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 neptunesdesire20072000
Joined: 26 Dec 2008
Posts: 1
1.27 Dollars($)
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 Posted: Sun Dec 28, 2008 10:15 am Post subject: my credit is poor can i get a 40 to 50 year mortage in ohio |
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| is there anyone who can help with this question |
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smithsussane
Joined: 18 Sep 2008
Posts: 3709
Location: Alaska
556.69 Dollars($)
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| Posted: Sun Dec 28, 2008 7:59 pm Post subject: |
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Hi neptunesdesire!
Welcome to forums!
You haven't mentioned your credit score in your post. Keeping in mind the present market situation, lenders are not offering mortgage to people with a poor credit score. However, you can check out for the FHA loans. FHA loans are available at a credit score of 580 as well. But in order to get a mortgage at such a low rate, your credit report should have no late payments or collections.
This community also has a large number of lenders. You can speak to them and seek a no obligation free mortgage consultation from this. This will help you to know the market rates and terms.
Feel free to ask if you have further queries.
Sussane |
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Jessica
Community Mentor
Joined: 08 Jun 2004
Posts: 814
Location: OHIO
195.93 Dollars($)
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| Posted: Mon Dec 29, 2008 6:39 am Post subject: |
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Hi Neptunesdesire,
How poor is your credit? what's your score like? And why do you wish to take out a 40 year or 50 year mortgage? I mean the time period is too long, isn't it? Tell us more about your plans and your situation? That'll help me give you some concrete suggestions.
Regards,
Jessica
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http://jessica.mortgagefit.com/ |
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