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act 91 and act 6 notice

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dave65 Guest	Posted: Wed Jun 10, 2009 12:02 pm    Post subject: commercial forclosure Like 0 Dislike 0 I recently was served papers saying the bank filed for a judgement against me. Does Act 6 apply to a commercial mortgage? I received no notice other than the actual papers saying the lawsuit was filed.
adonis Joined: 22 Oct 2005 Posts: 10242 Location: ALASKA 1042.50 Dollars($)	Posted: Thu Jun 11, 2009 12:16 am    Post subject: Like 0 Dislike 0 Hi dave, Act 6 Notice is sent when someone is 60 days behind on the payments and is also known as "Notice of Intention to Foreclose". To know more about Act 6 and Act 91, check out the following page: http://www.mortgagefit.com/pennsylvania/foreclosure.html#25023 You need to contact your lender regarding Act 6 notice and check out what he has to say in this regard. _________________ Procrastination is the enemy of your financial success
Dot Guest	Posted: Sun Aug 02, 2009 6:30 pm    Post subject: Act 91 letter Like 0 Dislike 0 I declared bankruptcy and had asked my mortgage company to let us do a modification to get our mortgage and by the way this is our second mortgage not our 1st and is also thru citimortgage all thru the bankruptcy 4 months we tried to get help from our mortgage company and they kept saying it takes 30 days someone will contact you I faxed twice all the information they requested and still nothing just a total run around we have been discharged by and now they are coming down on us with this act 91 don't know what to do at this point
adonis Joined: 22 Oct 2005 Posts: 10242 Location: ALASKA 1042.50 Dollars($)	Posted: Sun Aug 02, 2009 8:14 pm    Post subject: Like 0 Dislike 0 As you have defaulted your mortgage payments, the lender has sent you an Act 91 Notice. The main purpose of this notice is to advise you to apply for a Homeowners Emergency Assistance Program (HEMAP). You should contact your lender and apply for a HEMAP. _________________ Procrastination is the enemy of your financial success
Theresa Guest	Posted: Tue Nov 10, 2009 8:08 am    Post subject: ACT 91 Like 0 Dislike 0 I just recieved the act 91 notifice and I am only one payment behind. I thought as long as you were paying something and you went more then 3 months behind you were OK.
smithsussane Joined: 18 Sep 2008 Posts: 10020 Location: Alaska 917.78 Dollars($)	Posted: Tue Nov 10, 2009 11:52 pm    Post subject: Like 0 Dislike 0 Hi Theresa, Act 91 Notice can be given to anyone who is behind in his mortgage payments. With this notice, the person is advised that he/she can apply for a Homeowners Emergency Assistance Program (HEMAP). As you are a month behind on your payments, you have received this notice. Feel free to ask if you've further queries. Sussane
cinderella Guest	Posted: Fri Nov 13, 2009 2:36 pm    Post subject: act 91 Like 0 Dislike 0 i can't find my act 91 paper..how can i get another one so i can apply for a Homeowners Emergency Assistance Program (HEMAP)?
smithsussane Joined: 18 Sep 2008 Posts: 10020 Location: Alaska 917.78 Dollars($)	Posted: Sun Nov 15, 2009 11:49 pm    Post subject: Like 0 Dislike 0 Hi cinderella! Welcome to forums! I think you should contact your lender and take his opinion in this regard. He may help you in getting another Act 91 notice. Sussane
LEELEE Guest	Posted: Fri Jan 15, 2010 1:30 pm    Post subject: HEMAP Like 0 Dislike 0 Do all lenders have to work with you if you are approved by HEMPA. Our lender sadi don't apply because we would not qualify and we should sell before they foreclose on us. Is ACT 91 a law where they have to work with us if we are aproved by HEMAP aid???
Niicss Joined: 03 Oct 2005 Posts: 4770 Location: New Jersey 499.28 Dollars($)	Posted: Sat Jan 16, 2010 2:11 am    Post subject: Like 0 Dislike 0 Your query has been answered in the given page: http://www.mortgagefit.com/foreclosure/act91-hemap.html#144594
sugar hall Guest	Posted: Sun May 23, 2010 4:31 pm    Post subject: forclosuer of home Like 0 Dislike 0 if your received soc sec and pension and you have no longer paid your mortgage payment will they take you money from your soc sec and pension to paid you mortgage
sara Moderator Joined: 05 Jul 2006 Posts: 2645 Location: New Brunswick, New Jersey 488.43 Dollars($)	Posted: Mon May 24, 2010 2:12 am    Post subject: Like 0 Dislike 0 Hi Guest, Social security income and retirement accounts cannot be garnished by the lender. If any lender does so, it will be against the federal law. However, you should remember that if you have a savings account, then the lender will be able to garnish it in order to recover the deficient balance resulting from the sale of the property. Take care. _________________ Find me at FB: http://www.facebook.com/people/Sara-Jones/100002976822020
bill wilson Guest	Posted: Thu Sep 02, 2010 10:07 am    Post subject: HEMAP Like 0 Dislike 0 Are you required to payback this loan from HEMAP ?
jameshogg Joined: 20 Dec 2005 Posts: 10148 Location: Nevada 941.94 Dollars($)	Posted: Fri Sep 03, 2010 1:26 am    Post subject: Like 0 Dislike 0 Hi bill, You are required to pay back the HEMAP assistance when you are in a better financial situation. Thanks
notice Guest	Posted: Sun Sep 19, 2010 9:06 pm    Post subject: ACT 91 NOTICE Like 0 Dislike 0 If I Do Receive The Loan From Hemap Can The Bank Still Refuse The Payment, Also Will The Money Go To The Law Office Or To The Bank.

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