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mortgae loan for 630 credit

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lehrfamily Guest	Posted: Sun Oct 10, 2010 5:04 pm    Post subject: mortgae loan for 630 credit Like 0 Dislike 0 wondering if anyone knows of a lender that does a credit score of 630 for an fha or usda loan for michigan resident
jameshogg Joined: 20 Dec 2005 Posts: 10477 Location: Nevada 990.06 Dollars($)	Posted: Sun Oct 10, 2010 8:59 pm    Post subject: Like 0 Dislike 0 Hi lehrfamily, With a credit score of 630, you'll be able to get a FHA or a USDA loan. You should contact the Michigan based FHA or USDA lenders in order to get the mortgage. However, you shouldn't have much negative items on your credit report if you want to qualify for a FHA or USDA loan with such low credit score. This community has a large number of lenders. You can seek a no obligation free mortgage quote from them in order to find out what type of rates and terms you'll get. Thanks
tfaulhaber1 Community Expert Joined: 17 Dec 2009 Posts: 562 75.68 Dollars($)	Posted: Mon Oct 11, 2010 2:16 pm    Post subject: Like 0 Dislike 0 Yes. Minimum credit reequirement on FHA is 580 for the 3.5% down payment. _________________ Theo (Ted) Faulhaber 516-403-9116 516-634-4417 tfaulhaber (at) vanguardfunding.net

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