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Interest Rate

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sakamoto Joined: 28 Jun 2009 Posts: 1 1.32 Dollars($)	Posted: Sun Jun 28, 2009 6:32 pm    Post subject: Interest Rate Like 0 Dislike 0 I am purchasing a mobile home in NJ. I was told interest rate will be 7.25%. Is there any ways to get more lower rate?
manoj_gopale Joined: 16 Feb 2009 Posts: 488 0.00 Dollars($)	Posted: Sun Jun 28, 2009 11:04 pm    Post subject: Like 0 Dislike 0 sakamoto Most of the times interest rate depend upon the credit score.if you have a good credit score then you are entitled to the lower interest rates whereas if your score is bad then you are toiled ..and banks get their business because there are so many people who do not have a good credit score. keep in touch......
jenkin7 Joined: 04 Jun 2007 Posts: 4537 Location: Hawaii 728.43 Dollars($)	Posted: Sun Jun 28, 2009 11:43 pm    Post subject: Like 0 Dislike 0 Hi Sakamoto, The interest rate that you get on the loan depends on various factors like your credit score, amount of down payment, discount points paid upfront etc. If you can make a large down payment or pay good amount of discount points, you can avail a low interest rate. However, you can shop around and get mortgage quotes from other lenders. Some of them may be able to offer you a lower interest rate. You can also go for a no obligation free mortgage quote from the community lenders. They will check you credit score, debt to income ratio etc. If you qualify, they will offer you free mortgage quotes. This will give you a lot of options and you can choose the one that offers you the lowest rate of interest.
Hi Jenkin7 Guest	Posted: Mon Jun 29, 2009 2:40 am    Post subject: Interest rate Like 0 Dislike 0 My mobile home price is $114000 I can put $25000 to $30000 downpayment My credit score is between 800-770 The mobile home is located at Finns park in NJ Is there anyone can tell possible lowest interest rate and advice free quote link?
gunzijjistaff Joined: 07 Apr 2009 Posts: 712 4.51 Dollars($)	Posted: Mon Jun 29, 2009 5:29 am    Post subject: Like 0 Dislike 0 Hi , Welcome to our forum. Yes, you can put 25K to 30K down payment. 800-770 is the good credit score & you will get lowest interest rates. I will be also depended on your lender & try to get lowest credit score. Thanks & Regards. gunz.ijjistaff. ___________________________________________________________ You can ask your queries to us anytime & we will definitely help you, Its our pleasure.
Mortgage_Man_X Guest	Posted: Mon Jun 29, 2009 5:54 am    Post subject: I Can Help With Your Mortgage! Like 0 Dislike 0 I Can Help With Your Mortgage! I would love to assist you. Email me back, and let's discuss! MSmith@PrecisionFundingUSA.com M I am on line now!

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