Posted: Wed Jun 10, 2009 12:02 pm Post subject: commercial forclosure
I recently was served papers saying the bank filed for a judgement against me. Does Act 6 apply to a commercial mortgage? I received no notice other than the actual papers saying the lawsuit was filed.
Act 6 Notice is sent when someone is 60 days behind on the payments and is also known as "Notice of Intention to Foreclose". To know more about Act 6 and Act 91, check out the following page:
http://www.mortgagefit.com/pennsylvania/foreclosure.html#25023
You need to contact your lender regarding Act 6 notice and check out what he has to say in this regard. _________________ Procrastination is the enemy of your financial success
Dot Guest
Posted: Sun Aug 02, 2009 6:30 pm Post subject: Act 91 letter
I declared bankruptcy and had asked my mortgage company to let us do a modification to get our mortgage and by the way this is our second mortgage not our 1st and is also thru citimortgage all thru the bankruptcy 4 months we tried to get help from our mortgage company and they kept saying it takes 30 days someone will contact you I faxed twice all the information they requested and still nothing just a total run around we have been discharged by and now they are coming down on us with this act 91 don't know what to do at this point
As you have defaulted your mortgage payments, the lender has sent you an Act 91 Notice. The main purpose of this notice is to advise you to apply for a Homeowners Emergency Assistance Program (HEMAP). You should contact your lender and apply for a HEMAP. _________________ Procrastination is the enemy of your financial success
Theresa Guest
Posted: Tue Nov 10, 2009 8:08 am Post subject: ACT 91
I just recieved the act 91 notifice and I am only one payment behind. I thought as long as you were paying something and you went more then 3 months behind you were OK.
Act 91 Notice can be given to anyone who is behind in his mortgage payments. With this notice, the person is advised that he/she can apply for a Homeowners Emergency Assistance Program (HEMAP). As you are a month behind on your payments, you have received this notice.
Feel free to ask if you've further queries.
Sussane
cinderella Guest
Posted: Fri Nov 13, 2009 2:36 pm Post subject: act 91
i can't find my act 91 paper..how can i get another one so i can apply for a Homeowners Emergency Assistance Program (HEMAP)?
I think you should contact your lender and take his opinion in this regard. He may help you in getting another Act 91 notice.
Sussane
LEELEE Guest
Posted: Fri Jan 15, 2010 1:30 pm Post subject: HEMAP
Do all lenders have to work with you if you are approved by HEMPA. Our lender sadi don't apply because we would not qualify and we should sell before they foreclose on us. Is ACT 91 a law where they have to work with us if we are aproved by HEMAP aid???
adonis
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