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I own 1 acre lake front property, paid in full, and i want to get a loan of 20000. to put a mobile home there. I have bad credit, but I also have a good job, and gov ret. that the payments can come out of

adonis · Posted: Tue Aug 26, 2008 9:40 pm Post subject:

Welcome charka,

Ok so you need financing for a mobile home. But do you intent to place it in a permanent foundation?

If you use such a foundation, only then you can qualify for a mobile home loan, that too a mortgage.

You said you have bad credit. May I know how what's your score like? there are chances that you may qualify for bad credit mobile home loans depending upon what's your financial situation is like and also what programs are available in the market currently.

I suggest that you go for a no-obligation free loan consultation on the right mortgage loan with the lenders in the community. They'll help you with the programs that are available for bad credit borrowers especially and how they work. They may even work with you in order to repair your credit. And often it's a free service that they offer.

Guest

I took over payment on my grandpas land, I owe 17,000 onit I need a single wide used or repo I want to tie both of them together for one payment. I have bad credit,but no repos,foreclosures,judgments etc

sara

Hi cody childers,

Welcome to the forums.

You mean you'd like to purchase a single-wide mobile home and at the same time make payment for the land? If so, then you'll have to look out for lenders who're willing to offer you a mortgage loan worth the total amount of the mobile home and the amount you owe.

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