NACA programs - Are they really helpful?

Welcome sharyn,

NACA has it's office at Wisconsin. The contact details would be:
4011 West Capitol Drive
Milwaukee, WI 53216-2557
(414) 442-6222

You should get in touch with them in order to know whether or not they would be able to help you in this regard.

I am a single parent i have goitten way behind on my mortgage i am still working to save the money to make the payment to satisfy the loan company ,is there anything that can be done to help so that i dont get in a situation like this again

Patience, most lenders have "events" at which you can speak with a counselor; alternatively, NACA has "events" as well...you didn't say where you're located, but do an internet search for NACA and see if there's a local entity. By the same token, you can certainly reach out to them by telephone if there's no local office. They're definitely advocates for people in your situation, and it's worth the time and trouble to reach them.

We are working with you,or you working with us. Just recieved notice of forecloseing with in 20 day, what can I do? are you still helping me or what? My ID N498352N. Please reply MR.ANDREW KROESCH

Andrew, you are barking up the wrong tree, I'm afraid. You need to locate NACA directly - I'm amazed that you wouldn't know how to contact them. Look them up with an internet search, or check the yellow pages, or contact your lender directly to find out what's happening.

the bank solld my house to freddie/mac. can naca help me get my house back

Hi Lui!

Welcome to forums!

Your query has been replied to in the given page:
http://www.mortgagefit.com/problems/gethouse-back.html#185415

Feel free to ask if you've further queries.

Sussane

Banks have the finale say on modifications - not NACA. You have to pay! period. There is a $50 monthly membership fee and according to how much your loans is : $99k or less = $3k $100k-200k = $4,500 and over $200k=$6,000 in dues. All of this can be confirmed on their website. Most people have a home loan over $200k so to get your loan modified you will have to pay out $6k to them - period. (yes it is spread out over ten years though) Only about 20% of people actually get a modification. NACA is a big dog and pony show that shows you how to do the paper work. ($6k ?) O and by the way, NACA is also paid $500 for each modification they send that makes three consecutive payments. fact!
Dont believe any of this? call them - o wait you'll never be able to speak to a live person.

I was told about the NACA loan program by a friend.. In the past 3 mos. I have had financial hardship due to a unexpected death in family.. MY loved one did not have any insurance which caused me to scrape up money for a burial. The circumstances has caused me to be late on a couple of my mortgage payments. I would like additional information on the qualifications / criteria in becoming eligible for some help.

i have a 1st mortgage which is adjustable and a second mortgage which is fixed but will balloon in eight or nine years. can i consolidate the loans to a fixed mortgage. currently the home is upside down in that my 1st and 2nd mortgage total together 111,000 and the value is $45,000. what can i do?

hi bbeacon,

if you have equity in your property, then you will be able to refinance both the mortgages into one. however, if your property is upside down, you won't get the option of refinancing.

What papers do I need to bring at the meeting?

You should contact your lender and he will let you know what documents you need to bring at the meeting.

I am trying to complete a Naca save my home application with you and am not certain how to go about it. Please help!!! I can be contacted either by email [Content Deleted] or cell phone [Content Deleted]

[Contact Details deleted as per forum rules. Thanks]