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Can I refinance my house if mortgage on my name only?

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Oliviabc11 Joined: 09 Sep 2010 Posts: 1 1.39 Dollars($)	Posted: Thu Sep 09, 2010 9:26 am    Post subject: Can I refinance my house if mortgage on my name only? Like 0 Dislike 0 I own a home in Suffolk county- Southampton Township,new York state- with my husband ( I added him on my deed as husband via a sale $ bargain deed) I m the only one on morgage and I'm the only one payiung it I refinanced in 2004 and took an aditional Home Equity loan to build the second story to the house I added my husband on the deed in 2008 my rate for mortgage is now 6.7% Can I refinance again at a lower rate and get some cash? My house is worth now 550K acc to last apraisal when I got the C of Occupancy I owe 180k to mortgage Co How much cash can I get if I refinance ? Can I do the refinancing without my husband involved? In case if divorce is he entitaled to some of the cash from refi( being is borrowed against the home equity and he is on the deed too as I mentioned)? I intend to pay the refi on my own thank u
dipaligopale Joined: 25 May 2010 Posts: 790 22.70 Dollars($)	Posted: Thu Sep 09, 2010 10:34 am    Post subject: Like 0 Dislike 0 Hi Oliviabc11, Welcome to mortgagefit, I am not sure about the exact figures that how much you could be able to cash-out.But we have total 42 calculators on this website so you can refer either of them whichever suits you. In my opinion this calculator may go close to what you are searching for. http://www.mortgagefit.com/calculators/cashoutrefinance-secondloan.htm l Feel free to ask any further query. Thanks DIPA _________________ 1.The best of intentions must still have directions !--Unknown author 2.When I hear somebody sigh, "Life is hard," I am always tempted to ask, "Compared to what?" - Sydney J. Harris

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