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lorette46

Joined: 04 Jul 2011
Posts: 1
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gmakerley
 Community Mentor


Joined: 09 Nov 2007
Posts: 12376 Location: bloomfield, ct
58.49 Dollars($)
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Posted: Mon Jul 04, 2011 10:48 am Post subject:
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Lorette, you'd be wise to engage legal counsel to go over your documentation, your rights and responsibilities.
You'll probably find, in your documentation, that the owner has rights that include "putting you out" but that these rights are not effectived immediately upon your missing a payment. The law will protect you for an indeterminate amount of time while you attempt to settle your account one way or the other - you cannot simply be dismissed and have that be the end of it.
If you don't have copies of your documents, then you must obtain them in order to make sense of what you are responsible to do, as well as what specific rights you have. Each case, depending on location, is going to be different, and that's one of the reasons I specify the need for an attorney to work with you.
I understand that finances might make it difficult to retain an attorney, but you can check with your state's Legal Aid to see if you can obtain free representation. If you cannot find that reference, call the Bar Association in your area, and they can send you to the right place. _________________ George M. Akerley
Mortgage Underwriter/Consultant
Word of Excellence- Writing/Editing/Proofreading
860-221-5044
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smithsussane

Joined: 18 Sep 2008
Posts: 10439 Location: Alaska
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chrisgummerson
 Community Expert

Joined: 29 Apr 2010
Posts: 704 Location: La Palma, CA
9.98 Dollars($)
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