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ex g/f is on mortg and title

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newearthday42 Joined: 09 May 2011 Posts: 1 1.31 Dollars($)	Posted: Mon May 09, 2011 8:57 pm    Post subject: ex g/f is on mortg and title Like 0 Dislike 0 me and my now ex girlfriend bought a house in new york state 20 years ago. her name is on mortgage and deed,mine isnt. she moved out 10 years ago , ive always been paying the mortgage even 5 years before she left. im self employed with so so credit . she wants to sign the house over to me if i pay her $20,000. can this be done (i just paid the only other lein that was on the house besides the mortgage).or what options do i have ?
smithsussane Joined: 18 Sep 2008 Posts: 10439 Location: Alaska 985.83 Dollars($)	Posted: Tue May 10, 2011 12:24 am    Post subject: Like 0 Dislike 0 Hi newearthday! Welcome to forums! If you give her the money, then she can sign a quitclaim deed and transfer the property in your name. However, her name will still remain on the mortgage docs and the lender will want you to refinance the mortgage in your name. So, you need to refinance it so that the property as well as the mortgage, both, will be in your name. Feel free to ask if you've further queries. Sussane

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