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Can we get a loan??

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bmorebabe86 Joined: 10 Mar 2010 Posts: 2 1.41 Dollars($)	Posted: Wed Mar 10, 2010 8:54 am    Post subject: Can we get a loan?? Like 0 Dislike 0 Hello, My husband and I were looking at mobile homes to buy . no more then 35,000 . My husband just got dismissed from bankruptcy in Feb. of this year. He makes 35,000 a year , so I am sure he can pay for a 35,000 loan and we have a friend who is willing to co-sign , could we get a loan???
smithsussane Joined: 18 Sep 2008 Posts: 10030 Location: Alaska 919.49 Dollars($)	Posted: Wed Mar 10, 2010 11:13 pm    Post subject: Like 0 Dislike 0 Hi bmorebabe! Welcome to forums! A dismissed bankruptcy would be mentioned as a negative item on your husband's credit report and it could get difficult for him to qualify for a loan. Nevertheless, as he has a cosigner, I would suggest him to contact lenders and check out whether or not he qualifies for a loan. Feel free to ask if you've further queries. Sussane
dekeld Joined: 11 Mar 2010 Posts: 8 2.15 Dollars($)	Posted: Thu Mar 11, 2010 11:56 am    Post subject: USDA rural housing loan programs Like 0 Dislike 0 If your mobile home is placed in a less populated area, You might want to check the USDA program - Rural and Community Development. Some of those are one of the best 100% mortgage financing options in the marketplace. In the USDA website you can check which Zip Codes are counted as "rural" I have heard some suburbs noted are quit surprising. _________________ Mortgage & Home Loans Tips you can't afford NOT to know. Check here to read more. Buying A house with no money down

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