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 olcese197
Joined: 25 Mar 2009
Posts: 1
1.27 Dollars($)
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 Posted: Wed Mar 25, 2009 12:39 pm Post subject: foreclousre question |
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How can i find out is my house was sold on a foreclousre?
If not, what can i do to stop the sale?
thanks.
I live in Maryland. |
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chrisburns
Community Experts
Joined: 13 Nov 2007
Posts: 372
Location: Florida
64.35 Dollars($)
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| Posted: Wed Mar 25, 2009 1:57 pm Post subject: |
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You can find the listing of foreclosures by looking up the clerk of the courts site locally. They usualy have online records of all the sales and judgements that can be searchedin their database.
You could try to talk to your lender if you plan to sell or refinance before the foreclosure...
_________________
Chris Burns
Five Stars Mortgage, LLC
Office: 800-871-2636 ext. 200
Cell: 407-456-3697
Florida Mortgage
Five Stars Mortgage On Facebook |
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smithsussane
Joined: 18 Sep 2008
Posts: 3738
Location: Alaska
561.45 Dollars($)
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| Posted: Wed Mar 25, 2009 7:28 pm Post subject: |
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Hi olcese!
Welcome to forums!
If the lender initiated a foreclosure action against you, then you are entitled to receive a pre-foreclosure notice. If you haven't received any such notice, then your property is not being foreclosed upon.
If you have defaulted on your mortgage payments, then you should speak to the lender about loan modification. In this process, the lender would judge your financial situation and give you a repayment plan to pay off the dues. However, you should remember that the lender would add up the past due payments with your new payment plan. This can increase your monthly payments.
If you have not defaulted on your mortgage dues, then you can refinance the mortgage. However, in order to refinance, your property should have some equity.
Feel free to ask if you have further queries.
Sussane |
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