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berry -hammerschmidt2000
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0.10 Dollars($)
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Post subject: gettin approved |
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| i have 1 acre of family land in texas me and my wife are trying to find a lender to purchase a mobile homeour credit scores are border line do you know where we can go to get approved with a loan we have went to a manufacturer and keep getting the run around |
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adonis
Joined: 22 Oct 2005
Posts: 3852
Location: ALASKA
120.89 Dollars($)
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Hey berry,
If you do not have a good credit score, then it will be difficult for you to get approved for a mobile home loan. You will first have to improve your credit score and look out for loans. To know more about how to improve credit, check out the following link:
http://www.mortgagefit.com/credit-rating/credit-repair.html
_________________
Procrastination is the enemy of your financial sucess |
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grace
Guest
0.10 Dollars($)
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Post subject: mobil home loan |
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| my credit score is abour 575 is it possible to get a loan? if mso where |
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stressed
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0.10 Dollars($)
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Post subject: |
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| i have a mobile home and would like to consolidate and refinace my home i cant seem to find anyone to deal with a mobile home. any suggestions |
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adonis
Joined: 22 Oct 2005
Posts: 3852
Location: ALASKA
120.89 Dollars($)
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Post subject: |
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Welcome,
To grace,
In my opinion, 575 is not a very good credit score. In order to get a mortgage, you will have to improve your credit score first. To know more about improving credit score, check out the following link:
http://www.mortgagefit.com/credit-rating/credit-repair.html
To stressed,
Did the lenders give you any reason as to why they are not refinancing your loan? You may seek a no obligation free mortgage consultation from the lenders of this community. Let's hope they will be able to help you.
_________________
Procrastination is the enemy of your financial sucess |
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sff117
Guest
0.10 Dollars($)
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Post subject: getting a bad credit loan for a mobile home |
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| I have a credit score of 579, and no money for a down payment. What is my best option on attempting to get a loan for a mobile home in a park? |
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jameshogg
Joined: 20 Dec 2005
Posts: 4291
Location: nevada
509.34 Dollars($)
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Post subject: |
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Hi sff,
With a score of 579, it will be difficult for you to get a loan. Moreover, you will be unable to pay the down-payment as well. So chances of getting a loan is low. In my opinion, you should first try to improve your credit score and then look out for a loan. To know more about improving credit score, check out the following link:
http://www.mortgagefit.com/credit-rating/credit-repair.html
Thanks |
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SJJS
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0.10 Dollars($)
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Post subject: financing a not BRAND new mobile home |
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| My boyfriend and I make a joint income of about $50,000.00 per year with a credit score of 640-650. We are really interested in a mobile home (double wide) on its own land. The home is a few years old. We were wondering if you think we could get a mortgage with 100% financing. |
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adonis
Joined: 22 Oct 2005
Posts: 3852
Location: ALASKA
120.89 Dollars($)
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Post subject: |
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Welcome SJJS,
You can speak to the lenders and check out the terms and conditions of the loan. With the type of credit score you have, you may get a loan. But it would have been better if you credit score would have been in the 700s.
I don't think you will be getting 100% financing. You will have to pay some down-payment and go for a PMI. You can even seek a no obligation free mortgage consultation from the lenders of this community and know about the rates you may get.
_________________
Procrastination is the enemy of your financial sucess |
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shelley
Guest
0.10 Dollars($)
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Post subject: manf. home loan |
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| In process of getting a loan on a 2004 manf. loan on 2.5 acres. Quoted 5 % with 1.75 pts from my bank's loan officer. I said lock it. Then she e-mailed that she had to add 1.25 pts for my fico scores (660+). Got a Loan approval letter after that it the mail with 5% and 3.75 pts!! She locked me in and I didn't agree to the terms. Looking for another lender who gives me what I'm quoted. Any takers? |
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hwdarlene
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0.10 Dollars($)
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Post subject: mobile home loan |
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| I need to refinance my mobile home. The land is paid for and i already got a appraisal and i have $45,000 equity. I would like to get some money to pay off some credit cards with my new loan. Where should i start to look to get a loan? I have called around and nobody wants to deal with Double wides or mobile homes. |
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Ginger Maxwell
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0.10 Dollars($)
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Post subject: Mobile home financing |
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| I am a mobile home dealer, selling new and used homes and I am looking for alternate sources of financing for my customers. Do you finance used homes in Oklahoma? |
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RAR
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0.10 Dollars($)
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Post subject: |
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| I am in a land contact with a company that sells homes and property that have dressed up repairs that you can't see until later. I have put alot of work into the home and needto do more. Do I apply for Refinance, Home Equity, or purchase loan? |
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sara
Moderator
Joined: 05 Jul 2006
Posts: 1679
Location: New Brunswick, New Jersey
315.05 Dollars($)
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Hi Shelley,
I think you should consult the lenders in this community. You can go for a no-obligation free mortgage quote on the right loan offer that can suit you the best. The lenders will let you know what rates and points you may qualify for. You can then compare the offers from different lenders and choose the one you prefer.
Take care |
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Caron
Moderator
Joined: 19 Jul 2005
Posts: 1562
Location: florida
266.56 Dollars($)
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Post subject: |
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Hi hwdarlene,
Why do you want to take out a loan on your mobile home just to pay for credit cards? If at all you're unable to pay for the cards, you should try and consolidate them. You should go for a debt consolidation program which will help consolidate multiple credit cards into a single payment each month. In case you can't pay the minimum payment on your credit cards, it's best to go for debt settlement.
I know of a debt community - debtconsolidationcare.com, which helps people out of credit card debts and other bills. You can talk to their financial coach who'll provide you with free debt counseling on how to get rid of cc debts.
Good luck
_________________
Mortgage Shopping made easy with booklet |
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