Compare Mortgage Quotes

Guest

my single wide is pay off i have been out of bankrupt a year
need to get 4000.00 rto put windown in and fix the roof where can i start looking at a loan at my credit score is still in 560 ranch

adonis · Posted: Sun Aug 09, 2009 8:25 pm Post subject:

Hi patty,

With a credit score of 560, no lender would be ready to give you a loan. You should note that in order to get a FHA loan, you would require a credit score of 620 whereas to get conventional loan, a minimum of 720-740 credit score is required.

You haven't mentioned the type of bankruptcy you've filed. If you filed for Chapter 13 bankruptcy, then you would have to wait for a year to get FHA loan and 2 years to get a conventional loan. If you've filed Chapter 7 bankruptcy, then you need to wait for 2 years to get FHA loan. For conventional loans, you'll have to wait till 4 years after discharge.

Company	Loan Type	APR	Est. Pmt.
				Go
				Go
				Go
				Go
				Go
				Go

Property State:
Property Type:
Credit Rating:

All times are GMT - 7 Hours

Page 1 of 1

Compare Mortgage Quotes

moblie home loan