Posted on: 26th Apr, 2010 11:39 am
What can I do I have tried all went thru trial payments then they said I didn't qualify for Hamp or there own plan. They are using my co signers income which is my mom she is eighty years old on social security. I make the payments and my income should be the only one. She has a mortgage as well and barley has enough to live on as well.
You should note that it would be completely your lender's discretion whether or not you would get a mortgage modification. You can request the lender to consider your income only as your mother does not make any contribution towards the loan payments.