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Guest

(Sorry if this is not the appropriate forum.)

I am going to start law school in the fall and instead of renting this time around, I was hoping to buy a condo or small home in the 100,000-150,000 range.

This would be my first loan of any type and I have a limited credit history, but no missed payments of any type and only around 10k in outstanding student loans.

I do not have a job as I have been working for my parents since graduation, but they would be willing to cosign on anything or put up property if it would help.

I have savings and will be receiving more than enough from Stafford loans to cover the mortgage expenses for the next three years.

Would a bank take a chance on a blank slate like myself or show me the door before I could sit down?

Niicss · Posted: Tue Feb 24, 2009 3:06 am Post subject:

Hi Rookie,

I think you should speak to the lenders of your area and check out if they are ready to give you a loan. You have mentioned that you have been working with your parents and they are even ready to co-sign for you. This can be a positive point for you and may help you in getting a loan.

You can also speak to the lenders of this community and seek a no obligation free consultation from them. This will also help you in knowing whether you will be receiving a loan or not. This will also help you to know the rates you can expect to get.

Thanks.

Guest

I can help! Email me!

MSmith@PrecisionFundingUSA.com

M

I am on line now!

msnover92571 · Posted: Tue Feb 24, 2009 8:06 am Post subject:

They have free help here that you can sign up for on the main page and talk to a loan officer or lender.

gmakerley · Posted: Tue Feb 24, 2009 9:32 am Post subject:

i'm so sick of this "i can help i am on line now" nonsense from the mortgage man x. he is a serial violator of the precepts of this forum, and i urge everyone to avoid him.

mr grad student, your stafford loans will not be income. methinks you'd be best served to have parents purchase a home as a second home for themselves; add you as cosigner perhaps so as to help you establish a track record. then, after a while, you'd be able, perhaps, to take over the ownership for yourself once you have a job with a wage.

msnover92571 · Posted: Tue Feb 24, 2009 9:34 am Post subject:

Yea george i totally have to agree with you about this "I CAN HELP" people they should be banned by IP adress or something so they cannot just keep making new accounts.

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Any way for a fulltime grad student to get a home loan?