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Creative Financing

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Icon Mini Profile millerja9





Joined: 19 Jun 2009

Posts: 100

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Post Posted: Tue Dec 15, 2009 10:59 am    Post subject: Creative Financing
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Icon Mini Profile jenkin7
jenkin7




Joined: 04 Jun 2007

Posts: 4537
Location: Hawaii
728.43 Dollars($)
Post Posted: Fri Dec 18, 2009 12:39 am    Post subject:
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Hi millerja,

Your down payment amount is good and you say your credit scores are also ok. But what could create a problem for you is the fact that you are self employed and have just started a business. You need to show the lender that you have been self-employed for at least 2 years to qualify for a home loan.
Icon Mini Profile ronb009





Joined: 17 Dec 2009

Posts: 12

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Post Posted: Sat Dec 19, 2009 2:10 am    Post subject:
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Yes, you can buy a house without putting your husband's name on the mortgage.

But there should be documentation signed by your husband that he will not interfere with your property as you are owner of your property and though he is your husband but no right to interfere with your decesions related to property.
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