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george west
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0.10 Dollars($)
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Post subject: refinance my home/with custom built basement,all built heavy |
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| can i refinance at 15yr.low fixed rate?house was built in yr.2000,with alot of overkill,bsmt.extra heavy duty custom built.Over top of bsmt.is 10"I beam frame,w/12"floor joists w/7/8"subflooring,6"external walls w/r28 inslt.roof has 8"rafters w/r44 inslt.5"/12"roof pitch,all plumbing fixtures are moen.My credit rating,as of 3/8/2010 is 697.I am a veteran! |
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57ketchup
Guest
0.10 Dollars($)
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Post subject: |
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| my wife and i are trying to buy a mobile home that is used,for $ 45000,in new jersey,can u tell me what lenders are available for these type of loans. |
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William59
Guest
0.10 Dollars($)
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Post subject: Constuction loan |
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| I have 10 acres of owned land, have a plan for a manufactured home to be built and a estimate for a local construction outfit to place the home on a foundation, septic, well, etc. The amount needed won't exceed $300,000. My wife and I have excellent credit, the land right now is worth $150,000. |
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robert vega
Guest
0.10 Dollars($)
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Post subject: getting a loan |
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| I want can get a Loan n how long it take |
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sara
Moderator
Joined: 05 Jul 2006
Posts: 2650
Location: New Brunswick, New Jersey
489.32 Dollars($)
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Post subject: |
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Hi George,
Depending upon the equity that you have in the property, you would be able to get a refinance. If there is no equity in the property, then you won't be able to qualify for a loan. Apart from this, your credit score will also play an important role in order to get a loan. If you want a FHA or a VA loan, then you should have a minimum credit score of 620.
Hi Guest,
You will have to speak to lenders who offer mobile home loans. You can first check out with your local banks or financial institutions in order to get approved for such loans. You may even speak to the lenders of this community and seek a no obligation free mortgage consultation from them. This will help you know what type of rates and terms you would qualify for. You may also look out for personal property loans in order to buy a mobile home. However, these loans would come at a higher interest rate.
Hi William,
You will have to apply for a construction loan with your local lenders. Contacting the local banks and financial institutions may also help you in getting a construction loan. If you are a member of a credit union, then they may also help you with such a loan. It is good to note that you have excellent credit. I hope you have a stable income as well. This will also matter while you apply for a loan.
Hi Robert,
As far as I know, it takes around 3-4 weeks in order to get approved for a loan.
Take care. |
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dianemeeks
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0.10 Dollars($)
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Post subject: mobile home loan |
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| I am trying to find a lender for a mobile home that sits on ten acres of land the loan amount would be 25000 I am trying to find one that doesn't want 30% down can you help we are in the state of Michigan |
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dobb7810
Joined: 14 Mar 2010
Posts: 14
Location: mortgage community
4.04 Dollars($)
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Post subject: mobile home |
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need to refinance loan our is 12%. had one bite today. need more to compare. if you have any ideas ? please tell
have a fleetwood 2002 3 bed 2 bath, pay 351.26 a month.
_________________
need help and advice |
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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Post subject: |
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Hi dianemeeks,
Your query has been replied to in the given page:
http://www.mortgagefit.com/michigan/mobilehomeloan-lender.html
Just have a look at it. I hope it would help you.
Hi dobb,
Do you have equity in your property? Getting a refinance would depend upon the equity that you have in the property. If there's equity in the property, then you will have to speak to the lender and get pre-approved for a loan. Also, speaking to some of the lenders will give you an idea about the rates and terms you would receive. If you feel that you can afford to pay off the loan after refinancing, then you can go for it.
Thanks |
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Claudia
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0.10 Dollars($)
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Post subject: what to get a loan for a new mobile home |
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We want to get a loan for a new mobile home. We have done a credit application at one lender. We got approve but they will not go into contract until May 1st. We would like to get the tax credit. Their reason for the delay - we were late on Sallie Mae and the April payment will be 1 year since our last late payment to SM. Do we have options on ways to get the loan into contract status by April 30th? If so how?
Also why when we run a credit score through TrueCredit is shows a score of 623 Avg. But when the loan company runs the score it shows 580 as an average. Why the difference?
Thank you, |
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juan angeles
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0.10 Dollars($)
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Post subject: looking for a manufacture home loan |
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| hello, I'm buyin a munufacture home and the price is $65000 dollars, I'm putting $25000 dollars as a down payment.I'm looking for a loan that will cover the rest $40000 dollars. What did I need to apply for a loan that will cover the rest? and what it will be the interest rate (looking for a 30 year loan). |
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Niicss
Joined: 03 Oct 2005
Posts: 4772
Location: New Jersey
499.62 Dollars($)
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Post subject: |
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To Claudia,
It will be lender's discretion whether or not he would be ready to close the loan by April 30th. You can try and negotiate with your lender in order to close it by the stipulated date to get the benefit of the tax credit.
As far as the credit score is concerned, you should check out your credit report. The lender will consider your middle score in order to give you the loan.
To Juan,
You will have to contact the local lenders and apply for a loan. You can look out for conventional loans in order to buy the property. The lender will check out your credit report and your financial situation and let you know whether or not you will get pre-approved for a loan. The rates keep on changing on a day to day basis. The present rates for a 30 year mortgage is 5.02% approx.
_________________
Good is the Enemy of Great. |
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B.Simmons
Guest
0.10 Dollars($)
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Post subject: Credit Score |
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| Is there a way I can find out what my credit score is for free? |
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anonymous667
Guest
0.10 Dollars($)
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Post subject: how hard is it |
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| how difficult is a loan for a used manufactured with a score 525 |
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anonymous677
Guest
0.10 Dollars($)
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Post subject: how hard is it |
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| how difficult is a loan for a used manufactured with a score 525 |
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paige
Guest
0.10 Dollars($)
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Post subject: mobile home loan |
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| my credit score is 550 or 540 can i get a mobile home loan |
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