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Someacres
Guest
0.10 Dollars($)
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Post subject: |
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gmarkely, I have a permanent foundation with no vinyl siding. Its blocked in.? Do you know where I could go to refi?
Vanderbuilt mt.g and I do own the 48 acres that the home is on. |
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FLong
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Post subject: Bad Credit |
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| Is it possible to get a mobile home financed without land after bankruptcy 13 which was filed on 2/5/2008 and presently is working with our present home lender for a deed in lieu of foreclosure? Due to illness I need to move to my parents' property for their assistance with my disabled husband and handicaped daughter. Please answer as quickly as possible. |
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 7405
Location: bloomfield, ct
62.63 Dollars($)
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some, it sounds like your situation will work. if you wish to provide me with more information you can call and/or email me. i'm not sure what "blocked in" means, so please elaborate a little bit, if you can.
_________________
George M. Akerley
Loan Consultant
860-221-5044 |
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sheena
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0.10 Dollars($)
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Post subject: hello |
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My husband and I are trying to get a loan to tear down the house we are living at now and put a basement and a modualron your lot. We still owe 27,000 on our lot. My husband does have a VA Certificate. Is there any way you can help us out. Thank you for your time
Sheena |
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nicole_looking_for_help
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0.10 Dollars($)
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Post subject: Mobile home and land financing |
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I have found land that id like to purchase... i want to purchase land and a mobile home to put on it ... my husband has a credit score of 565... all his bad debts we turned around and paid... now we have a car that we financed at a finance company and have had it for 10 months and hes never been late on the car payment... he has no onther loans besides the car payment... we have to finance in his name because he has a job and i dont... Would it be possible for him to finance 6 acres and a mobile home ? if he can where should he start looking... he doesnt want to run his crediot alot.. he doesnt want his score to go down.. all the bad loans were years ago and as i said have since paid them off... hes never filed bankrupt and hes never owned a home... we would like to own our own home ... plz help
Thanks :l |
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nicole_looking_for_help
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0.10 Dollars($)
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Post subject: Mobile home and land financing 2 |
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oh and i meant to add.. i wanting a loan for about 50,000 for the land and the mobile home... i meant to say my husbands middle score is 565... he actually has 565 565 579 ... help pla email address is "n.welch143@yahoo.com"
[Email address deactivated as per forum rules] |
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savior70
Joined: 25 Mar 2009
Posts: 1416
Location: Florida
167.66 Dollars($)
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Hi
A 565 credit score isn't good enough to get a loan at affordable rate. A minimum of 600+ credit score is what the lenders look for now a days. So, getting a loan won't be easy for your husband. My suugestion to you would be to wait for some time and build your credit. Keep making the car payments and other bills and save some money for a downpayment of at least 3.5%. Once your credit score gets past 620 points, you can apply for an FHA insured Title I loan through which you can finance both the land and the mobile home. |
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gracie
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Post subject: equity loans |
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| My niece has a modular/mobil home on a rented lot. She paid $60,000 for it...or else owes that much. Now she is out of a job and about 60. Can she get a 'equity loan' on the above or pay interest only until she gets a job? |
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jerry
Moderator
Joined: 17 Oct 2005
Posts: 1773
Location: MICHIGAN
264.99 Dollars($)
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Hi Gracie,
Your niece cannot get a home equity loan mainly because of the fact that she does not have a job currently. No lender would want to risk their money, unless they are sure that the borrower has a source of stable income like a permanent job etc and he or she can afford the mortgage payments.
Thanks,
Jerry |
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Skins
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0.10 Dollars($)
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Post subject: Senior Reverse morgage on my moble home |
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| My home is a 1996 double wide in a senior park, how and who would I speake to about this, Thanks......Denny |
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lazysusanlampwork
Joined: 24 May 2009
Posts: 1
1.39 Dollars($)
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| hi, I have found the doublewide that suits all of my needs, i make 4800.00 a month before taxes, have a FICO of 752. what is an average loan rate % for a double wide, the dealer does financing and he quoted me a payment that i figured to be over 9%. Are mobile home loans usually this high? I see offers of rates @ 5% for home mortages. What gives? I really am afraid to apply and have my credit checked, then have to reject the offer and sustain a 5 point loss on my FICO score of 752. |
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S.G
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Post subject: What if........ |
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| What if you own the land, but want to get a loan to buy the manufacured home. IS there a loan built for that? :? |
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jcw123
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Post subject: Refinancing a mobile home |
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I would like to refinance my 1999 double wide for multiple reasons: shorter loan term, better % rate, and cash for home imprevements. I divorced and bankrupted in 2000, that is off my record now but my FICO score in still only 600-660 depending on which one used. My loan is held by a Venture Company that does not report to a credit agency so it is not on my credit history. I have not had a late payment on my house in over 8 years. Can I qualify to do what I need to do? Or am I out of luck...
Thank you. |
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Manufactured Home
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Post subject: Manufactrued home loan on property |
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| I have filed chapter 7 bankrupcty. I would like to buy a piece of property with a manufactured home. With 20,000 down, is there a bank out there, that would fiance me? |
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howard_canfield@hotmail.c
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Post subject: Mobil home loans with land |
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| Can someone borrow the money to purchase a mobil home with the land? The mobil home has a foundation and ready to sell. please advise as soon as possible. |
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