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Mobile home is paid off....want to get a loan to do repairs...about 10k i have no other bills. except for rent and utilities insurance on car...and mobile home...thats it

Posted: Sun Aug 21, 2011 7:16 pm Post subject:

Hi dp,

As your mobile home is free and clear, you should contact the local mobile home loan lenders and apply for a mortgage. If you meet all the required criteria of the lender, you will be able to qualify for a home improvement loan using that property as a collateral.

adonis · Posted: Sun Aug 21, 2011 7:17 pm Post subject:

Forgot to login... It was me above!!

Noenoeclue_is_me · Joined: 15 Apr 2011 Posts: 45 12.63 Dollars($)

I would recommend what Adonis said, but also I would like to add from my knowledge it will be kind of hard to get a loan on a mobile home as they depreciate in value so much. What model is your mobile home? does it sit on a permanent foundation? what kind of repairs does it need? All these things may be asked when you go to the lender.

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