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personal mobile home loan

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janiehold Joined: 10 Mar 2010 Posts: 1 1.00 Dollars($)	Posted: Wed Mar 10, 2010 5:42 pm    Post subject: personal mobile home loan Like 0 Dislike 0 I haven't any mtg's! Live in a 5*park in mesa, az. My fica is destroyed was 775 now about 560, due to debts owed by my deceased husband, his income for his life time was approx. $5.700 per mo. Which i did not receive!!!!! Took money out of ubs, tried to pay off loans (as my credit report will show), lost over $100,000 in the mkt. I am not delinquent with my debts! Income primarly is ssi $1158.00 and a promisory note of $304 per mo. I would like a personal loan & giving the title to my mobile for a short time. Pd. 57,000 + $10,000 for upgrades, today's mkt it would sell for $39,000. I would like a small loan of $3500.00 to pay off $1500 car loan/$600 cc/$900 car ins., and of course i would like a long term loan for smaller payments. I should be able to pay off this debt within a year...hopefully. My title is the collateral!!!!!!
smithsussane Joined: 18 Sep 2008 Posts: 10030 Location: Alaska 919.49 Dollars($)	Posted: Wed Mar 10, 2010 8:29 pm    Post subject: Like 0 Dislike 0 Hi janiehold! Welcome to forums! If you have a free and clear property, then you can use it as a collateral to get a loan. However, as you've a credit score of 560, lenders won't be ready to give you a loan. In case, if you get a personal loan, the lenders would charge you a high interest rate. If you feel that you would be able to afford it, then you can go for it. Feel free to ask if you've further queries. Sussane
JOE ANN NIEHOLD Guest	Posted: Thu Mar 11, 2010 7:47 am    Post subject: TITLE LOAN Like 0 Dislike 0 JUST FOR MY INFORMATION WHAT WOULD BE THE INTEREST RATE ON $3500 AND THE PAYMENT. JOE ANN
Jasmine Guest	Posted: Fri Mar 12, 2010 12:20 am    Post subject: Like 0 Dislike 0 The interest rate would depend upon a lot of factors. For example if you do have a good credit score and have lots of negative items on your report, then you won't be able to get a good interest rate. You should get in touch with a lender and get pre-approved for your loan. This will also help you know the type of rates that you would get.

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