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my2baseballboyz · Joined: 20 Feb 2009 Posts: 1 1.00 Dollars($)

My name was on the deed only- not the mortgage (nor have I ever been on a mortgage) of the house that my EX-husband built. We divorced in 2006. I am currently buying my first home by myself. Would I be considered a first-time home buyer?

msnover92571 · Posted: Fri Feb 20, 2009 1:58 pm Post subject:

Under what im understanding yes you would be considered a first time buyer.

jameshogg · Posted: Sun Feb 22, 2009 9:46 pm Post subject:

Hi my2baseballboyz,

If you did not own a property for the past three years, then you will be considered as a first time home buyer and you will get all the benefits of a first time home buyer.

Thanks

Guest

I just bought a home with my boyfriend. I am not on the loan but I am on the title and paying half the moratage. Do I still qualify for the tax credit?

Posted: Sun Mar 01, 2009 9:55 pm Post subject:

As far as I know, you will be able to get the tax credit benefit. However, do consult a tax adviser regarding this.

Guest

Hi Flowerpurr,

I don't think you can qualify for the tax credit, because to qualify you must not have owned a home for the past 3 years. As you purchased a home and have your name on its title, I doubt whether you would be considered a first time home buyer.

Guest

I co-signed a house with a friend 2 yrs ago and she is the only paying the house with her checks. Am i a first time buyer

jameshogg · Posted: Sun May 31, 2009 8:21 pm Post subject:

Hi keke,

If your name is mentioned in the property deed, then you won't be considered as a first time buyer. If your name is only on the mortgage docs, then you would be considered as a "first time homebuyer".

Thanks

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Am I a first-time home buyer?