| Community Members Opinion |
Jessica
Joined: 08 Jun 2004
Community Mentor
Posts: 814
Location: OHIO
195.95 Dollars($)
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 Posted: Sat Sep 12, 2009 5:54 am Post subject: |
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That's good news Niicss. There are several debt relief companies which call consumers who're unable to pay off bills and make false promises to get them out of debt. These companies indulge in debt relief scams thereby charging a lot of fees without providing any service in return. I think the ban on robocalls may help protect consumers from such scams.
However, there are several companies – insurers, debt collectors, telephone carriers which are exempt from the ban. Moreover, there are states which have already declared robocalls as illegal. In spite of this, consumers in those states can hardly escape such telemarketing calls. Thus, the authorities need to ensure that the ban is effective enough to protect consumers at all levels.
Regards,
Jessica.
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savior70
Joined: 25 Mar 2009
Posts: 1416
Location: Florida
167.66 Dollars($)
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| Posted: Sat Sep 12, 2009 7:04 am Post subject: |
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Hi,
It's good to know that the Federal Trade Commission has finally awaken up to the menace of robocalls, after having received thousands of consumer complaints over the years. The new rule is welcome as people can now expect to get rid of those pesky telemarketing calls that haunt them even at odd hours of the day.
However, as it has already been noted, this rule does not quite put a full stop to the robocalls. The FTC has a limited jurisdiction and cannot regulate advertising by certain financial institutions, including banks, savings and loans etc. Many fear that those who are exempt from the rule will now bombard the consumers with phone advertisements, often misleading, at a time when the struggling homeowners are looking to refinance or modify their loans. Hence, it's too early to say whether this ban on certain types of robocalls will at all be much beneficial for the consumers. However, it must also be added that this new rule will definitely relieve the consumers from such pesky calls to a certain extent at least. |
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eric1
Joined: 04 Jan 2009
Community Experts
Posts: 1171
175.69 Dollars($)
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gmakerley
Joined: 09 Nov 2007
Community Mentor
Posts: 7405
Location: bloomfield, ct
62.63 Dollars($)
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| Posted: Mon Sep 21, 2009 9:28 am Post subject: |
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but of course these robocalls still come in, regardless. i just fielded one here at work the other day, for "debt consolidation." and yes, i said the call came to our place of business. anyway, here's how i reacted - i waited for the opportunity to press "1" and when a human came on the line, i immediately informed her that i was reporting them to the federal trade commission. of course, they clicked me off immediately, and that was fine. i then went online and filed a formal complaint with the ftc (ftc.gov).
so until these things stop happening, i think it a worthwhile exercise to file a formal complaint.
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