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va loan and nsf charges

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Icon Mini Profile gmakerley
gmakerley
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Joined: 09 Nov 2007

Posts: 12376
Location: bloomfield, ct
58.49 Dollars($)
Post Posted: Mon Sep 05, 2011 12:54 pm    Post subject:
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GirlyGal, congratulations are in order...not only for obtaining the mortgage that you wanted, but also for the complimentary words from the underwriter. Solid underwriters have that sort of attitude about borrowers, being appreciative when they receive things that aren't necessarily going to be requested, but which show that a borrower is on top of his or her game from the get-go.

I trust that your closing went well the other day, and that your seller isn't too put off by a measly $5K difference in appraised value. If it had no impact on your transaction, then the seller has no real complaint anyway. If, on the other hand, it meant a slight reduction in price and net profit, at least the seller can be happy about selling the home at all. Many folk are stuck in their properties with little or no opportunity to sell at all.

Again, I wish you well, and you're most welcome for any assistance rendered.

_________________
George M. Akerley
Mortgage Underwriter/Consultant
Word of Excellence- Writing/Editing/Proofreading
860-221-5044
Denise

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Post Posted: Tue Dec 20, 2011 9:29 am    Post subject: Thank you
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This was some positive news. We are in the same boat and now awaiting for a loan approval. Thank you for the ray of hope.
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