Jessica
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SJM Marketing - Is it good to deal with?

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Mini Profile  adonis

adonis


Joined: 22 Oct 2005
Posts: 10250
Location: ALASKA
1043.57 Dollars($)
Post     Post subject:

Yes I agree with aannamariea.

All of those who have suffered at their hands should raise their voices. Doesn't matter if it is the newspaper, the radio or the television news channel. There should be severe protests against such illegal practices.

I think you have taken the right decision to call up the local newspaper. After all, you can say that there are so many people facing trouble at the hands of these crooks – they need to be punished – tell anyone and everyone till you can get hold of them.

Highlight their services in front of the public - I think that's the right way it should go.

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Procrastination is the enemy of your financial success
Jac


Guest




Post     Post subject: SJM Morgage

This company has deposited money into a checking account that I manage. We are a non profit organization and do no banking electronicly. they have also made three withdrawls from my account. Who are these people and how can they be so screwed up? I went to the bank and they are awhere of the problem. pretty scary! could they have cleared out the account ? I think Yes!
Mini Profile  miller_st

miller_st


Joined: 17 Jan 2007
Posts: 918

168.95 Dollars($)
Post     Post subject:

You should immediately contact them to know what they are trying to do. Also let them know if they don't stop you will be complaining to legal authorities (FTC, Department of Financial Institutions) about it.

If you need their contact information:

SMJ/Platinum B Services
PO Box 558
Shawnee Mission, KS 66201
1-866-722-2770
Mini Profile  adonis

adonis


Joined: 22 Oct 2005
Posts: 10250
Location: ALASKA
1043.57 Dollars($)
Post     Post subject:

ya quite probably they could have cleared out your account. You need to be careful. Try to check your account quite often so that if anything unpleasant happens, you will come to know of it.
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Procrastination is the enemy of your financial success
Twyla


Guest




Post     Post subject: We want our money back

hello,

I took out a loan from sjm marketing and that was over a year ago. The ;loan was for 300 dollars and they have been takeing 90 out of my account every 1st and 15th. This has been going on way to long and I can't get intouch with anyone over this matter. I am affraid to stop payment beause of what they tell me about how I will go to jail and etc..
I don't know what to do. No one will answer my calls. I stay up for hours trying to get someone on the phone but it never happens. We are stationed in Japan for now and the time difference is a big thing to me. We are 14 hours ahead of the states and its hard for me to stay up and then go to work. I have called everyday for the past 5 months and still nothing. If anyone has anything, I mean advice, please let me know. this is costing me a ton of money just to get this matter cleared up. PLEASE let me know. or email me at "gumswife@hotmail.com" .
thank you,
twyla

[Email address deactivated as per forum rules. Thanks.]
Mini Profile  jenkin7

jenkin7


Joined: 04 Jun 2007
Posts: 4537
Location: Hawaii
728.43 Dollars($)
Post     Post subject:

Hello Twyla,

I understand your miserable situation.

Is the loan term already over? If they are pulling out money even after that, it is illegal and you should take steps against them.

You may file your complaint with BBB and FTC and I think you should contact an attorney immediately.
stallaing


Guest




Post     Post subject: sjm marketing

I have been having a major problem with this company as well. They keep taking money out of my account, causing me hundreds of dollars. I am about to file a lawsuit. I can't seen to get any real info on the company.
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Mini Profile  adonis

adonis


Joined: 22 Oct 2005
Posts: 10250
Location: ALASKA
1043.57 Dollars($)
Post     Post subject:

Stallaing,

It's good that you have though of filing a lawsuit against this company but the problem is, several people have filed complaints and lawsuits and I don't know how the company get away inspite of such complaints being filed. Anyway, I feel the best way to know whether a company is good or bad us to ask people who have had experiences with them.

In this community, I have found a lot of people sharing their experiences with SJM Marketing. You can just know about them from http://www.mortgagefit.com/discuss/sjm-marketing.html .

_________________
Procrastination is the enemy of your financial success
Guest


Guest




Post     Post subject: Fraudulent Activities

I just recieved an unauthorized payday loan from "SJM Marketing". They reactivated a loan from over a year ago with out my consent. When I called my bank, they said that there was no phone number on file for them. Thankfully I came across this site and was able to contact them directly. I spoke with someone named "Dustin". Supposedly, they were supposed to reactivate a loan in the system that was right below my name. To make a long story short, they stated that they are going reverse the loan by the next business day. I'll keep you updated on this one.
Mini Profile  jerry

jerry
Moderator

Joined: 17 Oct 2005
Posts: 2617
Location: MICHIGAN
415.55 Dollars($)
Post     Post subject: RE:

Hi Guest,

It's good that this community could help you in a way. And, hopefully the unauthorized loan will be canceled. Surely do keep us posted.

Thanks,

Jerry
lorri


Guest




Post     Post subject: sjm scam

i just realized when i wanted to pay off this account that i do not have any contact info so i will be heading to my bank asap in the morning . thank you for all your advise . i also plan on calling trade comission and local news. what crooks !
Mini Profile  lisascherzer




Joined: 04 Jan 2008
Posts: 755

1.12 Dollars($)
Post     Post subject:

You definately need to file a complaint with the federal trade commission. They should look into this for you. Their practices cannot be tolerated and people need to turn them in to stop this from happening to other people as well.
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mary


Guest




Post     Post subject: the company are crooks

had to pay my bank 25.00 dollors to get this company out of bank account took out 600.00 or more for a 200.00 loan
Emi


Guest




Post     Post subject: SJM MARKETING

SJM MARKETING;

I have a problem with this company too. I apply for a loan but inj the time the companies denide my application so I don't insist. they a lady called me if they can borrow me 200 and they going to take it out of my debit account so I said ok. my first paid check they took 60.00 they next again they told me going to take it intill have 260.00 so when they got 180.00 dollas I call them becouse they got the money from my debit and I dont' have money to cover so my bank paid them plus the bank charge me for cover the money I did't have so I tell the bank to cancell my debit and checking account. I called them more then 8 time asking them for the address but they never retured my calls. they call me that the money they took are only late charge I said to the person why? is they have my debit why they don't got the money I borrowed why they got late charge only. so I need help to take this company out off my back Helppppppppp please.
Mini Profile  jameshogg

jameshogg


Joined: 20 Dec 2005
Posts: 10155
Location: Nevada
943.05 Dollars($)
Post     Post subject: RE: sjm marketing complaints

Hi Mary and Emi,

Welcome to forums.

Mary, if you're dealing with payday loans, then paying $600 on $200 is not surprising because these loans come along with late fes and charges and god knows how the creditors manipulate and increase the charges! It's not easy to deal with these types of loans.

Emi, in your situation, I shall suggest that you call the representative for the last time and ask what's the total payment you need to make to get out o this loan. Just pay it off and stay out of this company. I've heard so many complaints till now and if you don't get away soon, who knows you might end paying thousands for just $200.

Thanks
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