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cheryl
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0.10 Dollars($)
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Post subject: Manufactured Home Loans |
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| Just what banks still give manufactured home loans? I cannot find one single one in the entire state of Wisconsin that will give a manufactured home loan, except for one that wants 25% down and it is a 3/1 ARM. None of the banks will give them despite the fact that FHA will insure the loans. |
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Jackie Walker
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0.10 Dollars($)
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Post subject: Mobile home with land loan |
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| I am looking for a mobilehome with land loan - I do not have a mortgage on my property now, You can contact me by email at: bugyou2@gmail or by phone at : 904-683-4748 |
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Bill 1970
Guest
0.10 Dollars($)
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Post subject: Home Purchase |
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i would like to purchase a home to go on the land that i have bought my credit score is from 570 to 620
405-6124366 |
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savior70
Joined: 25 Mar 2009
Posts: 1895
Location: Florida
261.84 Dollars($)
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Post subject: |
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To Bill,
What is your middle score? If it is less than 620, you will have difficulty in getting a mobile home loan. You can contact any local lender to find out if you qualify for a loan. You can go for FHA-insured Title I loan to purchase the mobile home.
To Jackie and Cheryl,
It is true that most of the lender have now stopped offering loans on existing mobile homes. Only a few of them still offer such loans. But they charge high rate of interest and require you to pay at least 20% down payment. In case you have good credit score and income, you may still qualify for a loan at an affordable rate. There are lenders in this community. You may seek a no-obligation free mortgage consultation with them. If any of them offer such loans and you qualify for it, they will help with the loan. |
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Carlotta
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0.10 Dollars($)
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Post subject: a mobile home loan |
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| I need a loan to purchase this mobile home. I am living in the mobile home. I have been paying the lady for the house. I need the home in my name. I own less than 10,000 for land too. Please help me. |
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jenkin7
Joined: 04 Jun 2007
Posts: 4537
Location: Hawaii
728.43 Dollars($)
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Post subject: |
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Hi Carlotta,
If the lady is ready to sell the house to you, contact a lender and check out if you qualify for a mortgage of the required amount. What is your credit like? Are there any negative item on your credit report? How much loan amount are you looking for? Do you have any other debt obligations? |
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tony2
Joined: 06 Nov 2009
Posts: 1
1.19 Dollars($)
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Post subject: Which company should I choose for my mobile home loan? |
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Is it better to go with a local lending company, or a company that provides loans across the nation? I received a mailer from FSU Mobile Home Loans out of Oregon, though I am in Florida. They seem to have a great background with many satisfied customer testimonials, bbb, etc. though not sure if they can offer the same rates/programs as other local outfits.
[External link deleted as per forum rules] |
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Jerri
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0.10 Dollars($)
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Post subject: Purchasing a mobile home |
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| I own my own land and would like to purchase a mobile home (new or used). Can I get a home even if my credit score isn't very high by using my land as collatoral? |
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savior70
Joined: 25 Mar 2009
Posts: 1895
Location: Florida
261.84 Dollars($)
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Post subject: |
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To Jerri,
| Quote: | | Can I get a home even if my credit score isn't very high by using my land as collatoral? |
There is no substitute for a good credit score. You can use your land as your collateral. But you also need to have good credit to qualify for the loan. You need a score of around 620 to get a loan at good rate and terms. If your credit is less than that, you will find it difficult to qualify for any loan.
To Tony,
It does not matter whether the lending company operates locally or across the nation. What is important is whether the company is trustworthy and whether they can offer loans at good rates and terms. Hence, it is important to shop for a mortgage and get quotes from a number of lenders. It can help you choose the right loan option. |
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sellmyhouse
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0.10 Dollars($)
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Post subject: selling mobile home on own land |
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| I have a mobile home I am selling on its own land , Do you know of any lenders that will do a morgage without putting 20% down? I am in ma. |
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rubber ducky
Guest
0.10 Dollars($)
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Post subject: mobile home purchase |
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| I am needing a loan for a mobile home that is not on a foundation but however it sits on 4 acres with a huge garage on concrete with electric. Where would be my best chance of getting a loan if the mobile home is not worth as much as the property? |
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Kimbo
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0.10 Dollars($)
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Post subject: Finding a Lendor for potential buyers |
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| I am looking for a list of lenders that will finance buyers with bad credit. I am selling my mobile home and want to help people by listing lendors for them. This is what the gentleman did for me when I purchased my home. My home is in Michigan in a park. |
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Mr Peterson White
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0.10 Dollars($)
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Post subject: loan offer apply now |
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Are You In any Need of financial help? Such as loan, kindly fill the application form below and send it to us via Email:white.loanfunds81@gmail.com
Full Name:............
Contact Address:.....
Phone:..............
Country:.............
city...................
Amount Needed as Loan:.........
Loan Duration:.......
Sex:......
Monthly income........
Have you applied before?...........
Mr Peterson White |
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rickscamarogirl
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0.10 Dollars($)
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Post subject: financing a mobile home we have now |
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| I have been in a rent to own agreement for three years have receipts that i have never paid a late payment to the owner Have been working at same place for 3.5 years after my previous job of 6 years was closed. i have tried to raise my credit score and repair any problems but score is only 617 now.. Waht is my best move now? |
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jeff mazer
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0.10 Dollars($)
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Post subject: reverse mortgage for manufactured homes built before 1976 |
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| I was told that there are banks that WILL permit a reverse lmortage for a manufactured home built before 1976. Is this true.? If not is there any way to obtain a reverse mortage for my pre-1976 home? AND if not, is there any such similiar assistance for people who have pre-1976 manufactured homes? Thanks jeff jefmzr@copper.net |
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