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larry
Joined: 27 Jun 2007
Posts: 3322
474.67 Dollars($)
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Post subject: |
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Hi blurvrmom,
Welcome to the forum.
Your credit score is really impressive. You can go for taking a mortgage if you have sufficient source of income. Does the mobile have a permanent foundation?
You should shop a bit for lenders for best rates and terms. You can even request here for no-obligation free mortgage quote so that the community lenders may help you out.
Feel free to ask if you have any further questions.
Best of luck,
Larry |
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cliff3
Community Expert
Joined: 05 May 2008
Posts: 328
Location: Houston
75.44 Dollars($)
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Welcome blurvrmom,
Definatley shop around you should be able to obtain an excellent rate with such a high credit score. In addition, ask around your community you may be able to obtain some financial assistance on your new loan do to your situation.
_________________
Cliff Pape
Market Analyst
www.home-buddies.com |
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Jessica
Community Mentor
Joined: 08 Jun 2004
Posts: 808
Location: OHIO
435.73 Dollars($)
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Post subject: RE: buying mobile home on lot |
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Hi,
I'd like to know whether you wish to buy the lot as well. Or is it that the mobile home will be purchased on a rented lot? does your mobile home have a permanent foundation? You can only get a mortgage if there is such a foundation. Also, if the lot is rented, then you may qualify for personal property loans instead of a mortgage loan.
Just check out more on the types of mobile home loans from the information available here on this topic.
Regards,
Jessica.
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http://jessica.mortgagefit.com/ |
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blurvrmom
Guest
0.10 Dollars($)
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Post subject: mobile home and lot |
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| yes the lot would be purchased with the mobile home. unfortunately the foundation is not permanent. i would make it permanent as soon as i obtained a loan, if it is possible to do it that way. |
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cliff3
Community Expert
Joined: 05 May 2008
Posts: 328
Location: Houston
75.44 Dollars($)
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Post subject: |
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Wow what a well written informative article! I learned alot great work Jessica! 
_________________
Cliff Pape
Market Analyst
www.home-buddies.com |
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Jessica
Community Mentor
Joined: 08 Jun 2004
Posts: 808
Location: OHIO
435.73 Dollars($)
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becky
Guest
0.10 Dollars($)
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Post subject: double wide |
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| i wish to buy a double wide please call |
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larry
Joined: 27 Jun 2007
Posts: 3322
474.67 Dollars($)
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Hi becky,
Welcome to the forum.
You have not given any phone no. So where should one call 
BTW I think you should give a bit more information about your credit and employment history so that we can help you with better suggestions. BTW have you shopped for lenders yet?
Best of luck,
Larry |
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cliff3
Community Expert
Joined: 05 May 2008
Posts: 328
Location: Houston
75.44 Dollars($)
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Post subject: |
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Hi Becky,
Make sure and leave your information the mortgage "professionals" on this site are the best. I've been to several sites like this one and these guys are far better than anyone else out there.
Best of Luck
_________________
Cliff Pape
Market Analyst
www.home-buddies.com |
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lynn
Guest
0.10 Dollars($)
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Post subject: need loan for mobile home and land |
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| where can my disable husband find a loan to buy 1st home. single wide on land, he has little/no credit. any help would be appreciated. |
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larry
Joined: 27 Jun 2007
Posts: 3322
474.67 Dollars($)
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Post subject: |
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Hi lynn,
Welcome to the forum.
Can you inform us your husband's credit and employment history? Have you yet shopped for lenders? If not then you need to do so. To know whether you can get approve for a mobile home loan or not you can seek No-obligation free consultation from the community lenders.
Feel free to ask if you have any further questions.
Best of luck,
Larry |
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cliff3
Community Expert
Joined: 05 May 2008
Posts: 328
Location: Houston
75.44 Dollars($)
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Plefe
Guest
0.10 Dollars($)
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Post subject: Permanent Foundation Industry Standards |
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| I am finding out that there really aren't industry standards for permamnent mobile home foundations. FHA and VA loans for mobiles require this, but the standards are not there to determine the least expensive, acceptable methods for permatizing a mobile home. Mine is tied down with no axles under the home. That is one definition I have found out. So where can I get help to do this so that I can satisfy FHA, HUD, VA, and banks? |
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Niicss
Joined: 03 Oct 2005
Posts: 4770
Location: New Jersey
499.28 Dollars($)
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Post subject: |
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Welcome Plefe.
FHA requires a permanent foundation on your mobile home to get approve for a mortgage. So if you want to make the permanent foundation then contact the professional who is expert in this type of work. Anchors should be attached to solid foundation.
_________________
Good is the Enemy of Great. |
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cliff3
Community Expert
Joined: 05 May 2008
Posts: 328
Location: Houston
75.44 Dollars($)
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