the company hit with the unauthorized debits and some pointed pout that Ellis Crosby is doing business under the name of this company.
I suspect Platinum B is a company who are engaged to debit and credit your account under SJM. This Platinum B is considered as the worst collection agencies by some.
You can try this phone number 1-866-722-2770 and Fax 1-866-599-5161 to contact them. Since I had some negative remarks about the company while searching for the information, I shall advise you to verify some more information on them and be careful.
If you find anything uncomfortable with this company, then come out at the first instance.
I feel you are thinking in the right direction. You should close your account to stop SJM marketing and force them to contact you.
For any excess payment made you can take legal help and ask them for a refund.
Regards,
Blue
Ginessa Guest
Posted: Mon Jan 09, 2006 12:43 pm Post subject:
I have some information to share.
Platinum B Services also know as E PayDay. PB will debit & credit your account under SJM.
Platinum B tops the list of worst collection agencies at dealing with the consumers. They collect the phone numbers from anywhere and keep harassing people.
They try hiding themselves behind a personal mail box and regularly violate the Fair Debt Collection Practices Act. They love to threaten people with actions that they will never possibly take. You should be very careful if they call you up because they try in every way to take out personal information from you. They also target on the minors and try to intimidate people.
introuble_since2005 Guest
Posted: Mon Jan 09, 2006 5:03 pm Post subject:
I have a loan with SJM marketing since 2004. I have paid too much money so far as I find my personal record. I failed to make a contact with them so far. Situation is grim for me.