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lameka reed
Guest
0.10 Dollars($)
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Post subject: we just filed chpt 7 |
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| how long do we have to wait to qualify for a loan on a manufactured home |
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adonis
Joined: 22 Oct 2005
Posts: 10267
Location: ALASKA
1046.07 Dollars($)
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Post subject: |
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Welcome lameka,
You won't be able to qualify for a manufactured home loan immediately after filing bankruptcy. You will have to wait for 2 years after your bankruptcy discharge to get a FHA loan. For a conventional loan, you would get have to wait for 4 years.
_________________
Procrastination is the enemy of your financial success |
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jasneskis
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0.10 Dollars($)
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Post subject: application for mobile homes |
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Could you link to an example of an application, in printable form, for a loan for a used mobile home for a promissory note to be held by the seller?
I don't know what questions will be asked or required, and I would like to know in advance. I have been unable to find an example anywhere. |
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A Hicks
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0.10 Dollars($)
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Post subject: Manufactured Home Loan |
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How long do I have to own my home before I can refinance. My credit scores are good & have a good LTV. I purchased the home June 2009.
_________________
Need help choosing the right loan? Get free consultation from community lenders/consultant |
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R.Pilot
Guest
0.10 Dollars($)
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Post subject: Refinance MH with Owned Land |
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| I am looking to see if I can refinance my 2007 MH with and approximate amount due of $55,000.00. I own the land (3.75 acres). I'd like to know if I can refinance both together (home and land). |
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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Post subject: |
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Hi jasneskis,
You should contact an attorney who will help you in drafting the promissory note and other applications. He will be the best to help you in this regard.
Hi A Hicks,
You should own your property for at least 8-10 months prior to refinancing the home loan.
Hi R.Pilot,
You will have to speak to your current lender regarding refinancing both the land and the property together. You should have equity in your property if you want to refinance the loan. If there is no equity in the property, then you won't qualify for a refinance.
Thanks |
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Jacqueline
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0.10 Dollars($)
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Post subject: financing |
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Hi Jessica I have a lady who wants to purchase a mobile home that is 38 years old and they are looking for a financing company. they have 4000 for down payment can they qualify?
thank you,
Jacqueline |
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inquiring mind
Guest
0.10 Dollars($)
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Post subject: home improvement |
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| we own a mobile home, which is set up on a concrete pad, has a breezeway & 2 car garage attached. We are set up on 5 acres of land w/a 30x40 pole shed on it, we would like to add on...where to go? |
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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Post subject: |
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Hi Jacqueline,
Mobile homes build prior to 1976 do not qualify for loans. I guess the mobile home that this lady wants to purchase is build prior to 1976. Thus, there are hardly any chances to get a mobile home loan. However, she may contact the retailers and check out if she can qualify for a personal property loan.
Hi Guest,
You can refinance your present loan and use the cash out money to improve your homes. However, you should have equity in your property in order to refinance the loan. You may even speak to your lender and check out if he can offer you any kind of home improvement loan for your mobile home.
Thanks |
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janet bruneau
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0.10 Dollars($)
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Post subject: loan on mobile home |
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H, we own our mobile home and our land. We found a 2000 year old dble. wide mobile home very good sharp for $39,000. we are moving our old one out and putting the newer on in.
Can you help us? or you know how can.
Thanks janet  |
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lv2cruise50
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0.10 Dollars($)
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Post subject: personal loan/mobile home loan |
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| We have an older mobile home that is paid for in a mobile home park, which we want to sell on our own. We're interested in purchasing a double wide in another park with 20% down, leaving a loan amount of apx. 70,000 - our credit score is 800 - possibly what would be our interest rate on a personal loan? |
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Niicss
Joined: 03 Oct 2005
Posts: 4772
Location: New Jersey
499.62 Dollars($)
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Post subject: |
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Hi Janet,
You'll have to contact lenders who offer mobile home loans. Depending upon your financial situation, your credit score, etc. you may or may not qualify for loans. You will find a number of lenders participating in this community. You can seek a no obligation free mortgage consultation from them and get to know what terms and conditions you would receive.
Hi lv,
The interest rates on personal loans are quite higher compared to a normal mobile home loan. You'll have to speak to the personal property loan providers in order to know the rates and terms of the loan.
_________________
Good is the Enemy of Great. |
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Joe Feraci
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0.10 Dollars($)
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Post subject: mortgage for mobile home |
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| looking for a mortgage for buyers on a mobile home please adv |
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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Post subject: |
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Hi Joe,
Your buyers will have to contact a mobile home loan lender in order to get a mortgage. Depending upon their financial situation and credit score, they would get approved for a loan from the lender.
Thanks |
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c luv
Guest
0.10 Dollars($)
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Post subject: |
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| I want to purchase a double wide but have no credit history but I am looking to start and I was wondering if you do loans for people with no credit history |
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