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bobbie
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0.10 Dollars($)
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Post subject: mobile home loan |
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| my husband and i are seniors and do not own any land. we live in a mobile home park located in southern oregon. our balance on the home is around 29,000. our payments are 335.00 a month plus a space rent of 400.00 . our income is 3,000 a month combined. we are disabled seniors. we need some things done for our home that we cannot afford to pay anyone for. we do not have good credit but most of it is from medical bills and some of the bills are quite old. we would like to know if we could get a loan on the equity we have in our home. our home is appraised around 50,000. thak you |
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nancy arriola
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0.10 Dollars($)
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Post subject: title loan mobile home |
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| get a loan on my mobile home it is clear title credit score 6.5 have guaranteed income home is 1978 in park |
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raizn
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0.10 Dollars($)
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Post subject: obtaining a loan for a mobile home |
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| Hello, I'm looking advice on where to look or who to contact for a mobile home loan. The former owner passed away an the family wants to sell it quickly. Asking 22K on a rented space. I'm in the middle of a short sale and a few offers have been made so I need to move on this. Can you offer any advice? I don't know the age of the home. Thank you. |
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Niicss
Joined: 03 Oct 2005
Posts: 4770
Location: New Jersey
499.28 Dollars($)
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Post subject: |
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Mobile home loans which are build prior to 1976 won't qualify for loans. So, it's important for you to know when the property was build. You would be able to get a loan provided you have a good credit score and income. You will have to speak to some of the lenders to know the type of rates and terms they would be offering you. You can also seek a no obligation free mortgage quote from the lenders of this community. The quote will help you know what type of rates and terms you may receive when you apply for a loan.
If you do not get a normal loan, you may apply for personal loans from the local lenders.
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Good is the Enemy of Great. |
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raymond
Community Expert
Joined: 03 Jul 2009
Posts: 1166
Location: Irvine, California
24.79 Dollars($)
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Post subject: |
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The only mortgage available for Manufactured and Mobile homes on rented ground is a VA Guaranteed Home Loan, and you've got to have good credit nowadays to qualify for one. The only other option is a Chattel loan - which is a personal loan. "Bank of the West" used to offer them, but homeowners needed great credit to qualify. If it were me, I'd visit a dealership that sells Manufactured Homes, and ask them for their list of Lenders.
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Raymond Denton
www.raymonddenton.com |
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DD
Guest
0.10 Dollars($)
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Post subject: Refinance doublewide |
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| I need a loan for doublewide on property I own that is not a permanent foundation, with some small amount additional cash to payoff some small loans and make some small improvements to my garage. |
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kj
Guest
0.10 Dollars($)
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Post subject: to buy land and a trailor |
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| what would be the best way to buy a piece of land with a trailor for $10,000 with a credit score of 550? What % rate will I be looking at? |
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savior70
Joined: 25 Mar 2009
Posts: 1895
Location: Florida
261.84 Dollars($)
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Post subject: |
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Hi kj,
It will be very difficult for you qualify for a loan with a credit score of 550. The minimum credit score required to get a loan at an affordable rate and term is 620. There are still some lenders are said to offer loans to borrowers even with credit scores in the range of 580-600. But getting a loan with a score of 550 is almost impossible. You first need to repair your credit before applying for a new loan. |
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gbear
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0.10 Dollars($)
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Post subject: |
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| do you provide loans for a 2001 single wide manufactured home that is on la acre of land in michigan |
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helpneedanswer
Guest
0.10 Dollars($)
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Post subject: house taxes |
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| I bought this double wide mobile home from this people but the land that is on of course we are not buying now she has finished paying the home but my question is she is now charging me taxes and said that I have to pay 600.00 in house taxes not property is that correct we live in fort worth zip is 76140? help this is my first time buying a home. |
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Ernie
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0.10 Dollars($)
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Post subject: |
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| Hi Jessica, I`m interested in re finansing a mobil home, its worth approx 80 to 85,000 and I need approx 60,000, its permanent on a 1 acre lot has garage ,well a porch front and back .I am in Arizona,need help, thanks |
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Mike J.
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0.10 Dollars($)
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Post subject: Refinance Manufactured home and purchase land |
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| I current have a double wide Manufactured home in a park. I want to purchase an acre of land and move the MF home to it. Can I finance or refinance to do this? |
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Shawna
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0.10 Dollars($)
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Post subject: Loan for Manufactured Home Rental |
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Hello,
I am trying to purchase a manufactured home on 9 acres in Northern Nevada for my brother and his family to live in. I am having trouble with financing because I am not going to live in the home -- I will rent it to my brother. Any ideas? Its a double wide (1978), perm. foundation. I have really good credit and can put as much as 20% down. |
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Rich T.
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0.10 Dollars($)
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Post subject: Va Mobil Home Loan |
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| I have been aproved for a VA loan guranty(citf of eligibility) I wish to purchase a newer Mobile with land share I live in FL. and could not find a lender |
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Mi Pueblo Real Estate
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0.10 Dollars($)
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Post subject: Loans |
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| We are a Real Estate company looking to submit loans for mobile homes, could we do business with your company? |
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