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smithsussane
Joined: 18 Sep 2008
Posts: 10439
Location: Alaska
985.83 Dollars($)
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Hi AUTUMABLUE!
Welcome to forums!
What do you exactly want to know? Your query is not clear to me. Please post your query in details so that it becomes easier for me to give a reply to your query.
Feel free to ask if you've further queries.
Sussane |
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wattsjc2
Guest
0.10 Dollars($)
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Post subject: Mobile Home Loan |
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| I am currently living with my fiance in a mobile home owned by his family. We have put a considerable amount of work into it to make it nice for us and now I am contemplating buying it and the land it's on. Considering we have put so much work into it, we also have that debt we are paying on. I would like to get a loan exceeding the price of the home&land to pay off the improvements we have made. Any suggestions? |
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wattsjc2
Guest
0.10 Dollars($)
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Post subject: |
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| Also, I have a credit score of about 700 and my fiance's is through the toilet so I would be getting the loan in my name only |
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jameshogg
Joined: 20 Dec 2005
Posts: 10460
Location: Nevada
987.57 Dollars($)
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Hi wattsjc,
You may get a loan depending upon the credit score that you have. You will have to contact the local lenders and apply for a mortgage. If you meet the required criteria of the lender, you will be able to get a mortgage in your name. However, in order to qualify for a mortgage, you will have to get the property transferred in your name.
Thanks |
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FirstTime Buyer
Guest
0.10 Dollars($)
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Post subject: Used Mobile Home loan |
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| I would like to purchase a used double wide mobile home with little or no money down for a first time home buyer. I have been having trouble finding someone who will give me a loan due to it being a mobile home. Any Advice on what I can do. |
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jameshogg
Joined: 20 Dec 2005
Posts: 10460
Location: Nevada
987.57 Dollars($)
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Hi Guest,
With no money down, it will be difficult for you to get a mortgage from the lenders. Nevertheless, you should contact the local mobile home loan lenders and apply for a mortgage with them. They will go through your financial situation and let you know whether or not you will be able to qualify for a loan.
Thanks |
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anonymous24
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0.10 Dollars($)
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Post subject: loans |
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| i am currently under bankruptcy so what are the requirements for a land/home package? |
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jameshogg
Joined: 20 Dec 2005
Posts: 10460
Location: Nevada
987.57 Dollars($)
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Post subject: |
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Hi anonymous,
If you are presently in your bankruptcy filing, then you won't be able to qualify for a mortgage for your home. You will have to wait for 2-4 years depending upon the type of bankruptcy you filed and then apply for a mortgage with the local lenders.
Thanks |
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David Brooks
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0.10 Dollars($)
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Post subject: borrowing against a manufactured home that is paid off... |
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My manufactured home is paid off...I pay space rent...I am going through a divorce and I wish to borrow $22,500 to buy my wife out...
I'm a senior and on a fixed income...
Is there a way to do this? |
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adonis
Joined: 22 Oct 2005
Posts: 10562
Location: ALASKA
1089.18 Dollars($)
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Post subject: |
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Welcome David,
As your property is free and clear, you can use it as a collateral in order to get a loan. This will help you in buying out your wife.
_________________
Procrastination is the enemy of your financial success |
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Lynn
Guest
0.10 Dollars($)
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Post subject: Home Equity Loan on Double Wide Mobile Home in Park |
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| I have three more payments on my double wide manufactured home. I will then own it, but will continue to rent the land in the park where it is set up. I have been told that I can not get a home equity loan for my double wide because I do not own the land it is on. I live in New York state. Is it possible to get a home equity loan on a manufactured home in a park? If so, any suggestions of lenders? My credit rating is good to excellent. |
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jameshogg
Joined: 20 Dec 2005
Posts: 10460
Location: Nevada
987.57 Dollars($)
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Hi Lynn,
As far as I know, if you have equity in your property, then you can get a home equity loan using your property as the collateral. You should contact other local lenders for the loan and check out if they can help you with one. You can even contact lenders offering personal loan and check out if they can help you with a loan for your manufactured home.
Thanks |
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Vero
Guest
0.10 Dollars($)
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Post subject: where can I get a loan for mobile home?? Thank you |
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The mobile home is located in Alexandria VA 22306
Thank you |
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adonis
Joined: 22 Oct 2005
Posts: 10562
Location: ALASKA
1089.18 Dollars($)
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Post subject: |
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Welcome Vero,
You need to contact the local mobile home loan lenders and apply for a mortgage with them. If you meet the required criteria of the lenders, you will be able to get a loan.
_________________
Procrastination is the enemy of your financial success |
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rachelbell1949@yahoo.com
Guest
0.10 Dollars($)
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Post subject: purchase 2001 mobile home on 1/2 ac of land for $55,000.00 |
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| Want to know who would mortgage such a home and how do I contact them |
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