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I am in the process of cleaning my credit and i am trying to reach the middle score of 640 and i am not far for a FHA loan. I want to buy in 6 months but i just recieved notice that i was awarded a civil tax judgement for Maryland in the amount of 2,000.00. Will this hurt my score incredibly? I paid the amount in full and no longer owe but i am afraid i wont be able to purchase a home with FHA with this. This will be my first judgement and i am not when it will hit my credit report

jameshogg · Posted: Sun Mar 14, 2010 8:21 pm Post subject:

Hi MissIndy,

A tax judgment will have a negative affect on your credit report. If you've paid off the tax judgment, then that would be mentioned in your report. Once the lender finds that you have paid off the judgment and you have a good credit score, there are less chances that he would deny you a loan.

Thanks

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Maryland tax lien