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home equity loan

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seanpi Joined: 06 Sep 2010 Posts: 1 1.00 Dollars($)	Posted: Mon Sep 06, 2010 10:02 am    Post subject: home equity loan Like 0 Dislike 0 I own one home in NJ and refinanced to lower my payments and consolidat all my bills I borrowed 190,00. on a 425,000 single family. my mother just signed her house over to me it has no mortgage and the deed is free and clear it is a two family house in carteret,NJ worth between 350,000 & 425,000 I would like to borrow 25,000 on this property it has 2 good tenants living in it now which brings me 2100 a month in rents. what is the best way to achieve my goal ?
jameshogg Joined: 20 Dec 2005 Posts: 10477 Location: Nevada 990.06 Dollars($)	Posted: Tue Sep 07, 2010 9:47 pm    Post subject: Like 0 Dislike 0 Hi seanpi, If you have a good income and excellent credit situation, lenders will be ready to give you a mortgage. You should contact your local lenders and apply for a mortgage. After going through your credit situation, the lender will let you know whether or not you would get a mortgage. Thanks

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