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Pete · Joined: 22 Sep 2009 Posts: 1 1.32 Dollars($)

High credit scores (750+), 53% ltv, SFR, purchase, primary residence, high reserves. The income for 2008 is WAY lower than 2007...Fannie/Freddie will not touch it. I have an audited financial statement for 2009 (YTD) that shows higher income. This needs to go to a lender that will accept an audtited financial statement (out of the box thinking) or stated....assuming that even exists for any loan amount over $417K?

Any help or assistance would be more than appreicated.

Thank you,

Pete LoPresti

sunnyca2009 · Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)

Any lender is really careful these days. They woudl like to see steday income for the last two years. If the incoem varies that will raise the red flag, your qulaification may be affected or you may qualify for lower amount

Chekc with some of the lenders on this forum

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