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old judgements that have expired, will they affect my FHA?

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johnBCO Guest	Posted: Sat Jan 21, 2012 7:48 am    Post subject: old judgements that have expired, will they affect my FHA? Like 0 Dislike 0 I have two old judgements. One from 20 years ago and one from 12 years ago. Neither one of them were renewed so they are both expired. The 12 yr old one doesn't even show on the counties website anymore. Neither one are on my credit report. Other than that my credit is good. Will these come up during an application for an FHA loan? I did not settle on either one. In my state a judgement in the county expires at 6 years and in the state court at 20 years. Mine were at the county.
adonis Joined: 22 Oct 2005 Posts: 10562 Location: ALASKA 1089.18 Dollars($)	Posted: Sun Jan 22, 2012 10:37 pm    Post subject: Like 0 Dislike 0 Welcome john, As both the debts don't show up on your credit report, they won't affect your chances of getting a FHA loan. If you meet the required criteria of the FHA lenders, you will be able to get the loan. _________________ Procrastination is the enemy of your financial success
smithsussane Joined: 18 Sep 2008 Posts: 10439 Location: Alaska 985.83 Dollars($)	Posted: Mon Jan 23, 2012 9:59 pm    Post subject: Like 0 Dislike 0 Hi john! Welcome to forums! I agree with Adonis. As the debts don't appear on your credit report, you won't have to worry about them. It won't create a problem for you when you apply for a FHA loan. Feel free to ask if you've further queries. Sussane

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