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adonis
Joined: 22 Oct 2005
Posts: 3852
Location: ALASKA
120.89 Dollars($)
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Welcome kristi,
As you have already blocked your bank account, now you can file a complaint with the State Attorney General against the company.
_________________
Procrastination is the enemy of your financial sucess |
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Anonymous15583
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Post subject: SJM Marketing |
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| I took out a loan with SJM which they began to deduct $60 from my account on 07/11/08. It is now 02/05/09 and they are still taking $60 out of my checking account every other week. My $300 has been paid off two fold by now. How can I get them to stop taking money out? and secondly will they refund the extras money that they've taken from me? |
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Ryan12
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| The way they have been taking money out of your checking account shows that they won't refund you the money. However, you need to stop them from taking out any more funds. Contact the bank offcials and have the account closed asap. |
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Elizabeth
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| I've also had the same problem with just SJM people. My loan was for $150, they took twice the amount out of my bank account until I had stop payments on them. And now, 2 years later I'm getting calls from people that are not SJM, but are saying that I owe SJM money still. And yes, they don't speak English, and when I told them that it's been paid and I have the proof, they say that it's not been paid and that I'm stealing money and that they're gonna take it to court. My friend said they can't file a lawsuit cause they're in a different state. But it's all very frustrating. |
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adonis
Joined: 22 Oct 2005
Posts: 3852
Location: ALASKA
120.89 Dollars($)
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If you've paid off the debts, they won't be able to sue you. Moreover, you have the proof of the payments. You can complain about their activities to the BBB and the Attorney General.
_________________
Procrastination is the enemy of your financial sucess |
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barrett5
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| received a phone call last week from a non-english speaking guy, telling me i owed over $1,800 on a loan i took 3 1/2 years ago. the bank name is not even a bank i deal with. the call back number he left is a cell # (did a reverse white page search) when I asked him to verify my personal info he said he could not do that?? Yesturday another non-english speaking guy called said we was a junior office for the first guy that called and wanted know what my intentions where to settle this account? when I asked for the companies name that he represents told the Dept of Justice & Law, (no such company-thru google search) then when i asked for mailing address of his company he told me i had to call corp headquarters for that gave the same cell # for the guy on friday. I can't find anything out on web about these guys-want them to stop calling me at work!! any help you can give would be great, thank you!!! |
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smithsussane
Joined: 18 Sep 2008
Posts: 3738
Location: Alaska
561.45 Dollars($)
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Hi barrett!
Welcome to forums!
I think you should contact an attorney in order to deal with the situation. Do not deal with the company alone. The attorney will guide you in dealing with them.
Sussane |
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TIMOTHY
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Post subject: SJM MARKETING,PLANITUM B SERVICES |
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| I just got a phone call from a collection agency about a debt of 590.00 that i owe to this company. The collection agency is Paramount recovery services. I had to go clear back to 2/05/2007 on my bank statements to find when I received a loan from them that I don't remember giving authoration for and I cannot find on line the documents to verify it. They took out 90.00 every 2 weeks after that up until I stopped it in JAN/09 which adds up to alot of money, 2970.00 to be exact. The collection company told me fill out a police report on fraudralent activity in my bank account and fax them a copy and they will close the account. Is this true and they also said they were going take me to court and garnish my wages if i didn't do this. |
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adonis
Joined: 22 Oct 2005
Posts: 3852
Location: ALASKA
120.89 Dollars($)
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Welcome TIMOTHY,
If any fraudulent activity has taken place, then you should immediately inform the police. If you really owe them money, then they can take legal steps against you to recover the dues. In my opinion, you should take some legal help to resolve the issue.
_________________
Procrastination is the enemy of your financial sucess |
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weezie
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Post subject: they told me i owned money |
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| this company says i owe money from a payday loan company named cash net. i was threatened they would contact my employer and do an investigation on me. i got scared because i need my job and i don't need them contacting them. this company got another company named u.s. associates, llc call me and tell me would i like to settle for 565.00 and then this will go away. what do i do in this matter |
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adonis
Joined: 22 Oct 2005
Posts: 3852
Location: ALASKA
120.89 Dollars($)
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Hi weezie,
Do you really owe them the money? If not, then you should contact an attorney and take legal actions against them as they are harassing you. If you owe them the money then you can settle your debts by negotiating with them. You may even consider the offer of paying $565.00 and settle the debts.
_________________
Procrastination is the enemy of your financial sucess |
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crowhunter
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Post subject: SJM |
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| I am also having troubble with this company, I donot ever remember taking out a loan from them in the amount of 300.oo. last nite my daughter recevied a call, they told her about it with out even knowing for sure that she was my daughter, they are saying this happened back in june of 08, my bank says that there was 300 put into my acc, and they only took out 90.oo a month later, do NOT ever remember doing this, they are just now getting in touch with me over this through a collection agency and making all there threats and crap. What a mess somebody needs to put this and other companys like them OUT OF BUSINESS! now what do I do? |
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smithsussane
Joined: 18 Sep 2008
Posts: 3738
Location: Alaska
561.45 Dollars($)
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Hi crowhunter!
Welcome to forums!
As you are not sure whether or not you've taken the loan, you can ask the collection agency to validate your debts. You can contact the collection agency within 5 days from the date they contact you and ask them to validate the debt they are speaking about. If the collection agency does not validate your debts, then they cannot collect the dues anymore or contact you.
You can check out a sample debt validation letter from the given page:
"http://www.debtconsolidationcare.com/letters/sample6.html"
Feel free to ask if you've further queries.
Sussane |
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jams
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| Sjm has called me at work and said they are sending a proces server here to my work and serve me papers. They called my human resources and mu manager stating they are coming to serve me court paper. this company is a farce. Close your bank accouhts put freezes on anything to do with this company. They are terrible. They try to scare people into paying them. They have to file suit in your county/state they cannot come serve papers themselves. Watch out for this scam company. |
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