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Can I Refinance My Mortgage?

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mgd2 Joined: 25 May 2010 Posts: 1 1.37 Dollars($)	Posted: Tue May 25, 2010 10:44 am    Post subject: Can I Refinance My Mortgage? Like 0 Dislike 0 I currently own my condo in Branchburg NJ (actually bank owns it) but recently rented it out to a teacher so that I could move to Hoboken where there are more young white collar workers like me and where it is easier to commute to NYU where I will be persuing my masters starting this August (which my company is paying for). Can I refinance my mortgage to take advantage of the current low rates or must I be living at the property in order to refinance?
jameshogg Joined: 20 Dec 2005 Posts: 10460 Location: Nevada 987.57 Dollars($)	Posted: Tue May 25, 2010 11:17 pm    Post subject: Like 0 Dislike 0 Hi mgd, You may be able to refinance the mortgage. You will have to contact your lender and apply for a refinance. The lender will go through the situation and let you know whether or not he will be able to get a refinance. Thanks
mgd Guest	Posted: Wed May 26, 2010 4:20 am    Post subject: Refi Like 0 Dislike 0 Thanks for the info.
rita2 Joined: 23 Apr 2010 Posts: 286 51.03 Dollars($)	Posted: Fri May 28, 2010 12:20 pm    Post subject: Like 0 Dislike 0 Hi, You can re-finance the loan however, the lender needs to accept it. The lender will first go through your file and check the criteria to qualify for the re-finance and if you qualify they will allow the re-finance.

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