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clpress · Joined: 12 Sep 2009 Posts: 1 1.00 Dollars($)

I brought my home with cash. It is worth $289,000. I want someone to lend me $65,000 to consolidate credit cards and student loans with high interest rates.

simonhovell · Joined: 03 Sep 2009 Posts: 36 -0.12 Dollars($)

you can use your home as a collateral & take mortgage.

JKennedySLG · Posted: Sat Sep 12, 2009 3:33 pm Post subject:

You should not have a problem getting that loan. There are a number of loan programs available and with such a low Loan To Value, I do not forsee any mojor issues. Please clarify where the property is located and I'm sure someone within the community can assist you. I hope this helps...

sunnyca2009 · Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)

If you have a job and can show that you cna pay back you can take equity loan from yoru house

Guest

The Lenders want 2 years of tax returns. We own our own Business and 2007 is too low. 2008 is $24,500 amd 2007 is $10,00 less. We have never made 1 late payment in 28 years. We have $100,000 in IRA accounts. Please help . Leigh C. PA

Guest

In such a case, you will have to give your lender 2 years of tax returns. However, if you wish, you can speak to other lenders and check their opinion in this issue.

sunnyca2009 · Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)

You need to submit the W2 to show how much money you are making that will be the dterminign factor about how much you qualify

Credit score is one factor in determining the eligibility for loan qualification, but your income dtermines how much you can borrow

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Borrow from Equity in home I own