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neptunesdesire20072000 · Joined: 26 Dec 2008 Posts: 1 1.27 Dollars($)

is there anyone who can help with this question

smithsussane · Posted: Sun Dec 28, 2008 7:59 pm Post subject:

Hi neptunesdesire!

Welcome to forums!

You haven't mentioned your credit score in your post. Keeping in mind the present market situation, lenders are not offering mortgage to people with a poor credit score. However, you can check out for the FHA loans. FHA loans are available at a credit score of 580 as well. But in order to get a mortgage at such a low rate, your credit report should have no late payments or collections.

This community also has a large number of lenders. You can speak to them and seek a no obligation free mortgage consultation from this. This will help you to know the market rates and terms.

Feel free to ask if you have further queries.

Sussane

Jessica · Posted: Mon Dec 29, 2008 6:39 am Post subject:

Hi Neptunesdesire,

How poor is your credit? what's your score like? And why do you wish to take out a 40 year or 50 year mortgage? I mean the time period is too long, isn't it? Tell us more about your plans and your situation? That'll help me give you some concrete suggestions.

Regards,

Jessica

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my credit is poor can i get a 40 to 50 year mortage in ohio