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mac_7
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0.10 Dollars($)
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Ginger,
You need to talk to a lender about this. Perhaps some of the lenders in this community can help you. |
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Ryan12
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Hi Rar,
Is there a mobile home on the land? If it does not have a mortgage, but has enough equity, you can go for a home equity line of credit or heloc. By the way, what's your financial situation like? What's your credit score? |
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caseys mommy
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0.10 Dollars($)
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Post subject: loan on land |
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| [size=12]hi i have several acres of land that is going to be deeded to me when it is i want to purchase a double wide with an fha loan and put it on a foundation what are all the fha requirements and also my husband doesnt have good credit but he has never been late on the trailer we have now in 13 yrs and he has been at his job 13yrs. i however have good but overextended credit but have only been in the current job for 7mnths but i have been in the same line of work for 13yrs[/size] |
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Linda
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0.10 Dollars($)
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Post subject: mobile home financing |
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we found a 1999 valley quality home. it is a triplewide. 2702sq ft. private seller. he wants $50,000 for it. the home sells for 135,000.00 new. the problem is our credit union will not loan on the mobile home if not on a foundation, we have a half acre with an older doublewide on it. we want to replace the older one with the newer one. My husband did chapter 13 about 6yrs ago. been 3 years since it has been done. we also own a rental home with a mortgage on it.
can you help us? we live in eastern oregon |
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jajlies
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0.10 Dollars($)
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Post subject: mobile home on land loan(forclosered) |
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| want to buy a 1977 mobile home on 4.5 acres. it is next door to us and we want to "share ownership:|" with our son untill he can make it alone. what are our options? we would rather borrow against that property because it is worth at least 200K and we would be borrowing alot less. Our house was never financed except for a home eguity loan(balance,14K) its valued at at least 450K would he if we "co signed" 1/2 owner... qualify for A FHA loan? I understand that no one is givung financing to Investment properties with mobiles <Is that true? WE may have to Borrow against our house. but his name wouldn't be on it |
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Guest
0.10 Dollars($)
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Post subject: |
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| If the loan is in your name, then your son will not be liable for paying off the debts. Yes, financing investment properties have become difficult these days. You can check out with a FHA lender whether you qualify for a FHA loan or not. |
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Brittany
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0.10 Dollars($)
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Post subject: Do you know where I could start looking? |
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Hello,
My husband and I own a doublewide in a trailer park. We would like to move it to a peice of land and put it on a basement/foundation. However we are having a terrible time finding someone to finance it. No one locally will do it. We live in SD. If you have any suggestions on where I might go to find someone who will finance this, I would greatly appreciate it. Thank YOu |
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Guest
0.10 Dollars($)
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| You will find difficulty in getting financing because your property is not attached to the land. Lenders do not give loans for such type of properties. Look out for personal property loan. I guess that's your best bet. |
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mkhelms@embarq.com
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0.10 Dollars($)
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Post subject: construction loan on a mobile home built in 1990 |
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| I am wanting to get a construction loan to add on and totally redo the 1990 mobile home that my husband and I are living in, our credit and salary are not an issue. We were just trying to find out if it is possible to get a construction loan of around 100,000 on a 1990 built singlewide, it does not have underpinning because it was not a requirement when they had bought it. |
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jerry
Moderator
Joined: 17 Oct 2005
Posts: 1773
Location: MICHIGAN
264.99 Dollars($)
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Hi mkhelms,
I did not understand why you want to take a construction loan on your already existing mobile home. You can take a mortgage on the property rather than going for a construction loan.
Thanks,
Jerry |
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torrie
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0.10 Dollars($)
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we have a neighbor that has a 2003 single wide mobile home that she is trying to sell.we currently live at home with my parents.we are interested in purchasing this,but we are having problems finding someone to finance this. i have been at my current job for over six years,but i have no established credit. i have a small down payment of a couple thousand dollars can you help us to find a place that will give us this loan
thank you,
torrie page |
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adonis
Joined: 22 Oct 2005
Posts: 3852
Location: ALASKA
120.89 Dollars($)
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Hi torrie,
As you do not have an established credit, lenders won't agree to give you a loan. If your parents have a good credit score, they can take a mortgage in their name and thereby help you in purchasing the property.
_________________
Procrastination is the enemy of your financial sucess |
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roy
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Post subject: mobile home loan |
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| i live in a mobile home with land and i can buy it but my credit isn't good but i haven't mised a rent payment in 3 years. is there anybody that will finance it for me. |
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jenr32star@yahoo.com
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0.10 Dollars($)
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Post subject: loans with no job |
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| I want to purchase a mobile home but have no job. I am currently a full time student and am not working however I get student loan refund checks totaling about 21,000 a year. I currently do pay $600 a month rent for my apartment plus other utilities. Will I be able to get a mobile home loan without a job? |
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Kim K
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Post subject: Two mobiles on 1 piece of property |
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My real estate agent has told us our 1978 double wide on 4.8 acres totally renovated is worth $227,000. We have had a lot of traffic, a lot of interest. The problem is we have a 1970 double wide mobile on the same property. This mobile is also in great condition, we understand it does not add any value. It is just there. We priced the property so that it went off the value of the 1978.
Why are we having a problems finding financing for our buyers, if we are not using the 1970 mobile for any neccessary value to the property? No one can answer this question. They say just because. We have been told if we moved the 1970 off the property, we could get financing. My mom does not have the money or time to split the property. Can we turn the 1970 in to a storage building? |
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