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FHA loan

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Champaign Guest	Posted: Wed Jan 25, 2012 3:15 am    Post subject: FHA loan Like 0 Dislike 0 We plan is to qualify for a loan in my name alone but I heard recently that they will still use my husband's credit. Now, my husband is a stay at home dad. His credit has a bunch of old collections on it. Not sure of his actual score. Is this true? We have only tried to improve my score. _________________ Need help choosing the right loan? Get free consultation from community lenders/consultant
sara Moderator Joined: 05 Jul 2006 Posts: 2694 Location: New Brunswick, New Jersey 496.42 Dollars($)	Posted: Wed Jan 25, 2012 3:46 am    Post subject: Like 0 Dislike 0 Hi Champaign, I guess it will depend upon the state where you live in. In community property states, the lender can ask you to include your spouse in the property and mortgage. But in other states, you can qualify for a loan on your own. Take care _________________ Find me at FB: http://www.facebook.com/people/Sara-Jones/100002976822020
tomburris Community Expert Joined: 03 Oct 2007 Posts: 135 Location: North Dallas 19.12 Dollars($)	Posted: Wed Jan 25, 2012 1:56 pm    Post subject: Like 0 Dislike 0 His credit is not considered at all..... except for judgments and liens. If in a community property state they pull his crdit to add his debt payments to your loan _________________ Tom Burris Mortgage Banker 214-763-4629 cell/text/nights/weekends http://www.dallasloanguy.com/ Location: North Dallas, TX Coverage: The entire Great State of Texas NMLS# 335055
skydendredge Joined: 22 Jul 2011 Posts: 69 12.09 Dollars($)	Posted: Wed Mar 21, 2012 1:52 am    Post subject: FHA loan Like 0 Dislike 0 Credit score of your husband will not be taken into consideration while offering you a loan. Chances are there that you may get the loan.
raymhunt Joined: 21 Mar 2012 Posts: 5 Location: US 1.70 Dollars($)	Posted: Wed Mar 21, 2012 4:27 am    Post subject: Like 0 Dislike 0 I also want to get FHA loan for buying a home, but I do not have any ideas about this lone. From your post, I have got lots of informations about this lone, and this is very helpful for me. _________________ tenant screening
skydendredge Joined: 22 Jul 2011 Posts: 69 12.09 Dollars($)	Posted: Thu Mar 22, 2012 4:23 am    Post subject: FHA loan Like 0 Dislike 0 FHA loans are federally sponsored loans. Terms and conditions associated with these loans are also relatively easy. Moreover, the down payment requirement is not also very stringent.

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