Judgement Process

successfulmom39 · Joined: 05 Aug 2009 Posts: 1 1.00 Dollars($)

I had a car repo which I co-signed for my sister. I checked my credti report and saw that I had a judgement againts me in NY for a repossession of my car. I thought that judgement must be filed in the state it occurred and thought they must notify me?

gmakerley · Posted: Wed Aug 05, 2009 2:34 pm Post subject:

you do need to be notified, but notification is tricky. you didn't tell us the details about the "where" so i don't know why new york is an issue, but i gather your sister lives elsewhere, right?

remember, as a cosigner you were 100% liable for payments on that loan. when they repossessed it, that means the loan was in default. they have every right to obtain a judgment.

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