My wife handled the family finaces and, without my knowledge, ran up 50K in credit card debt, drained the bank accounts to zero and dropped the divorce bomb on me (great week, huh?). Now we can't pay the mortgage and will likely lose the house in time. Would this be a wise time to consider bankrupcy (chpt 7 or 13)? I talked to my realtor that sold us the house and we can't sell the house for what we own on it. We're about 30-35K short by the time it's all said and done. Please help!!!