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obventions · Joined: 26 Oct 2010 Posts: 2 1.78 Dollars($)

Thank you in advance for reading about my situation.

My grandmother died 11 years ago when I was 12 years old. She left an acre of property in Brunswick County, North Carolina in mine & my mother's name (in her trust until I became of age, of course.) I no longer reside in the state.

Once upon a time there was a nice double wide mobile home with a deck built on the back, pool, shed, etc. I'm not exactly sure what happened, but I do know the house was repossessed and is no longer there. I think this happened after I turned 18. If it did, nothing about it has shown up on my credit report and I didn't receive any notices. (I'm not sure if the house was left partially in my name or not.)

My mother and I are not on speaking terms and haven't been for quite some time. At first, I wasn't concerned with my name being on the property, because the taxes and such were being taken care of. Now, I'm not sure if they are or not. I know that the property itself isn't. It's now considered undeveloped land again.

Being only 23, on my own for quite some time, and very little resources, I just don't want something having to do with my mother to come back and bite me, so to speak. I know that my grandmother would be disappointed to see what's come of everything. I don't have the means to take care of the upkeep, etc. My ideal goal would be to just sign over any rights and ownership to my mother. I'm wondering what the best way to go about that would be, and if at all possible, with out having to contact, speak to, or see her?

Once again, thank you for reading and for any insight you may give.

gmakerley · Posted: Tue Oct 26, 2010 11:25 am Post subject:

You'll not have any obligation resulting from that repossession - that was undoubtedly something your Mom must have been responsible for and likely defaulted upon. Of course, it's possible that the lender never got wind of your Grandmother's passing until the loan was delinquent, by which time they'd (perhaps) already decided to do the repo.

Your lack of involvement due to age would eliminate you from any obligation anyway, but inasmuch as you've never been involved in such a financial transaction since coming of majority age there'd be no claims against you.

As for disposing of your interest in the property, you might want to discuss this with legal counsel in North Carolina, expressing your desire to simply deed your ownership interest over to your mother without need for contact. That ought to be something you could accomplish, with the help of a local attorney - allowing him or her to make contact so your mom would know what was happening.

obventions · Joined: 26 Oct 2010 Posts: 2 1.78 Dollars($)

I was hoping to hear that since I've not been involved in anything, signed anything, etc, that I shouldn't have any claims against me or obligations and such. Smile

To be quite honest, I didn't want to be on the deed in the first place. I was concerned if something could be pressed against me (such as back taxes or anything like that) for being on the deed, until I'm able to save up for the financial expense of a lawyer.

After doing further research, I think that signing my interest over would become even more tricky and will end up requiring a lawyer. Some routes I could have taken were to pay the taxes owed, then either sign everything over, visa versa, or sell it. But I fear that since she's apparently behind on child support for my sibling, the county may try to seize her interest of things and do... whatever it is that they do... to compensate and make up for all of that. Feels like a can't win for losing type situation.

gmakerley · Posted: Thu Oct 28, 2010 11:41 am Post subject:

Check with Legal Aid. There is a legal aid office within your area - there's a 910 area code given for the phone number that I found on the Brunswick County web page. You will also find that the second set of numbers given is 763 and that the third set of numbers is 6207.

We're prevented from divulging the number outright; hopefully you'll get through to them and get some free assistance in figuring out what to do.

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