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NIV loans

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eileen Guest	Posted: Sat Jun 12, 2010 1:32 pm    Post subject: NIV loans Like 0 Dislike 0 Are there any banks that still do a NIV or "Stated" loan in New Jersey for a primary residence? If so, can you tell me which banks, please. Thank you. _________________ Need help choosing the right loan? Get free consultation from community lenders/consultant
adonis Joined: 22 Oct 2005 Posts: 10562 Location: ALASKA 1089.18 Dollars($)	Posted: Sun Jun 13, 2010 11:20 pm    Post subject: Like 0 Dislike 0 Welcome eileen, As far as I know, there are hardly any banks who will help you with a stated income loan. This is because after the real estate crisis, most lenders have stopped giving such loans. _________________ Procrastination is the enemy of your financial success
jveenstra Community Expert Joined: 10 Nov 2008 Posts: 1310 Location: River Edge, New Jersey 274.62 Dollars($)	Posted: Tue Jun 15, 2010 8:30 am    Post subject: NJ Stated Income Like 0 Dislike 0 There are one or two lenders that do this in NJ. The most prominant one is for self employed only. Are you self employed????? _________________ John Veenstra, Sr Mortgage Consultant Approved Funding Corp Licensed NJ NY CT PA 201-833-0123x278
tfaulhaber1 Community Expert Joined: 17 Dec 2009 Posts: 562 75.68 Dollars($)	Posted: Tue Jun 15, 2010 10:48 am    Post subject: Like 0 Dislike 0 Their are several lenders offering "Stated Income" loans in NJ but, if you're not self employed, you're probably out of luck. _________________ Theo (Ted) Faulhaber 516-403-9116 516-634-4417 tfaulhaber (at) vanguardfunding.net
brian rice Guest	Posted: Tue Jun 15, 2010 1:13 pm    Post subject: stated income loans Like 0 Dislike 0 anyone know if there are any lenders in Virginia who will do stated income loans?
jameshogg Joined: 20 Dec 2005 Posts: 10477 Location: Nevada 990.06 Dollars($)	Posted: Tue Jun 15, 2010 11:46 pm    Post subject: Like 0 Dislike 0 Hi brian, As far as I know, there are hardly any lenders who offer stated income loans to borrowers these days. Most of the lenders have stopped giving stated income loans to borrowers after the real estate crisis. The lenders will want you to check your financial stability and your income before offering you a loan. Thanks
eric1 Community Expert Joined: 04 Jan 2009 Posts: 1511 226.93 Dollars($)	Posted: Thu Jun 17, 2010 2:27 pm    Post subject: Like 0 Dislike 0 Yes there are a few lenders who will do this in NJ. You need to be self employed as mentioned above or even paid via 1099. _________________ Eric JFree Rate Quote, Stated Income Loans FHA RATE QUOTE Mortgage Rate Quote
Guest	Posted: Sun Jun 19, 2011 4:49 pm    Post subject: Like 0 Dislike 0 What about Arizona?? I need condo financing. Any NIV banks?? Both my brother and I have 785 score and plenty Of realstate owned outright.
gmakerley Community Mentor Joined: 09 Nov 2007 Posts: 12376 Location: bloomfield, ct 58.49 Dollars($)	Posted: Sun Jun 19, 2011 6:43 pm    Post subject: Like 0 Dislike 0 Guest, for the most part, "no-doc" loans are limited to California and several east coast locales. I've never seen a Nevada lender listed on any of the lists. _________________ George M. Akerley Mortgage Underwriter/Consultant Word of Excellence- Writing/Editing/Proofreading 860-221-5044

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