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Maryland Mortgage Lending Law requires that records be retained after a loan is

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JFREDE3382 Joined: 26 Feb 2008 Posts: 4 2.20 Dollars($)	Posted: Thu Dec 18, 2008 2:28 pm    Post subject: Maryland Mortgage Lending Law requires that records be retai Like 0 Dislike 0 Maryland Mortgage Lending Law requires that records be retained after a loan is denied for how many years?
smithsussane Joined: 18 Sep 2008 Posts: 10030 Location: Alaska 919.49 Dollars($)	Posted: Thu Dec 18, 2008 10:07 pm    Post subject: Like 0 Dislike 0 Hi JFREDE! Welcome to forums! As far as I know, a loan denial is not recorded in the credit report. If you have defaulted on payments or if you have taken a loan, then the lender reports the issue to the credit bureau. In this case, if the lender refuses to give you loan, then I don't think anyone will report it to the credit bureaus. By the way, can you tell me where you did you come to know that credit denial is reported to the credit bureaus? Feel free to ask if you have further queries. Sussane

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